EN DE

Inchcape PLC (INCH) Fair Value & Analysis

Consumer Cyclical · GB · Market cap 2.8B GBX · ISIN GB00B61TVQ02

What is Inchcape PLC really worth?

IP Inchcape PLC INCH · LSE
Price£8.50
Fair Value£16.27
Upside+91.5%
Quality62/100

A solid business, trading 48% below our fair value of £16.27.

Watch Inchcape PLC for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

Strengths

Low debt · generates free cash flow
Ranks above peers (10/14)

Risks

!Mixed Growth (revenue 5y +5.9 %/yr)
!Thin margins · 3.0% net margin
!Moderate moat 50/100
!Weak on future: 27 out of 100

For context

·3.96% dividend yield
Evidence: High Range £10.83 – £21.46

Fair value as of: Aug 30, 2026

From 25 valuation models · updated 6 days ago

Share price +0.7% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price is below even our cautious bear case (£10.83). The market is more pessimistic than our downside scenario.
  • Solid quality (62/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (£10.83 to £21.46) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

£8.66 £5.38 Fair Value £16.27 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 30, 2026.

How to read this chart

60‑month range £5.38 – £8.66 · fair‑value band £10.83 – £21.46 · the £8.50 price screens below the £16.27 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 30, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Inchcape PLC (INCH) currently trades at £8.50, while our model-based Fair Value estimate is £16.27, implying the stock looks roughly 47.8% undervalued today. The Quality Score stands at 62/100 (solid quality), in the Consumer Cyclical sector. Bull case: the Multiples group reads highest at a median of £17.17 per share, and 20 of the 25 models we run sit above the £8.50 price. Bear case: the Asset-Based group reads lowest at £2.42, and 5 of the 25 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Inchcape PLC generated revenue of £9.1B at a net margin of 3.0%. Revenue grew 5.3% year over year. It earns a return on equity of 19.4%. Net debt stands at £607M. Fundamentals as of Aug 30, 2026

Our scenario range runs from £10.83 (bear case) to £21.46 (bull case); at £8.50, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Consumer Cyclical peers we cover trades at −13% fair-value upside, at 92%, INCH screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly £0.2599 per share, which is 1.6 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF best evidence £10.22 £14.13 £19.41 81
Growth DCF £10.49 £14.13 £18.85 79
Owner Earnings £10.31 £14.25 £19.58 77
All 25 models by family
DCF Models
FCF DCF best evidence £10.22 £14.13 £19.41 81
Owner Earnings £10.31 £14.25 £19.58 77
5Y Revenue Exit £11.67 £17.72 £25.16 72
5Y EBITDA Exit £12.74 £19.61 £27.24 75
5Y P/E Exit £11.11 £16.74 £22.29 71
10Y Revenue Exit £10.66 £15.86 £22.24 67
10Y EBITDA Exit £11.67 £17.10 £23.71 68
10Y P/E Exit £10.67 £15.21 £20.21 64
Earnings-Based
Graham-Dodd £5.31 £11.83 £15.11 66
PEG = 1.0 £1.91 £2.73 £3.55 57
EPV £9.92 £11.42 £12.71 74
Dividend Discount
Gordon GGM £2.54 £4.00 £5.56 68
DDM Multi-Stage £2.54 £3.64 £4.83 67
Multiples
P/E Multiple £12.87 £17.17 £21.46 63
P/S Multiple £9.95 £13.26 £16.58 58
P/B Multiple £9.95 £13.26 £16.58 55
EV/EBIT £19.67 £26.09 £32.50 66
EV/EBITDA £16.30 £21.60 £26.89 67
EV/Revenue £13.40 £18.96 £24.52 54
Asset-Based
NCAV (Graham) £1.80 £2.42 £3.61 54
Growth DCF
Growth DCF £10.49 £14.13 £18.85 79
Rev-Margin DCF £11.67 £17.82 £24.32 73
Economic Profit
Residual Income £4.85 £6.35 £23.85 64
ROIC Compounder £10.22 £12.15 £14.08 72
Growth Earnings
Growth-Adj P/E £9.57 £13.68 £17.78 67

Widest divergence: Multiples (£17.17) versus Asset-Based (£2.42). Highest evidence: FCF DCF (81).

Notify me when INCH reaches fair value

Put INCH on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

P/E ratio 11.8
P/S ratio 0.35 P/E × margin
EPS (TTM) £0.7200 price ÷ EPS = P/E 11.8
Dividend yield 4.0% payout 46.7%
Net margin 3.0% FY2025
Return on equity 19.4% TTM
More key figures
Profitability
Return on assets (EBIT) 8.4% avg 5y
Operating margin 6.7% TTM
Growth
Revenue (TTM) £9.1B TTM
Revenue growth (YoY) +5.3% 3y avg +3.8%
EPS growth (YoY) −45.6%
Balance sheet & cash flow
Free cash flow 340M GBX FY2025
Net debt 607M GBX FY2025 · ≈ 1.8 yrs of FCF

Figures from reported company fundamentals · as of Aug 30, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 59 · Market factors (momentum, volatility) 67

Profitability 57
Margins and returns on capital today
Quality Growth 22
Are margins and returns improving?
Cashflow 51
Earnings quality: real cash, not paper profit
Fin. Strength 43
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 73
Calm price path (market factor)
Momentum 54
Price trend over the last 3–12 months (market factor)
52W Momentum 81
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Inchcape plc operates as an automotive distributor. It engages in the distribution, sales, and marketing of new and used vehicles, and parts.

Full company description

Inchcape plc operates as an automotive distributor. It engages in the distribution, sales, and marketing of new and used vehicles, and parts. The company provides aftersales service and body shop repairs; and vehicle parts, maintenance, finance, and insurance products and services, as well as product planning, logistics, brand and marketing, channel management, and digital retail services. It operates in the Asia Pacific, Europe, the Americas, and Africa. Inchcape plc was founded in 1847 and is headquartered in London, the United Kingdom.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Inchcape PLC reported revenue of £9.1B in FY2025 versus £6.9B in FY2021, a compound +7.2%/yr. Reported net income was £272M in FY2025, compounding +23.5%/yr from FY2021.

Growth Quality 55/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
£9.1B
Latest YoY
−1.8%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.8%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.9%
Avg. revenue growth/yr (40Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+4.1%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+10.4% (6.4 + 4.0)
Revenue +7.2%/yr
FY21 £6.9B
FY22 £8.1B
FY23 £11.4B
FY24 £9.3B
FY25 £9.1B
Net income +23.5%/yr
FY21 £117M
FY22 £245M
FY23 £270M
FY24 £421M
FY25 £272M
Character of growth · EPS growth decomposed (2014-2025) +7.8 % p.a.
Revenue per share +4.9 %

of which total revenue +3.8 % · buybacks/dilution +1.1 %

EBIT margin +2.1 %
Tax rate +0.1 %
Residual (interest, one-offs) +0.6 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

Watch INCH: get an alert when its fair value changes →

Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Inchcape PLC Fair Value". https://www.fairvalue-calculator.com/stock/INCH

Peer Group

Auto & Truck Dealerships · 97 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 62 · Top 25%
Fair Value upside +92% · Top 25%
Return on equity (TTM) 19% · Top 25%
Return on assets 6% · Top 25%
Net margin (TTM) 3% · Above median
Operating margin (TTM) 7% · Above median
Revenue growth 5% · Above median
Dividend yield (TTM) 4.0% · Above median
Debt / equity 0.41× · Higher than median

Valuation Multiples vs Auto & Truck Dealerships median · lower = cheaper

P/E (TTM) 11.8× · Cheaper than median
P/B 2.99× · Pricier than 75% of peers
P/S (TTM) 0.41× · Pricier than median
P/FCF 11.0× · Pricier than 75% of peers
EV/EBITDA 5.8× · Cheaper than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 32
FUTURE27 · sector 13
PAST78 · sector 20
HEALTH80 · sector 90
DIVIDEND79 · sector 71

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Auto & Truck Dealerships stocks, each showing price versus our Fair Value estimate (as of Aug 30, 2026).

Stock Price Fair Value vs Fair Value
Carvana Co CVNA $74.04 $17.59 −76%
Penske Automotive Group PAG $219.62 $217.41 −1%
D'Ieteren Group DIE €175.00 €105.40 −40%
Hotai Motor Co 2207 524.00 TWD 558.82 TWD +7%
CarMax, Inc KMX $62.11 $29.44 −53%
Lithia Motors, Inc LAD $369.61 $498.50 +35%
AutoNation, Inc AN $196.57 $329.77 +68%
AUTO1 Group AG1 €21.78 €5.84 −73%
Rush Enterprises, Inc RUSHA $76.27 $66.27 −13%
Valvoline Inc VVV $33.96 $24.55 −28%

Compare Inchcape PLC with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Cyclical stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Extrinsic Value Calculator (Options) Splits an option premium into intrinsic and extrinsic (time) value. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is Inchcape PLC (INCH) overvalued or undervalued?
As of Aug 30, 2026, our model estimates a fair value of £16.27 versus a price of £8.50, about +92% upside (undervalued).
What is the fair value of INCH?
Our model-based fair value for Inchcape PLC is £16.27 (as of Aug 30, 2026), built from audited fundamentals. The current price: £8.50.
What is the quality score of INCH?
Inchcape PLC has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Inchcape PLC (INCH)?
Inchcape PLC reported trailing-twelve-month revenue of about £9.1B (latest available figure, as of Aug 30, 2026).
What is the net profit margin of INCH?
The net profit margin of Inchcape PLC is about 3.0%, meaning it keeps roughly 3.0% of revenue as net income. Based on the latest reported figures.
Does Inchcape PLC pay a dividend?
Inchcape PLC currently shows a dividend yield of about 3.96% relative to its recent price (as of Aug 30, 2026).
Free · no account needed

Watch Inchcape PLC in the live analysis

One click puts Inchcape PLC on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.