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AUTO1 Group SE (AG1) Fair Value & Analysis

Consumer Cyclical · DE · Market cap €5.8B · ISIN DE000A2LQ884

What is AUTO1 Group SE really worth?

AG AUTO1 Group SE AG1 · XETRA
Price€22.04
Fair Value€5.84
Upside−73.5%
Quality42/100

Below-average quality, and trading another 277% above our fair value of €5.84.

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Risks

!Expensive Growth (revenue 5y +23.6 %/yr)
!Thin margins · 0.9% net margin
!High debt · negative free cash flow
!Trails peers (2/12)
!Narrow moat 32/100
!Evidence only medium, so the estimate is less certain
!Weak on balance sheet: 7 out of 100
Evidence: Medium Range €4.38 – €7.30

Fair value as of: Sep 2, 2026

From 17 valuation models · updated 2 days ago

Share price −0.7% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (€7.30). The favourable scenario is already priced in.
  • Weak quality (42/100) and above fair value at the same time, the margin of safety is missing on both counts.

Price vs Fair Value (5 years)

€41.87 €3.35 Fair Value €5.84 Jul 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 2, 2026.

How to read this chart

60‑month range €3.35 – €41.87 · fair‑value band €4.38 – €7.30 · the €22.04 price screens above the €5.84 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 2, 2026.

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Analysis

AUTO1 Group SE (AG1) currently trades at €22.04, while our model-based Fair Value estimate is €5.84, implying the stock looks roughly 277.4% overvalued today. The Quality Score stands at 42/100 (below-average quality), in the Consumer Cyclical sector. Bull case: the DCF Models group reads highest at a median of €13.34 per share, and 0 of the 17 models we run sit above the €22.04 price. Bear case: the Economic Profit group reads lowest at €0.6700, and 17 of the 17 models stay below the price. Evidence for this calculation is medium.

Over the trailing twelve months, AUTO1 Group SE generated revenue of €8.7B at a net margin of 0.9%. Revenue grew 25.4% year over year. It earns a return on equity of 10.7%. Net debt stands at €1.1B. Fundamentals as of Sep 2, 2026

Our scenario range runs from €4.38 (bear case) to €7.30 (bull case); at €22.04, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat. The share trades about 30% below its 52-week high and 52% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at −13% fair-value upside, at −74%, AG1 screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly €0.2233 per share, which is 3.8 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Note: the current price implies far more future growth than the conservative anchors of our models allow (base growth is deliberately capped, we do not regard such extreme rates as sustainable). Our models are not designed for expectations this high; that is why the individual models scatter extremely (€0.0200 to €16.79). Read the values as a conservative anchor, not as a price target.
Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income best evidence €2.84 €3.22 €6.40 72
Owner Earnings €4.23 €13.34 €31.76 68
Gordon GGM €0.0100 €0.0300 €0.0400 67
All 17 models by family
DCF Models
Owner Earnings €4.23 €13.34 €31.76 68
Earnings-Based
Graham-Dodd €2.41 €16.79 €23.56 63
Lynch FV €5.72 €8.17 €10.62 61
PEG = 1.0 €5.72 €8.17 €10.62 57
EPV €0.1400 €0.6700 €1.14 66
Dividend Discount
Gordon GGM €0.0100 €0.0300 €0.0400 67
DDM Multi-Stage €0.0100 €0.0200 €0.0300 65
Multiples
P/E Multiple €5.84 €7.79 €9.74 63
P/S Multiple €4.51 €6.02 €7.52 58
P/B Multiple €4.51 €6.02 €7.52 55
EV/EBIT €2.83 €4.86 €6.89 64
EV/EBITDA €3.06 €5.17 €7.28 65
EV/Revenue €0.8400 €2.60 €4.36 49
Asset-Based
NCAV (Graham) €1.61 €2.15 €3.21 54
Economic Profit
Residual Income best evidence €2.84 €3.22 €6.40 72
ROIC Compounder €0.1400 €0.6700 €1.14 66
Growth Earnings
Growth-Adj P/E €7.65 €10.93 €14.21 67

Widest divergence: DCF Models (€13.34) versus Dividend Discount (€0.0200). Highest evidence: Residual Income (72).

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Key figures & financial health

P/E ratio 61.2
P/S ratio 0.58 P/E × margin
EPS (TTM) €0.3600 price ÷ EPS = P/E 61.2
Net margin 1.0% FY2025
Return on equity 10.7% TTM
Return on assets (EBIT) −4.8% avg 5y
More key figures
Profitability
Operating margin 1.6% TTM
Growth
Revenue (TTM) €8.7B TTM
Revenue growth (YoY) +25.4% 3y avg +7.7%
EPS growth (YoY) −11.2%
Balance sheet & cash flow
Free cash flow −€485M FY2025
Net debt €1.1B FY2025

Figures from reported company fundamentals · as of Sep 2, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 42/100

Of which business quality 41 · Market factors (momentum, volatility) 31

Profitability 46
Margins and returns on capital today
Quality Growth 55
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 45
Balance sheet, leverage, solvency risk
Investment 66
Disciplined investing over empire-building
Low Volatility 2
Calm price path (market factor)
Momentum 50
Price trend over the last 3–12 months (market factor)
52W Momentum 30
Distance to the 52-week high (market factor)
Net Issuance 54
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

AUTO1 Group SE, a technology company, operates a digital automotive platform for buying and selling used cars online in Germany, France, Spain, Italy, and internationally. The company operates in two segments, Merchant and Retail.

Full company description

AUTO1 Group SE, a technology company, operates a digital automotive platform for buying and selling used cars online in Germany, France, Spain, Italy, and internationally. The company operates in two segments, Merchant and Retail. It is involved in the operation of AUTO1.com platform for the sale of used cars to commercial dealers; Autohero.com for the sale of used cars to private customers; and wirkaufendeinauto.de, an online platform to sell used cars to AUTO1. The company was founded in 2012 and is based in Berlin, Germany.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AUTO1 Group SE reported revenue of €8.2B in FY2025 versus €4.8B in FY2021, a compound +14.4%/yr. Reported net income was €77.9M in FY2025.

Growth Quality 58/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
€8.2B
Latest YoY
+30.3%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.7%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+23.6%
Avg. revenue growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+21.0%
Value creation/yr We only publish this rate when it is defensible. Reason: no profitable base year
not computed
Revenue +14.4%/yr
FY21 €4.8B
FY22 €6.5B
FY23 €5.5B
FY24 €6.3B
FY25 €8.2B
Net income
FY21 −€374M
FY22 −€246M
FY23 −€116M
FY24 €20.9M
FY25 €77.9M

AG1 screens 277% overvalued. Compare with Carvana Co →

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Cite: Fair Value Calculator (2026). "AUTO1 Group SE Fair Value". https://www.fairvalue-calculator.com/stock/AG1

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Auto & Truck Dealerships · 97 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 42 · Below median
Fair Value upside −74% · Bottom 25%
Return on equity (TTM) 11% · Above median
Return on assets 3% · Below median
Net margin (TTM) 1% · Below median
Operating margin (TTM) 2% · Below median
Revenue growth 25% · Top 25%
Debt / equity 1.87× · Higher than 75% of peers

Valuation Multiples vs Auto & Truck Dealerships median · lower = cheaper

P/E (TTM) 61.2× · Pricier than 75% of peers
P/B 9.44× · Pricier than 75% of peers
P/S (TTM) 0.77× · Pricier than median
EV/EBITDA 55.7× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 32
FUTURE100 · sector 13
PAST43 · sector 20
HEALTH7 · sector 90
DIVIDEND0 · sector 71

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Auto & Truck Dealerships stocks, each showing price versus our Fair Value estimate (as of Sep 2, 2026).

Stock Price Fair Value vs Fair Value
Carvana Co CVNA $74.04 $17.59 −76%
Penske Automotive Group PAG $219.62 $217.41 −1%
D'Ieteren Group DIE €175.00 €105.40 −40%
Hotai Motor Co 2207 524.00 TWD 558.82 TWD +7%
CarMax, Inc KMX $62.11 $29.44 −53%
Lithia Motors, Inc LAD $369.61 $498.50 +35%
AutoNation, Inc AN $196.57 $329.77 +68%
Rush Enterprises, Inc RUSHA $76.27 $66.27 −13%
Valvoline Inc VVV $33.96 $24.55 −28%
Eagers Automotive Limited APE A$23.44 A$17.66 −25%

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Frequently asked questions

Is AUTO1 Group SE (AG1) overvalued or undervalued?
As of Sep 2, 2026, our model estimates a fair value of €5.84 versus a price of €22.04, about −74% upside (overvalued).
What is the fair value of AG1?
Our model-based fair value for AUTO1 Group SE is €5.84 (as of Sep 2, 2026), built from audited fundamentals. The current price: €22.04.
What is the quality score of AG1?
AUTO1 Group SE has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of AUTO1 Group SE (AG1)?
AUTO1 Group SE reported trailing-twelve-month revenue of about €8.7B (latest available figure, as of Sep 2, 2026).
What is the net profit margin of AG1?
The net profit margin of AUTO1 Group SE is about 0.9%, meaning it keeps roughly 0.9% of revenue as net income. Based on the latest reported figures.
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