Rithm Capital Corp. (RITM) Fair Value & Analysis
Real Estate · US · Market cap $5.1B · ISIN US64828T2015
What is Rithm Capital Corp. really worth?
Rithm Capital Corp.
RITM · US
Below-average quality, trading 43% below our fair value of $17.64.
Strengths
Risks
For context
Fair value as of: Aug 23, 2026
From 5 valuation models · updated 13 days ago
Share price −2.0% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The large discount to fair value meets weak quality (29/100). That raises the risk this is a value trap rather than a bargain.
- The price is below even our cautious bear case ($13.23). The market is more pessimistic than our downside scenario.
- As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 23, 2026.
How to read this chart
60‑month range $4.96 – $11.75 · fair‑value band $13.23 – $22.05 · the $10.05 price screens below the $17.64 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 23, 2026.
Analysis
Rithm Capital Corp. (RITM) currently trades at $10.05, while our model-based Fair Value estimate is $17.64, implying the stock looks roughly 43.0% undervalued today. The Quality Score stands at 29/100 (below-average quality), in the Real Estate sector. Bull case: the Multiples group reads highest at a median of $20.75 per share, and 4 of the 4 models we run sit above the $10.05 price. Bear case: the Asset-Based group reads lowest at $10.12, and 0 of the 4 models stay below the price. Evidence for this calculation is medium.
Over the trailing twelve months, Rithm Capital Corp. generated revenue of $4.2B at a net margin of 17.0%. Revenue grew 64.6% year over year. It earns a return on equity of 8.5%. Net debt stands at $37.7B. Fundamentals as of Aug 23, 2026
Our scenario range runs from $13.23 (bear case) to $22.05 (bull case); at $10.05, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 15% below its 52-week high and 22% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at 1% fair-value upside, at 76%, RITM screens cheaper than that median.
Fair Value models
This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $0.0612 per share, which is 0.3 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 5 models by family
Widest divergence: Multiples ($20.75) versus Asset-Based ($10.12). Highest evidence: Residual Income (74).
Notify me when RITM reaches fair value
Put RITM on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.
Set up alert →Free, no payment details. Unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 23, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 28 · Market factors (momentum, volatility) 47
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Rithm Capital Corp. operates as an asset manager focused on real estate, credit, and financial services in the United States. It operates through Origination and Servicing, Residential Transitional Lending, and Asset Management and Investment Portfolio.
Full company description
Rithm Capital Corp. operates as an asset manager focused on real estate, credit, and financial services in the United States. It operates through Origination and Servicing, Residential Transitional Lending, and Asset Management and Investment Portfolio. The company's investment portfolio primarily comprises of single-family rental properties, title, appraisal and property preservation and maintenance businesses; real estate securities, call rights, SFR properties, residential mortgage loans, collateralized loan obligations and consumer loans, excess mortgage servicing rights, servicer advance investments, and asset management related investments. It also provides government-sponsored enterprise (GSE) and government guaranteed loans; non-GSE or non-government guaranteed loans; and residential transitional lending. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as New Residential Investment Corp. and changed its name to Rithm Capital Corp. in August 2022. Rithm Capital Corp. was incorporated in 2011 and is based in New York, New York.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Rithm Capital Corp. reported revenue of $5.7B in FY2025 versus $2.9B in FY2021, a compound +18.4%/yr. Reported net income was $681M in FY2025, compounding −3.1%/yr from FY2021.
of which total revenue +26.8 % · buybacks/dilution −10.1 %
Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).
Watch RITM: get an alert when its fair value changes →
Recent news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- Why Is Rithm (RITM) Up 0.9% Since Last Earnings Report?
- Can Rithm Sustain Its 9.6% Yield as Costs and Liquidity Risks Rise?
- Is Rithm Worth Buying as Low Valuation Meets Rising Cost Pressures?
- Rithm Rallies 12.2% in a Month as Asset Management Gains Momentum
Peer Group
REIT - Mortgage · 40 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs REIT - Mortgage median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more REIT - Mortgage stocks, each showing price versus our Fair Value estimate (as of Aug 23, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Annaly Capital Management, Inc NLY | $22.62 | $22.84 | +1% |
| AGNC Investment Corp AGNC | $10.90 | $11.50 | +6% |
| Starwood Property Trust, Inc STWD | $15.81 | $14.79 | −6% |
| Dynex Capital, Inc DX | $13.06 | $6.65 | −49% |
| Blackstone Mortgage Trust, Inc BXMT | $14.28 | $14.71 | +3% |
| ARMOUR Residential REIT, Inc ARR | $16.32 | $17.57 | +8% |
| Ellington Financial Inc EFC | $13.38 | $13.45 | +1% |
| Orchid Island Capital, Inc ORC | $6.54 | $6.27 | −4% |
| Ladder Capital Corp LADR | $9.98 | $7.68 | −23% |
| Two Harbors Investment Corp TWO | $12.18 | $17.23 | +41% |
Compare Rithm Capital Corp. with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Real Estate stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Rithm Capital Corp. (RITM) overvalued or undervalued?
What is the fair value of RITM?
What is the quality score of RITM?
What is the revenue of Rithm Capital Corp. (RITM)?
What is the net profit margin of RITM?
Does Rithm Capital Corp. pay a dividend?
Watch Rithm Capital Corp. in the live analysis
One click puts Rithm Capital Corp. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.