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Maruti Suzuki India Limited (MARUTI) Fair Value & Analysis

Consumer Cyclical · IN · Market cap ₹4.3T (≈ $46.0B) · ISIN INE585B01010

What is Maruti Suzuki India Limited really worth?

MS Maruti Suzuki India Limited MARUTI · NSE
Price₹12,694
Fair Value₹8,236
Upside−35.1%
Quality58/100

A solid business, but trading 54% above our fair value of ₹8,236.

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Strengths

Healthy Growth (revenue 5y +21.1 %/yr)
Low debt · generates free cash flow
Ranks above peers (9/15)

Risks

!Thin margins · 8.0% net margin
!Moderate moat 58/100
!Weak on dividend: 22 out of 100

For context

·1.10% dividend yield
Evidence: High Range ₹4,587 – ₹10,284

Fair value as of: Sep 5, 2026

From 26 valuation models · updated today

Share price −10.5% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (₹10,284). The favourable scenario is already priced in.
  • Solid but not exceptional quality (58/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (₹4,587 to ₹10,284) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

₹17,292 ₹6,374 Fair Value ₹8,236 May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 5, 2026.

How to read this chart

60‑month range ₹6,374 – ₹17,292 · fair‑value band ₹4,587 – ₹10,284 · the ₹12,694 price screens above the ₹8,236 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 5, 2026.

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Analysis

Maruti Suzuki India Limited (MARUTI) currently trades at ₹12,694, while our model-based Fair Value estimate is ₹8,236, implying the stock looks roughly 54.1% overvalued today. The Quality Score stands at 58/100 (solid quality), in the Consumer Cyclical sector. Bull case: the Growth Earnings group reads highest at a median of ₹10,380 per share, and 2 of the 26 models we run sit above the ₹12,694 price. Bear case: the Asset-Based group reads lowest at ₹2,284, and 24 of the 26 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Maruti Suzuki India Limited generated revenue of ₹1.8T at a net margin of 8.0%. Revenue grew 28.2% year over year. It earns a return on equity of 14.4%. The balance sheet holds a net cash position of ₹14.8B. Fundamentals as of Sep 5, 2026

Our scenario range runs from ₹4,587 (bear case) to ₹10,284 (bull case); at ₹12,694, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 27% below its 52-week high and 5% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 29% fair-value upside, at −35%, MARUTI screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2026 figures, and about 5 months have passed since. In that time the company retained roughly ₹141.63 per share, which is 1.7 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF ₹4,329 ₹8,428 ₹17,404 75
EPV ₹3,319 ₹3,895 ₹4,408 74
Growth DCF ₹4,247 ₹8,168 ₹15,632 74
All 26 models by family
DCF Models
FCF DCF ₹4,329 ₹8,428 ₹17,404 75
Owner Earnings ₹5,336 ₹10,793 ₹21,485 72
5Y Revenue Exit ₹4,360 ₹8,251 ₹13,767 70
5Y EBITDA Exit ₹5,419 ₹10,557 ₹17,321 73
5Y P/E Exit ₹6,466 ₹12,838 ₹20,539 69
10Y Revenue Exit ₹4,169 ₹8,014 ₹14,420 64
10Y EBITDA Exit ₹5,067 ₹9,798 ₹17,633 65
10Y P/E Exit ₹5,794 ₹11,564 ₹20,542 61
Earnings-Based
Graham-Dodd ₹3,175 ₹17,567 ₹24,382 63
Lynch FV ₹4,899 ₹6,999 ₹9,099 61
PEG = 1.0 ₹4,899 ₹6,999 ₹9,099 57
EPV ₹3,319 ₹3,895 ₹4,408 74
Dividend Discount
Gordon GGM ₹1,299 ₹2,835 ₹4,770 65
DDM Multi-Stage ₹1,299 ₹2,322 ₹2,955 66
Multiples
P/E Multiple ₹7,704 ₹10,272 ₹12,840 63
P/S Multiple ₹5,248 ₹6,997 ₹8,746 58
P/B Multiple ₹5,953 ₹7,937 ₹9,922 55
EV/EBIT ₹6,368 ₹8,475 ₹10,581 66
EV/EBITDA ₹6,192 ₹8,240 ₹10,287 67
EV/Revenue ₹4,309 ₹6,134 ₹7,960 53
Asset-Based
NCAV (Graham) ₹1,704 ₹2,284 ₹3,408 54
Growth DCF
Growth DCF ₹4,247 ₹8,168 ₹15,632 74
Rev-Margin DCF ₹4,360 ₹8,088 ₹13,196 70
Economic Profit
Residual Income ₹3,350 ₹4,315 ₹11,400 68
ROIC Compounder ₹3,319 ₹4,573 ₹5,907 72
Growth Earnings
Growth-Adj P/E ₹7,266 ₹10,380 ₹13,494 67

Widest divergence: Growth Earnings (₹10,380) versus Asset-Based (₹2,284). Highest evidence: FCF DCF (75).

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Key figures & financial health

P/E ratio 27.2
P/S ratio 2.18 P/E × margin
EPS (TTM) ₹467.24 price ÷ EPS = P/E 27.2
Dividend yield 1.1% payout 30.0%
Net margin 8.0% FY2026
Return on equity 14.4% TTM
More key figures
Profitability
Return on assets (EBIT) 22.9% avg 5y
Operating margin 8.4% TTM
Growth
Revenue (TTM) ₹1.8T TTM
Revenue growth (YoY) +28.2% 3y avg +15.7%
EPS growth (YoY) −6.4%
Balance sheet & cash flow
Free cash flow ₹91.5B FY2026
Net cash ₹14.8B FY2026

Figures from reported company fundamentals · as of Sep 5, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 58/100

Of which business quality 58 · Market factors (momentum, volatility) 45

Profitability 59
Margins and returns on capital today
Quality Growth 54
Are margins and returns improving?
Cashflow 38
Earnings quality: real cash, not paper profit
Fin. Strength 81
Balance sheet, leverage, solvency risk
Investment 39
Disciplined investing over empire-building
Low Volatility 91
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 14
Distance to the 52-week high (market factor)
Net Issuance 75
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Maruti Suzuki India Limited manufactures, purchases, and sells motor vehicles, components, and spare parts in India. The company offers passenger vehicles, utility vehicles, and multi-purpose vehicles. It is also involved in the facilitation of pre-owned car sales, fleet management, and car financing activities.

Full company description

Maruti Suzuki India Limited manufactures, purchases, and sells motor vehicles, components, and spare parts in India. The company offers passenger vehicles, utility vehicles, and multi-purpose vehicles. It is also involved in the facilitation of pre-owned car sales, fleet management, and car financing activities. In addition, the company offers driving school, insurance, accessories, and financing products and services. It also exports its products to South Africa, Saudi Arabia, Chile, Japan, Mexico, and internationally. The company was formerly known as Maruti Udyog Limited and changed its name to Maruti Suzuki India Limited in September 2007. Maruti Suzuki India Limited was incorporated in 1981 and is headquartered in New Delhi, India. Maruti Suzuki India Limited is a subsidiary of Suzuki Motor Corporation.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Maruti Suzuki India Limited reported revenue of ₹1.8T in FY2026 versus ₹883B in FY2022, a compound +20.0%/yr. Reported net income was ₹147B in FY2026, compounding +39.5%/yr from FY2022. FY2022 was a trough year, so the rate overstates the trend.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
₹1.8T
Latest YoY
+19.9%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+15.7%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+21.1%
Avg. revenue growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.6%
Value creation/yr (5Y, in INR) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+27.4% (26.3 + 1.1)
Revenue +20.0%/yr
FY22 ₹883B
FY23 ₹1.2T
FY24 ₹1.4T
FY25 ₹1.5T
FY26 ₹1.8T
Net income +39.5%/yr
FY22 ₹38.8B
FY23 ₹82.6B
FY24 ₹135B
FY25 ₹145B
FY26 ₹147B
Character of growth · EPS growth decomposed (2015-2026) +10.4 % p.a.
Revenue per share +11.3 %

of which total revenue +11.8 % · buybacks/dilution −0.4 %

EBIT margin −3.9 %
Tax rate +0.3 %
Residual (interest, one-offs) +3.0 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

MARUTI screens 54% overvalued. Compare with Toyota Motor Corporation →

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Cite: Fair Value Calculator (2026). "Maruti Suzuki India Limited Fair Value". https://www.fairvalue-calculator.com/stock/MARUTI

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Auto Manufacturers · 115 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 58 · Top 25%
Fair Value upside −35% · Below median
Return on equity (TTM) 14% · Above median
Return on assets 7% · Top 25%
Net margin (TTM) 8% · Top 25%
Operating margin (TTM) 8% · Top 25%
Revenue growth 28% · Top 25%
Dividend yield (TTM) 1.1% · Bottom 25%

Valuation Multiples vs Auto Manufacturers median · lower = cheaper

P/E (TTM) 27.2× · Pricier than median
P/B 4.05× · Pricier than 75% of peers
P/S (TTM) 2.37× · Pricier than 75% of peers
P/FCF 0.5× · Cheaper than median
EV/EBITDA 20.2× · Pricier than 75% of peers
PEG 0.77× · Cheaper than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 23
FUTURE100 · sector 27
PAST58 · sector 22
HEALTH100 · sector 94
DIVIDEND22 · sector 51

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Auto Manufacturers stocks, each showing price versus our Fair Value estimate (as of Sep 5, 2026).

Stock Price Fair Value vs Fair Value
Toyota Motor Corporation TM $191.84 $247.83 +29%
BYD Company 81211 HK$76.90 HK$48.59 −37%
Hyundai Motor Company 005380 418,500 KRW 567,393 KRW +36%
Ferrari N.V RACE €355.50 €167.67 −53%
General Motors Company GM $86.27 $52.69 −39%
Ford Motor Company F $13.88 $11.51 −17%
Mercedes-Benz Group MBG €46.95 €106.16 +126%
Dr. Ing. h.c. F. Porsche AG P911 €43.91 €17.34 −61%
Volkswagen AG VOW3 €77.42 €248.34 +221%
Bayerische Motoren Werke Aktiengesellschaft BMW €62.64 €140.42 +124%

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Frequently asked questions

Is Maruti Suzuki India Limited (MARUTI) overvalued or undervalued?
As of Sep 5, 2026, our model estimates a fair value of ₹8,236 versus a price of ₹12,694, about −35% upside (overvalued).
What is the fair value of MARUTI?
Our model-based fair value for Maruti Suzuki India Limited is ₹8,236 (as of Sep 5, 2026), built from audited fundamentals. The current price: ₹12,694.
What is the quality score of MARUTI?
Maruti Suzuki India Limited has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Maruti Suzuki India Limited (MARUTI)?
Maruti Suzuki India Limited reported trailing-twelve-month revenue of about ₹1.8T (latest available figure, as of Sep 5, 2026).
What is the net profit margin of MARUTI?
The net profit margin of Maruti Suzuki India Limited is about 8.0%, meaning it keeps roughly 8.0% of revenue as net income. Based on the latest reported figures.
Does Maruti Suzuki India Limited pay a dividend?
Maruti Suzuki India Limited currently shows a dividend yield of about 1.10% relative to its recent price (as of Sep 5, 2026).
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