EN DE

Indian Oil Corporation (IOC) Fair Value & Analysis

Energy · IN · Market cap ₹2.0T

IO Indian Oil Corporation IOC · NSE
Price₹141.50
Fair Value₹236.74
Upside+67.3%
Quality61/100
Watch Indian Oil Corporation for free, get notified when fair value or trend changes. Watch for free
Healthy Growth
Thin margins · 5.4% net margin
Low debt · generates free cash flow
5.97% dividend yield
Ranks above peers (14/14)
Moderate moat 50/100
Evidence: High Range ₹147.74 – ₹306.82 Share as image

Fair value as of: Aug 13, 2026

From 26 valuation models · updated today

Fair value updated Aug 13, 2026, revised from ₹417.35 to ₹236.74 (−43.3%) since Jul 11, 2026. Share price +3.2% over the past month.

A solid business, screening 67% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (₹147.74). The market is more pessimistic than our downside scenario.
  • Solid quality (61/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (₹147.74 to ₹306.82) leaves room in how you read the outcome.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

₹184.65 ₹43.25 Fair Value ₹236.74 Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹43.25 – ₹184.65 · fair‑value band ₹147.74 – ₹306.82 · the ₹141.50 price screens below the ₹236.74 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Indian Oil Corporation (IOC) currently trades at ₹141.50, while our model-based Fair Value estimate is ₹236.74, implying the stock looks roughly 67.3% undervalued today. The Quality Score stands at 61/100 (solid quality), in the Energy sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Indian Oil Corporation generated revenue of ₹7.8T at a net margin of 5.4%. Revenue grew 6.7% year over year. It earns a return on equity of 21.0%. Net debt stands at ₹1.3T. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹147.74 (bear case) to ₹306.82 (bull case); at ₹141.50, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 24% below its 52-week high and 11% above its 52-week low, currently below its 200-day average. For context, the median of 10 Energy peers we cover trades at -56% fair-value upside, at 67%, IOC screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF ₹343.14 ₹544.79 ₹850.54 80
Residual Income ₹201.99 ₹265.12 ₹1,018 76
Rev-Margin DCF ₹333.83 ₹565.81 ₹834.42 74
All 26 models by family
DCF Models
FCF DCF ₹335.90 ₹563.27 ₹930.71 38
Owner Earnings ₹238.96 ₹407.07 ₹678.74 31
5Y Revenue Exit ₹333.83 ₹566.69 ₹865.34 39
5Y EBITDA Exit ₹236.30 ₹382.98 ₹552.04 41
5Y P/E Exit ₹274.36 ₹454.67 ₹643.54 38
10Y Revenue Exit ₹318.95 ₹535.86 ₹830.25 36
10Y EBITDA Exit ₹267.56 ₹404.87 ₹583.99 37
10Y P/E Exit ₹292.45 ₹455.99 ₹655.91 35
Earnings-Based
Graham-Dodd ₹202.71 ₹651.17 ₹868.72 54
Lynch FV ₹144.40 ₹206.29 ₹268.18 50
PEG = 1.0 ₹144.40 ₹206.29 ₹268.18 46
EPV ₹289.58 ₹347.05 ₹398.13 59
Dividend Discount
Gordon GGM ₹93.34 ₹203.77 ₹342.85 70
DDM Multi-Stage ₹93.34 ₹159.65 ₹212.36 61
Multiples
P/E Multiple ₹313.01 ₹417.35 ₹521.69 63
P/S Multiple ₹380.09 ₹506.78 ₹633.48 58
P/B Multiple ₹209.86 ₹279.81 ₹349.77 55
EV/EBIT ₹281.44 ₹387.27 ₹493.10 53
EV/EBITDA ₹213.15 ₹296.21 ₹379.28 54
EV/Revenue ₹349.17 ₹514.27 ₹679.36 43
Asset-Based
NCAV (Graham) ₹77.73 ₹104.15 ₹155.45 50
Growth DCF
Growth DCF ₹343.14 ₹544.79 ₹850.54 80
Rev-Margin DCF ₹333.83 ₹565.81 ₹834.42 74
Economic Profit
Residual Income ₹201.99 ₹265.12 ₹1,018 76
ROIC Compounder ₹315.06 ₹418.84 ₹546.26 72
Growth Earnings
Growth-Adj P/E ₹276.12 ₹394.46 ₹512.80 68

Widest divergence: Growth DCF (₹544.79) versus Asset-Based (₹104.15). Highest evidence: Growth DCF (80).

Notify me when IOC reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) ₹7.8T
Revenue growth (YoY) +6.7%
Net margin 5.4%
Return on equity 21.0%
Free cash flow ₹435B FY2026
P/E ratio 4.6
More key figures
Operating margin 9.2%
EPS (TTM) ₹30.71
Dividend yield 6.0%
EPS growth (YoY) +78.1%
Net debt ₹1.3T FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 61/100

Of which business quality 60 · Market factors (momentum, volatility) 46

Profitability 59
Margins and returns on capital today
Quality Growth 71
Are margins and returns improving?
Cashflow 50
Earnings quality: real cash, not paper profit
Fin. Strength 47
Balance sheet, leverage, solvency risk
Investment 60
Disciplined investing over empire-building
Low Volatility 77
Calm price path (market factor)
Momentum 35
Price trend over the last 3–12 months (market factor)
52W Momentum 30
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Indian Oil Corporation Limited, together with its subsidiaries, engages in the oil, gas, petrochemicals, and alternative energy source businesses in India and internationally. It operates through Sale of Petroleum Products, Sale of Petrochemicals, Sale of Gas, and Other segments.

Full company description

Indian Oil Corporation Limited, together with its subsidiaries, engages in the oil, gas, petrochemicals, and alternative energy source businesses in India and internationally. It operates through Sale of Petroleum Products, Sale of Petrochemicals, Sale of Gas, and Other segments. The company is involved in the refining of petroleum products; exploration and production of crude oil and gas; explosives and cryogenic businesses; pipeline transportation of crude oil, petroleum, and gas; petrochemicals and gasoline; gas and LPG marketing; research and development; city gas distribution; and downstream operations. It also engages in low carbon, new, clean, and green energy businesses; lube blending; marketing of lubricants and base oil; participation in the shale gas asset project; crude oil trading; import and export of petroleum products; investment in E&P assets, battery technology, and alternative energy technology companies; and wind mill and solar power generation. In addition, the company provides terminalling, retailing, aviation refueling, and bunkering; and financial services, as well as operates fuel stations. It serves motorists, households, businesses, society, suppliers, business partners, and the sports industry. The company was formerly known as Indian Oil Company Limited and changed its name to Indian Oil Corporation Limited in September 1964. Indian Oil Corporation Limited was incorporated in 1959 and is based in New Delhi, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Indian Oil Corporation reported revenue of ₹7.8T in FY2026 versus ₹5.9T in FY2022, a compound +7.4%/yr. Reported net income was ₹421B in FY2026, compounding +13.8%/yr from FY2022.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
₹7.8T
Latest YoY
+3.5%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−2.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.6%
Avg. growth/yr (24Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.4%
Revenue +7.4%/yr
FY22 ₹5.9T
FY23 ₹8.4T
FY24 ₹7.8T
FY25 ₹7.6T
FY26 ₹7.8T
Net income +13.8%/yr
FY22 ₹251B
FY23 ₹97.9B
FY24 ₹417B
FY25 ₹136B
FY26 ₹421B
Character of growth · EPS growth decomposed (2015-2026) +11.4 % p.a.
Revenue per share +8.1 pp

of which total revenue +8.1 pp · buybacks/dilution +0.0 pp

EBIT margin −2.0 pp
Tax rate +0.8 pp
Residual (interest, one-offs) +4.5 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

Watch IOC: get an alert when its fair value changes →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Indian Oil Corporation Fair Value". https://www.fairvalue-calculator.com/stock/IOC

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Oil & Gas Refining & Marketing · 115 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 61 · Top 25%
Fair Value upside +67% · Top 25%
Return on equity (TTM) 21% · Top 25%
Return on assets 7% · Top 25%
Net margin (TTM) 5% · Top 25%
Operating margin (TTM) 9% · Above median
Revenue growth 7% · Above median
Dividend yield (TTM) 6.0% · Top 25%
Debt / equity 0.25× · Lower than median

Valuation Multiples vs Oil & Gas Refining & Marketing median · lower = cheaper

P/E (TTM) 4.6× · Cheaper than 75% of peers
P/B 0.89× · Cheaper than median
P/S (TTM) 0.25× · Cheaper than median
P/FCF 0.0× · Cheaper than 75% of peers
EV/EBITDA 3.2× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 18
FUTURE 34 · sector 15
PAST 84 · sector 33
HEALTH 87 · sector 81
DIVIDEND 100 · sector 50

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Oil & gas

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Oil & Gas Refining & Marketing stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Reliance Industries Limited RELIANCE ₹1,329 ₹751.26 -43%
Valero Energy Corporation VLO $330.21 $127.32 -61%
Marathon Petroleum Corporation MPC $348.25 $133.18 -62%
Phillips 66 PSX $225.58 $99.41 -56%
Neste Oyj NESTE €29.61 €3.83 -87%
Formosa Petrochemical Corporation 6505 70.20 TWD 15.32 TWD -78%
HF Sinclair Corporation DINO $87.93 $44.96 -49%
Bharat Petroleum Corporation BPCL ₹317.00 ₹846.81 +167%
SK Innovation Co 096770 122,400 KRW 53,541 KRW -56%
S-Oil Corporation 010950 140,900 KRW 19,441 KRW -86%

Compare Indian Oil Corporation with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Energy stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is Indian Oil Corporation (IOC) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹236.74 versus a price of ₹141.50, about +67% (undervalued).
What is the fair value of IOC?
Our model-based fair value for Indian Oil Corporation is ₹236.74 (as of Aug 13, 2026), built from audited fundamentals. The current price is ₹141.50.
What is the quality score of IOC?
Indian Oil Corporation has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Indian Oil Corporation (IOC)?
Indian Oil Corporation reported trailing-twelve-month revenue of about ₹7.8T (latest available figure, as of Aug 13, 2026).
What is the net profit margin of IOC?
The net profit margin of Indian Oil Corporation is about 5.4%, meaning it keeps roughly 5.4% of revenue as net income. Based on the latest reported figures.
Does Indian Oil Corporation pay a dividend?
Indian Oil Corporation currently shows a dividend yield of about 5.94% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track Indian Oil Corporation and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.