Yuanta Financial Holding (2885) Fair Value & Analysis
Financial Services · TW · Market cap 893B TWD
Fair value as of: Aug 13, 2026
From 2 valuation models · updated today
Fair value updated Aug 13, 2026, revised from 35.75 TWD to 19.76 TWD (−44.7%) since Jul 16, 2026. Share price +4.0% over the past month.
A solid business, but screening 72% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (24.70 TWD). The favourable scenario is already priced in.
- Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range 17.03 TWD – 71.50 TWD · fair‑value band 14.82 TWD – 24.70 TWD · the 69.70 TWD price screens above the 19.76 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Yuanta Financial Holding (2885) currently trades at 69.70 TWD, while our model-based Fair Value estimate is 19.76 TWD, implying the stock looks roughly 71.7% overvalued today. The Quality Score stands at 53/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Yuanta Financial Holding generated revenue of 151B TWD at a net margin of 29.0%. Revenue grew 65.1% year over year. It earns a return on equity of 12.9%. Net debt stands at 552B TWD. Fundamentals as of Aug 13, 2026
Our scenario range runs from 14.82 TWD (bear case) to 24.70 TWD (bull case); at 69.70 TWD, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 126% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -27% fair-value upside, at -72%, 2885 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 2 models by family
Widest divergence: Multiples (21.71 TWD) versus Asset-Based (17.11 TWD). Highest evidence: P/B Multiple (55).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 49 · Market factors (momentum, volatility) 90
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Yuanta Financial Holding Co., Ltd., together with its subsidiaries, provides financial services in Taiwan. The company offers brokerage, investment banking, derivative products, fixed income, institutional brokerage, international finance, strategic trading, overseas business, digital finance, reg and transfer, and wealth management services; corporate, …
Full company description
Yuanta Financial Holding Co., Ltd., together with its subsidiaries, provides financial services in Taiwan. The company offers brokerage, investment banking, derivative products, fixed income, institutional brokerage, international finance, strategic trading, overseas business, digital finance, reg and transfer, and wealth management services; corporate, consumer, and digital finance products and services; and life, health, accident, and investment-linked insurance products. It also provides future brokerage; futures introducing broker; leverage transaction merchant; superior services to foreign institutional investors, including domestic agent services, manual order placement, electronic order placement platforms, and customized report; and domestic and overseas equity, bond, balanced, real estate securitization, index, index stock, futures trust, and discretionary trust investment, as well as ETF products. In addition, the company offers margin trading, security lending, refinancing, and negotiable securities secured loans; and individual stock investment analysis reports, industry development trends, general economic topics, and news analysis. Further, it engages in the provision of capital to investment targets, operational and management consulting, and advisory services; loan acquisition from financial institutions; assessment, management, and sale of bad loans and accounts receivable factoring; and management of overdue accounts receivables. Yuanta Financial Holding Co., Ltd. was founded in 1961 and is based in Taipei, Taiwan.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Yuanta Financial Holding reported revenue of 197B TWD in FY2025 versus 126B TWD in FY2021, a compound +11.9%/yr. Reported net income was 36.5B TWD in FY2025, compounding +1.2%/yr from FY2021.
of which total revenue +6.7 pp · buybacks/dilution −1.3 pp
Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).
2885 screens 72% overvalued. Compare with ORIX Corporation →
Peer Group
Financial Conglomerates · 55 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Financial Conglomerates median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 45/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Financial Conglomerates stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| ORIX Corporation IX | $40.58 | $35.47 | -13% |
| Bajaj Finserv Ltd BAJAJFINSV | ₹2,009 | ₹796.96 | -60% |
| China Galaxy Securities Co 601881 | ¥12.36 | ¥11.34 | -8% |
| Guosen Securities Co 002736 | ¥10.12 | ¥10.84 | +7% |
| CNPC Capital Company 000617 | ¥6.96 | ¥6.99 | +0% |
| Aditya Birla Capital Limited ABCAPITAL | ₹410.95 | ₹119.98 | -71% |
| Freedom Holding FRHC | $151.33 | $31.31 | -79% |
| Voya Financial, Inc VOYA | $99.49 | $62.37 | -37% |
| Guangzhou Yuexiu Capital Holdings 000987 | ¥7.72 | ¥5.63 | -27% |
| Bicecorp S.A BICE | 402.36 CLP | 261.70 CLP | -35% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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