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Yuanta Financial Holdings Co Ltd (2885) Fair Value & Analysis

Financial Services · TW · Market cap 893B TWD (≈ $28.1B) · ISIN TW0002885001

What is Yuanta Financial Holdings Co Ltd really worth?

YF Yuanta Financial Holdings Co Ltd 2885 · TW
Price69.80 TWD
Fair Value19.76 TWD
Upside−71.7%
Quality53/100

A solid business, but trading 253% above our fair value of 19.76 TWD.

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Strengths

Highly profitable · 29.0% net margin
Moderate debt · generates free cash flow
Wide moat 68/100

Risks

!Mixed Growth (revenue 5y +9.4 %/yr)
!Mixed vs. peers (6/15)

For context

·2.58% dividend yield
Evidence: High Range 14.82 TWD – 24.70 TWD

Fair value as of: Aug 13, 2026

From 2 valuation models · updated 22 days ago

Fair value updated Aug 13, 2026, revised from 35.75 TWD to 19.76 TWD (−44.7%) since Jul 16, 2026. Share price +0.6% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (24.70 TWD). The favourable scenario is already priced in.
  • Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

71.50 TWD 17.03 TWD Fair Value 19.76 TWD Mar 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 17.03 TWD – 71.50 TWD · fair‑value band 14.82 TWD – 24.70 TWD · the 69.80 TWD price screens above the 19.76 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Yuanta Financial Holdings Co Ltd (2885) currently trades at 69.80 TWD, while our model-based Fair Value estimate is 19.76 TWD, implying the stock looks roughly 253.2% overvalued today. The Quality Score stands at 53/100 (solid quality), in the Financial Services sector. How firm this estimate is: it rests on 26 models at a data quality of 94/100, which puts the evidence level at high.

Over the trailing twelve months, Yuanta Financial Holdings Co Ltd generated revenue of 151B TWD at a net margin of 29.0%. Revenue grew 65.1% year over year. It earns a return on equity of 12.9%. Net debt stands at 552B TWD. Fundamentals as of Aug 13, 2026

Our scenario range runs from 14.82 TWD (bear case) to 24.70 TWD (bull case); at 69.80 TWD, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 127% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −27% fair-value upside, at −72%, 2885 screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly 0.6387 TWD per share, which is 3.2 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple 16.28 TWD 21.71 TWD 27.13 TWD 55
NCAV (Graham) 12.77 TWD 17.11 TWD 25.54 TWD 54
All 2 models by family
Multiples
P/B Multiple 16.28 TWD 21.71 TWD 27.13 TWD 55
Asset-Based
NCAV (Graham) 12.77 TWD 17.11 TWD 25.54 TWD 54

Widest divergence: Multiples (21.71 TWD) versus Asset-Based (17.11 TWD). Highest evidence: P/B Multiple (55).

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Key figures & financial health

P/E ratio 25.5
P/S ratio 4.71 P/E × margin
EPS (TTM) 2.74 TWD price ÷ EPS = P/E 25.5
Dividend yield 2.6% payout 65.7%
Net margin 18.5% FY2025
Return on equity 12.9% TTM
More key figures
Profitability
Return on assets (EBIT) 1.2% avg 5y
Operating margin 41.9% TTM
Growth
Revenue (TTM) 151B TWD TTM
Revenue growth (YoY) +65.1% 3y avg +29.2%
EPS growth (YoY) +102%
Balance sheet & cash flow
Free cash flow 127B TWD FY2025
Net debt 552B TWD FY2025 · ≈ 4.3 yrs of FCF

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 53/100

Of which business quality 49 · Market factors (momentum, volatility) 87

Profitability 31
Margins and returns on capital today
Quality Growth 41
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 10
Balance sheet, leverage, solvency risk
Investment 63
Disciplined investing over empire-building
Low Volatility 75
Calm price path (market factor)
Momentum 90
Price trend over the last 3–12 months (market factor)
52W Momentum 97
Distance to the 52-week high (market factor)
Net Issuance 58
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Yuanta Financial Holding Co., Ltd., together with its subsidiaries, provides financial services in Taiwan. The company offers brokerage, investment banking, derivative products, fixed income, institutional brokerage, international finance, strategic trading, overseas business, digital finance, reg and transfer, and wealth management services; corporate, …

Full company description

Yuanta Financial Holding Co., Ltd., together with its subsidiaries, provides financial services in Taiwan. The company offers brokerage, investment banking, derivative products, fixed income, institutional brokerage, international finance, strategic trading, overseas business, digital finance, reg and transfer, and wealth management services; corporate, consumer, and digital finance products and services; and life, health, accident, and investment-linked insurance products. It also provides future brokerage; futures introducing broker; leverage transaction merchant; superior services to foreign institutional investors, including domestic agent services, manual order placement, electronic order placement platforms, and customized report; and domestic and overseas equity, bond, balanced, real estate securitization, index, index stock, futures trust, and discretionary trust investment, as well as ETF products. In addition, the company offers margin trading, security lending, refinancing, and negotiable securities secured loans; and individual stock investment analysis reports, industry development trends, general economic topics, and news analysis. Further, it engages in the provision of capital to investment targets, operational and management consulting, and advisory services; loan acquisition from financial institutions; assessment, management, and sale of bad loans and accounts receivable factoring; and management of overdue accounts receivables. Yuanta Financial Holding Co., Ltd. was founded in 1961 and is based in Taipei, Taiwan.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Yuanta Financial Holdings Co Ltd reported revenue of 197B TWD in FY2025 versus 126B TWD in FY2021, a compound +11.9%/yr. Reported net income was 36.5B TWD in FY2025, compounding +1.2%/yr from FY2021.

Growth Quality 81/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
197B TWD
Latest YoY
+63.4%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+29.2%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.4%
Avg. revenue growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.7%
Value creation/yr (5Y, in TWD) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+10.2% (7.6 + 2.6)
Revenue +11.9%/yr
FY21 126B TWD
FY22 91.6B TWD
FY23 98.1B TWD
FY24 121B TWD
FY25 197B TWD
Net income +1.2%/yr
FY21 34.9B TWD
FY22 21.5B TWD
FY23 28.5B TWD
FY24 38.3B TWD
FY25 36.5B TWD
Character of growth · EPS growth decomposed (2014-2025) +8.2 % p.a.
Revenue per share +5.4 %

of which total revenue +6.7 % · buybacks/dilution −1.2 %

EBIT margin +3.5 %
Tax rate −1.0 %
Residual (interest, one-offs) +0.1 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

2885 screens 253% overvalued. Compare with ORIX Corporation →

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Cite: Fair Value Calculator (2026). "Yuanta Financial Holdings Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/2885

Peer Group

Financial Conglomerates · 55 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 52 · Above median
Fair Value upside −72% · Bottom 25%
Return on equity (TTM) 13% · Top 25%
Return on assets 1% · Below median
Net margin (TTM) 29% · Top 25%
Operating margin (TTM) 42% · Top 25%
Revenue growth 65% · Top 25%
Dividend yield (TTM) 2.6% · Below median
Debt / equity 0.64× · Higher than median

Valuation Multiples vs Financial Conglomerates median · lower = cheaper

P/E (TTM) 25.5× · Pricier than median
P/B 2.62× · Pricier than 75% of peers
P/S (TTM) 5.92× · Pricier than 75% of peers
P/FCF 0.2× · Cheaper than median
EV/EBITDA 23.4× · Pricier than 75% of peers
PEG 2.39× · Pricier than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 0
FUTURE100 · sector 39
PAST52 · sector 33
HEALTH68 · sector 84
DIVIDEND52 · sector 52

VALUE 0: the price sits above our fair-value range.

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Financial Conglomerates stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

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China Galaxy Securities Co 601881 ¥12.36 ¥11.34 −8%
Guosen Securities Co 002736 ¥10.24 ¥10.84 +6%
CNPC Capital Company 000617 ¥6.96 ¥6.99 +0%
Aditya Birla Capital Limited ABCAPITAL ₹410.95 ₹119.98 −71%
Freedom Holding FRHC $171.87 $31.31 −82%
Voya Financial, Inc VOYA $99.49 $62.37 −37%
Storebrand ASA STB kr 200.40 kr 46.42 −77%
Guangzhou Yuexiu Capital Holdings 000987 ¥7.65 ¥5.62 −27%

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Frequently asked questions

Is Yuanta Financial Holdings Co Ltd (2885) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 19.76 TWD versus a price of 69.80 TWD, about −72% upside (overvalued).
What is the fair value of 2885?
Our model-based fair value for Yuanta Financial Holdings Co Ltd is 19.76 TWD (as of Aug 13, 2026), built from audited fundamentals. The current price: 69.80 TWD.
What is the quality score of 2885?
Yuanta Financial Holdings Co Ltd has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Yuanta Financial Holdings Co Ltd (2885)?
Yuanta Financial Holdings Co Ltd reported trailing-twelve-month revenue of about 151B TWD (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 2885?
The net profit margin of Yuanta Financial Holdings Co Ltd is about 29.0%, meaning it keeps roughly 29.0% of revenue as net income. Based on the latest reported figures.
Does Yuanta Financial Holdings Co Ltd pay a dividend?
Yuanta Financial Holdings Co Ltd currently shows a dividend yield of about 2.58% relative to its recent price (as of Aug 13, 2026).
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