Aditya Birla Capital Limited (ABCAPITAL) Fair Value & Analysis
Financial Services · IN · Market cap ₹1.1T (≈ $11.8B) · ISIN INE674K01013
What is Aditya Birla Capital Limited really worth?
Below-average quality, and trading another 237% above our fair value of ₹119.98.
Strengths
Risks
Fair value as of: Aug 13, 2026
From 13 valuation models · updated 22 days ago
Fair value updated Aug 13, 2026, revised from ₹176.15 to ₹119.98 (−31.9%) since Jul 14, 2026. Share price −4.7% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price sits above even our optimistic bull case (₹201.55). The favourable scenario is already priced in.
- Weak quality (42/100) and above fair value at the same time, the margin of safety is missing on both counts.
- A fairly wide model range (₹107.70 to ₹201.55) leaves room in how you read the outcome.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range ₹87.35 – ₹424.70 · fair‑value band ₹107.70 – ₹201.55 · the ₹404.90 price screens above the ₹119.98 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Aditya Birla Capital Limited (ABCAPITAL) currently trades at ₹404.90, while our model-based Fair Value estimate is ₹119.98, implying the stock looks roughly 237.5% overvalued today. The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector. Bull case: the Earnings-Based group reads highest at a median of ₹481.60 per share, and 2 of the 9 models we run sit above the ₹404.90 price. Bear case: the Asset-Based group reads lowest at ₹84.30, and 7 of the 9 models stay below the price. Evidence for this calculation is high.
Over the trailing twelve months, Aditya Birla Capital Limited generated revenue of ₹323B at a net margin of 11.7%. Revenue grew 7.7% year over year. It earns a return on equity of 11.2%. Net debt stands at ₹1.7T. Fundamentals as of Aug 13, 2026
Our scenario range runs from ₹107.70 (bear case) to ₹201.55 (bull case); at ₹404.90, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 72% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −27% fair-value upside, at −70%, ABCAPITAL screens richer than that median.
Fair Value models
This estimate rests on fiscal year 2026 figures, and about 5 months have passed since. In that time the company retained roughly ₹6.17 per share, which is 5.1 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 13 models by family
Widest divergence: Earnings-Based (₹481.60) versus Dividend Discount (₹0.0500). Highest evidence: Growth DCF (73).
Notify me when ABCAPITAL reaches fair value
Put ABCAPITAL on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.
Set up alert →Free, no payment details. Unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 42 · Market factors (momentum, volatility) 78
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments.
Full company description
Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments. The company offers housing loans, such as home extension, renovation, construction, plot and construction, lease rental discounting, and commercial property loans, as well as loan against property; personal and consumer, flexi, secured, unsecured business loan, and corporate loans; gold loan; and SME loans, including line of credit, working capital, and supply chain financing solutions. It also provides loan against shares, mutual funds, life insurance policies, IPO financings, and promoter fundings. Further, it offers corporate financing, such as project financing and term loans. In addition, it provides life insurance, such as term, retirement, saving, ULIP, children future, wealth protection, group life, general, and pension solutions; health and wellness, and super top-up health insurance plans; and motor insurance comprising bike and car insurances; and travel insurances. Further, the company offers pocket insurance, including eye, dental, hospicash, mental health and nutrition, and personal accident insurance. Additionally, it provides payment solutions and credit card products. The company also provides investment solutions in mutual funds, such as debt, equity, hybrid, retirement, exchange traded, fund of funds, and index funds; stock and securities, including equity, margin trading facilities, and bonds; fixed deposits; digital gold and silver; and tax planning. The company was incorporated in 2007 and is based in Mumbai, India. Aditya Birla Capital Limited is a subsidiary of Grasim Industries Limited.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Aditya Birla Capital Limited reported revenue of ₹456B in FY2026 versus ₹88.0B in FY2022, a compound +50.9%/yr. Reported net income was ₹37.6B in FY2026, compounding +21.9%/yr from FY2022.
of which total revenue +23.9 % · buybacks/dilution −1.9 %
Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).
ABCAPITAL screens 237% overvalued. Compare with ORIX Corporation →
Peer Group
Financial Conglomerates · 55 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Financial Conglomerates median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Financial Conglomerates stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| ORIX Corporation IX | $39.73 | $35.47 | −11% |
| Bajaj Finserv Ltd BAJAJFINSV | ₹2,029 | ₹796.96 | −61% |
| China Galaxy Securities Co 601881 | ¥12.36 | ¥11.34 | −8% |
| Guosen Securities Co 002736 | ¥10.24 | ¥10.84 | +6% |
| CNPC Capital Company 000617 | ¥6.96 | ¥6.99 | +0% |
| Freedom Holding FRHC | $171.87 | $31.31 | −82% |
| Voya Financial, Inc VOYA | $99.49 | $62.37 | −37% |
| Storebrand ASA STB | kr 200.40 | kr 46.42 | −77% |
| Guangzhou Yuexiu Capital Holdings 000987 | ¥7.65 | ¥5.62 | −27% |
| Bicecorp S.A BICE | 396.11 CLP | 261.70 CLP | −34% |
Compare Aditya Birla Capital Limited with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Aditya Birla Capital Limited (ABCAPITAL) overvalued or undervalued?
What is the fair value of ABCAPITAL?
What is the quality score of ABCAPITAL?
What is the revenue of Aditya Birla Capital Limited (ABCAPITAL)?
What is the net profit margin of ABCAPITAL?
Watch Aditya Birla Capital Limited in the live analysis
One click puts Aditya Birla Capital Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.