EN DE

Pandora A/S (PNDORA) Fair Value & Analysis

Consumer Cyclical · DK · Market cap 58.3B DKK (≈ $9.1B) · ISIN DK0060252690

What is Pandora A/S really worth?

PA Pandora A/S PNDORA · CO
Pricekr 846.60
Fair Valuekr 1,424
Upside+68.2%
Quality72/100

A solid business, trading 41% below our fair value of kr 1,424.

Watch Pandora A/S for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

Strengths

Healthy Growth (revenue 5y +11.4 %/yr)
Solidly profitable · 15.7% net margin
Moderate debt · generates free cash flow
Ranks above peers (10/15)
Wide moat 77/100

Risks

!Weak on balance sheet: 27 out of 100

For context

·2.60% dividend yield
Evidence: High Range kr 906.77 – kr 1,840

Fair value as of: Aug 22, 2026

From 26 valuation models · updated 14 days ago

Share price +1.2% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The rarer combination: high quality (72/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (kr 906.77). The market is more pessimistic than our downside scenario.
  • A fairly wide model range (kr 906.77 to kr 1,840) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

kr 1,311 kr 320.85 Fair Value kr 1,424 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 22, 2026.

How to read this chart

60‑month range kr 320.85 – kr 1,311 · fair‑value band kr 906.77 – kr 1,840 · the kr 846.60 price screens below the kr 1,424 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 22, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Pandora A/S (PNDORA) currently trades at kr 846.60, while our model-based Fair Value estimate is kr 1,424, implying the stock looks roughly 40.5% undervalued today. The Quality Score stands at 72/100 (solid quality), in the Consumer Cyclical sector. Bull case: the DCF Models group reads highest at a median of kr 1,748 per share, and 14 of the 26 models we run sit above the kr 846.60 price. Bear case: the Dividend Discount group reads lowest at kr 337.24, and 12 of the 26 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Pandora A/S generated revenue of 32.3B DKK at a net margin of 15.7%. Revenue declined 3.2% year over year. It earns a return on equity of 129.4%. Net debt stands at 17.9B DKK. Fundamentals as of Aug 22, 2026

Our scenario range runs from kr 906.77 (bear case) to kr 1,840 (bull case); at kr 846.60, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 27% below its 52-week high and 97% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at −38% fair-value upside, at 68%, PNDORA screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly kr 30.34 per share, which is 2.1 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF best evidence kr 930.30 kr 1,748 kr 3,165 77
Growth DCF kr 923.44 kr 1,676 kr 2,947 75
EPV kr 692.31 kr 822.01 kr 935.50 74
All 26 models by family
DCF Models
FCF DCF best evidence kr 930.30 kr 1,748 kr 3,165 77
Owner Earnings kr 1,011 kr 1,892 kr 3,422 73
5Y Revenue Exit kr 485.52 kr 805.06 kr 1,220 72
5Y EBITDA Exit kr 1,021 kr 1,907 kr 3,017 73
5Y P/E Exit kr 963.95 kr 1,789 kr 2,731 69
10Y Revenue Exit kr 614.68 kr 967.83 kr 1,476 66
10Y EBITDA Exit kr 981.93 kr 1,774 kr 2,977 66
10Y P/E Exit kr 944.10 kr 1,688 kr 2,738 62
Earnings-Based
Graham-Dodd kr 476.54 kr 2,194 kr 3,012 64
Lynch FV kr 576.90 kr 824.14 kr 1,071 61
PEG = 1.0 kr 576.90 kr 824.14 kr 1,071 57
EPV kr 692.31 kr 822.01 kr 935.50 74
Dividend Discount
Gordon GGM kr 192.35 kr 399.94 kr 634.46 66
DDM Multi-Stage kr 192.35 kr 337.24 kr 419.74 66
Multiples
P/E Multiple kr 1,156 kr 1,542 kr 1,927 63
P/S Multiple kr 391.63 kr 522.17 kr 652.72 58
P/B Multiple kr 211.84 kr 282.46 kr 353.07 55
EV/EBIT kr 1,319 kr 1,787 kr 2,255 66
EV/EBITDA kr 1,162 kr 1,578 kr 1,993 67
EV/Revenue kr 279.64 kr 436.29 kr 592.94 53
Asset-Based
NCAV (Graham) kr 35.31 kr 47.31 kr 70.61 54
Growth DCF
Growth DCF kr 923.44 kr 1,676 kr 2,947 75
Rev-Margin DCF kr 485.52 kr 807.94 kr 1,225 72
Economic Profit
Residual Income kr 416.86 kr 732.38 kr 18,859 64
ROIC Compounder kr 760.93 kr 987.02 kr 1,247 72
Growth Earnings
Growth-Adj P/E kr 948.59 kr 1,355 kr 1,762 67

Widest divergence: DCF Models (kr 1,748) versus Asset-Based (kr 47.31). Highest evidence: FCF DCF (77).

Notify me when PNDORA reaches fair value

Put PNDORA on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

P/E ratio 12.7
P/S ratio 2.05 P/E × margin
EPS (TTM) kr 66.48 price ÷ EPS = P/E 12.7
Dividend yield 2.6% payout 33.1%
Net margin 16.1% FY2025
Return on equity 129% TTM
More key figures
Profitability
Return on assets (EBIT) 29.3% avg 5y
Operating margin 20.9% TTM
Growth
Revenue (TTM) 32.3B DKK TTM
Revenue growth (YoY) −3.2% 3y avg +7.1%
EPS growth (YoY) −10.0%
Balance sheet & cash flow
Free cash flow 5.9B DKK FY2025
Net debt 17.9B DKK FY2025 · ≈ 3.0 yrs of FCF

Figures from reported company fundamentals · as of Aug 22, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 72/100

Of which business quality 68 · Market factors (momentum, volatility) 59

Profitability 90
Margins and returns on capital today
Quality Growth 31
Are margins and returns improving?
Cashflow 73
Earnings quality: real cash, not paper profit
Fin. Strength 39
Balance sheet, leverage, solvency risk
Investment 78
Disciplined investing over empire-building
Low Volatility 40
Calm price path (market factor)
Momentum 76
Price trend over the last 3–12 months (market factor)
52W Momentum 52
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Pandora A/S engages in the design, crafting, and marketing of jewelry worldwide. The company operates in two segments, Core and Fuel With More. It offers charm and carrier products; and lab grown diamonds. The company sells its products through physical stores, online stores, and wholesale and third-party distribution.

Full company description

Pandora A/S engages in the design, crafting, and marketing of jewelry worldwide. The company operates in two segments, Core and Fuel With More. It offers charm and carrier products; and lab grown diamonds. The company sells its products through physical stores, online stores, and wholesale and third-party distribution. Pandora A/S was founded in 1982 and is based in Copenhagen, Denmark.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Pandora A/S reported revenue of 32.5B DKK in FY2025 versus 23.4B DKK in FY2021, a compound +8.6%/yr. Reported net income was 5.2B DKK in FY2025, compounding +5.9%/yr from FY2021.

Growth Quality 94/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
32.5B DKK
Latest YoY
+2.7%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.1%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.4%
Avg. revenue growth/yr (17Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+19.2%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+20.3% (17.7 + 2.6)
Revenue +8.6%/yr
FY21 23.4B DKK
FY22 26.5B DKK
FY23 28.1B DKK
FY24 31.7B DKK
FY25 32.5B DKK
Net income +5.9%/yr
FY21 4.2B DKK
FY22 5.0B DKK
FY23 4.7B DKK
FY24 5.2B DKK
FY25 5.2B DKK
Character of growth · EPS growth decomposed (2014-2025) +6.4 % p.a.
Revenue per share +12.0 %

of which total revenue +7.3 % · buybacks/dilution +4.4 %

EBIT margin −3.9 %
Tax rate +0.0 %
Residual (interest, one-offs) −1.1 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

Watch PNDORA: get an alert when its fair value changes →

Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Pandora A/S Fair Value". https://www.fairvalue-calculator.com/stock/PNDORA

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Luxury Goods · 135 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 72 · Top 25%
Fair Value upside +68% · Top 25%
Return on equity (TTM) 129% · Top 25%
Return on assets 17% · Top 25%
Net margin (TTM) 16% · Top 25%
Operating margin (TTM) 21% · Top 25%
Revenue growth −3% · Below median
Dividend yield (TTM) 2.6% · Above median
Debt / equity 1.46× · Higher than 75% of peers

Valuation Multiples vs Luxury Goods median · lower = cheaper

P/E (TTM) 12.7× · Cheaper than median
P/B 11.04× · Pricier than 75% of peers
P/S (TTM) 1.80× · Pricier than median
P/FCF 1.5× · Cheaper than median
EV/EBITDA 7.7× · Cheaper than median
PEG 3.67× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 10
FUTURE0 · sector 48
PAST100 · sector 40
HEALTH27 · sector 99
DIVIDEND52 · sector 41

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Luxury Goods stocks, each showing price versus our Fair Value estimate (as of Aug 22, 2026).

Stock Price Fair Value vs Fair Value
Hermès International Société en commandite par actions RMS €1,598 €950.24 −41%
Compagnie Financière Richemont SA CFR CHF 192.15 CHF 119.49 −38%
Christian Dior SE DIO €423.60 €1,095 +159%
Titan Company TITAN ₹5,106 ₹972.23 −81%
Tapestry, Inc TPR $153.74 $19.95 −87%
Chow Tai Fook Jewellery Group 1929 HK$12.31 HK$11.51 −6%
The Swatch Group UHRN CHF 36.35 CHF 8.46 −77%
Prada S.p.A 1913 HK$40.86 HK$64.71 +58%
Laopu Gold Co 6181 HK$385.00 HK$654.83 +70%
Brunello Cucinelli S.p.A BC €89.08 €34.90 −61%

Compare Pandora A/S with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Cyclical stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Extrinsic Value Calculator (Options) Splits an option premium into intrinsic and extrinsic (time) value. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is Pandora A/S (PNDORA) overvalued or undervalued?
As of Aug 22, 2026, our model estimates a fair value of kr 1,424 versus a price of kr 846.60, about +68% upside (undervalued).
What is the fair value of PNDORA?
Our model-based fair value for Pandora A/S is kr 1,424 (as of Aug 22, 2026), built from audited fundamentals. The current price: kr 846.60.
What is the quality score of PNDORA?
Pandora A/S has a Quality Score of 72/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Pandora A/S (PNDORA)?
Pandora A/S reported trailing-twelve-month revenue of about 32.3B DKK (latest available figure, as of Aug 22, 2026).
What is the net profit margin of PNDORA?
The net profit margin of Pandora A/S is about 15.7%, meaning it keeps roughly 15.7% of revenue as net income. Based on the latest reported figures.
Does Pandora A/S pay a dividend?
Pandora A/S currently shows a dividend yield of about 2.60% relative to its recent price (as of Aug 22, 2026).
Free · no account needed

Watch Pandora A/S in the live analysis

One click puts Pandora A/S on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.