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Issta Lines Ltd (ISTA) Fair Value & Analysis

Consumer Cyclical · Il · Market cap 1.5B ILA · ISIN IL0010810740

What is Issta Lines Ltd really worth?

IL Issta Lines Ltd ISTA · TA
Price97.00 ILA
Fair Value188.94 ILA
Upside+94.8%
Quality32/100

Below-average quality, trading 49% below our fair value of 188.94 ILA.

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Strengths

Highly profitable · 31.3% net margin
Ranks above peers (8/13)

Risks

!Mixed Growth (revenue 5y +47.4 %/yr)
!Moderate debt · negative free cash flow
!Moderate moat 53/100
!Evidence only medium, so the estimate is less certain
Evidence: Medium Range 141.70 ILA – 236.17 ILA

Fair value as of: Sep 5, 2026

From 14 valuation models · updated today

Share price +8.3% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The large discount to fair value meets weak quality (32/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (141.70 ILA). The market is more pessimistic than our downside scenario.

Price vs Fair Value (5 years)

118.24 ILA 43.48 ILA Fair Value 188.94 ILA Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 5, 2026.

How to read this chart

60‑month range 43.48 ILA – 118.24 ILA · fair‑value band 141.70 ILA – 236.17 ILA · the 97.00 ILA price screens below the 188.94 ILA fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 5, 2026.

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Analysis

Issta Lines Ltd (ISTA) currently trades at 97.00 ILA, while our model-based Fair Value estimate is 188.94 ILA, implying the stock looks roughly 48.7% undervalued today. The Quality Score stands at 32/100 (below-average quality), in the Consumer Cyclical sector. Bull case: the Growth Earnings group reads highest at a median of 309.97 ILA per share, and 7 of the 13 models we run sit above the 97.00 ILA price. Bear case: the Dividend Discount group reads lowest at 39.09 ILA, and 6 of the 13 models stay below the price. Evidence for this calculation is medium.

Over the trailing twelve months, Issta Lines Ltd generated revenue of 566M ILA at a net margin of 31.3%. Revenue declined 21.7% year over year. It earns a return on equity of 11.7%. Net debt stands at 1.9B ILA. Fundamentals as of Sep 5, 2026

Our scenario range runs from 141.70 ILA (bear case) to 236.17 ILA (bull case); at 97.00 ILA, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Consumer Cyclical peers we cover trades at −20% fair-value upside, at 95%, ISTA screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly 6.34 ILS per share, which is 3.4 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income best evidence 82.08 ILA 92.12 ILA 146.40 ILA 75
Owner Earnings 87.85 ILA 243.77 ILA 530.72 ILA 70
Gordon GGM 23.75 ILA 42.80 ILA 58.92 ILA 68
All 14 models by family
DCF Models
Owner Earnings 87.85 ILA 243.77 ILA 530.72 ILA 70
Earnings-Based
Graham-Dodd 76.44 ILA 525.14 ILA 736.49 ILA 63
Lynch FV 154.54 ILA 220.77 ILA 287.00 ILA 61
PEG = 1.0 154.54 ILA 220.77 ILA 287.00 ILA 57
Dividend Discount
Gordon GGM 23.75 ILA 42.80 ILA 58.92 ILA 68
DDM Multi-Stage 23.75 ILA 39.09 ILA 45.72 ILA 67
Multiples
P/E Multiple 185.47 ILA 247.29 ILA 309.12 ILA 63
P/S Multiple 31.60 ILA 42.13 ILA 52.66 ILA 58
P/B Multiple 143.32 ILA 191.09 ILA 238.86 ILA 55
EV/EBIT 7.13 ILA 23.98 ILA 61
EV/EBITDA 8.82 ILA 62
Asset-Based
NCAV (Graham) 47.32 ILA 63.41 ILA 94.64 ILA 54
Economic Profit
Residual Income best evidence 82.08 ILA 92.12 ILA 146.40 ILA 75
Growth Earnings
Growth-Adj P/E 216.98 ILA 309.97 ILA 402.96 ILA 67

Widest divergence: Growth Earnings (309.97 ILA) versus Dividend Discount (39.09 ILA). Highest evidence: Residual Income (75).

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Key figures & financial health

P/E ratio 10.4
P/S ratio 3.31 P/E × margin
EPS (TTM) 9.37 ILA price ÷ EPS = P/E 10.4
Dividend yield 3.0% payout 31.4%
Net margin 32.0% FY2025
Return on equity 11.7% TTM
More key figures
Profitability
Return on assets (EBIT) 3.3% avg 5y
Operating margin 13.1% TTM
Growth
Revenue (TTM) 566M ILA TTM
Revenue growth (YoY) −21.7% 3y avg +16.5%
EPS growth (YoY) −46.1%
Balance sheet & cash flow
Free cash flow −29.8M ILA FY2025
Net debt 1.9B ILA FY2025

Figures from reported company fundamentals · as of Sep 5, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 32/100

Of which business quality 28 · Market factors (momentum, volatility) 48

Profitability 40
Margins and returns on capital today
Quality Growth 46
Are margins and returns improving?
Cashflow 2
Earnings quality: real cash, not paper profit
Fin. Strength 20
Balance sheet, leverage, solvency risk
Investment 60
Disciplined investing over empire-building
Low Volatility 82
Calm price path (market factor)
Momentum 35
Price trend over the last 3–12 months (market factor)
52W Momentum 32
Distance to the 52-week high (market factor)
Net Issuance 21
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Issta Ltd provides travel and tourism services to private and business customers, groups, and organizations in Israel and internationally.

Full company description

Issta Ltd provides travel and tourism services to private and business customers, groups, and organizations in Israel and internationally. It offers outbound and domestic tourism services, including scheduled flights, charter flights, vacation packages, organized trips, sports, music, and cruises, as well as complementary services, such as hotels, car rentals, visas, and student cards. The company offers its products through its branches in Israel, as well as through call centers and online travel services. The company was formerly known as Issta Lines Ltd. Issta Ltd was founded in 1956 and is based in Tel Aviv-Yafo, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Issta Lines Ltd reported revenue of 587M ILS in FY2025 versus 89.6M ILS in FY2021, a compound +60.0%/yr. Reported net income was 188M ILS in FY2025, compounding +16.1%/yr from FY2021.

Growth Quality 55/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
587M ILS
Latest YoY
+40.6%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.5%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+47.4%
Avg. revenue growth/yr (21Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.0%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+11.6% (8.6 + 3.0)
Revenue +60.0%/yr
FY21 89.6M ILS
FY22 371M ILS
FY23 406M ILS
FY24 417M ILS
FY25 587M ILS
Net income +16.1%/yr
FY21 103M ILS
FY22 215M ILS
FY23 127M ILS
FY24 97.9M ILS
FY25 188M ILS
Character of growth · EPS growth decomposed (2014-2025) +4.9 % p.a.
Revenue per share −8.1 %

of which total revenue −2.0 % · buybacks/dilution −6.2 %

EBIT margin +4.7 %
Tax rate +0.3 %
Residual (interest, one-offs) +8.8 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "Issta Lines Ltd Fair Value". https://www.fairvalue-calculator.com/stock/ISTA

Peer Group

Travel Services · 90 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 32 · Bottom 25%
Fair Value upside +95% · Top 25%
Return on equity (TTM) 12% · Above median
Return on assets 1% · Bottom 25%
Net margin (TTM) 31% · Top 25%
Operating margin (TTM) 13% · Top 25%
Revenue growth −22% · Bottom 25%
Dividend yield (TTM) 3.0% · Above median
Debt / equity 0.75× · Higher than 75% of peers

Valuation Multiples vs Travel Services median · lower = cheaper

P/E (TTM) 10.4× · Cheaper than median
P/B 0.31× · Cheaper than 75% of peers
P/S (TTM) 0.87× · Cheaper than median
EV/EBITDA 20.3× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 17
FUTURE0 · sector 25
PAST47 · sector 31
HEALTH62 · sector 97
DIVIDEND61 · sector 39

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Travel Services stocks, each showing price versus our Fair Value estimate (as of Sep 5, 2026).

Stock Price Fair Value vs Fair Value
Booking Holdings BKNG $202.56 $152.94 −24%
Airbnb, Inc ABNB $184.40 $85.66 −54%
Royal Caribbean Cruises Ltd RCL $268.74 $215.19 −20%
Viking Holdings VIK $85.03 $43.68 −49%
Carnival Corporation CCL $24.76 $31.36 +27%
Expedia Group EXPE $303.14 $248.63 −18%
Trip.com Group TCOM $45.14 $89.35 +98%
Norwegian Cruise Line Holdings NCLH $16.14 $20.28 +26%
Global Business Travel Group GBTG $9.44 $5.04 −47%
Travel + Leisure Co TNL $66.40 $26.57 −60%

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Frequently asked questions

Is Issta Lines Ltd (ISTA) overvalued or undervalued?
As of Sep 5, 2026, our model estimates a fair value of 188.94 ILA versus a price of 97.00 ILA, about +95% upside (undervalued).
What is the fair value of ISTA?
Our model-based fair value for Issta Lines Ltd is 188.94 ILA (as of Sep 5, 2026), built from audited fundamentals. The current price: 97.00 ILA.
What is the quality score of ISTA?
Issta Lines Ltd has a Quality Score of 32/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Issta Lines Ltd (ISTA)?
Issta Lines Ltd reported trailing-twelve-month revenue of about 566M ILS (latest available figure, as of Sep 5, 2026).
What is the net profit margin of ISTA?
The net profit margin of Issta Lines Ltd is about 31.3%, meaning it keeps roughly 31.3% of revenue as net income. Based on the latest reported figures.
Does Issta Lines Ltd pay a dividend?
Issta Lines Ltd currently shows a dividend yield of about 3.03% relative to its recent price (as of Sep 5, 2026).
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