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Haverty Furniture Companies Inc (HVT) Fair Value & Analysis

Consumer Cyclical · US · Market cap $449M · ISIN US4195961010

What is Haverty Furniture Companies Inc really worth?

HF Haverty Furniture Companies Inc logo Haverty Furniture Companies Inc HVT · US
Price$27.62
Fair Value$20.42
Upside−26.1%
Quality71/100

A solid business, but trading 35% above our fair value of $20.42.

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Strengths

Low debt · generates free cash flow

Risks

!Weak Growth (revenue 5y +0.3 %/yr)
!Thin margins · 2.9% net margin
!Mixed vs. peers (6/15)
!Narrow moat 33/100

For context

·4.71% dividend yield
Evidence: High Range $15.31 – $25.52

Fair value as of: Aug 27, 2026

From 22 valuation models · updated 8 days ago

Share price −2.3% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • A high-quality business (quality 71/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
  • The price sits above even our optimistic bull case ($25.52). The favourable scenario is already priced in.

Price vs Fair Value (5 years)

$37.66 $15.98 Fair Value $20.42 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 27, 2026.

How to read this chart

60‑month range $15.98 – $37.66 · fair‑value band $15.31 – $25.52 · the $27.62 price screens above the $20.42 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 27, 2026.

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Analysis

Haverty Furniture Companies Inc (HVT) currently trades at $27.62, while our model-based Fair Value estimate is $20.42, implying the stock looks roughly 35.3% overvalued today. The Quality Score stands at 71/100 (solid quality), in the Consumer Cyclical sector. Bull case: the DCF Models group reads highest at a median of $27.20 per share, and 6 of the 22 models we run sit above the $27.62 price. Bear case: the Asset-Based group reads lowest at $12.56, and 16 of the 22 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Haverty Furniture Companies Inc generated revenue of $766M at a net margin of 2.6%. Revenue grew 4.1% year over year. It earns a return on equity of 6.6%. Net debt stands at $84.5M. Fundamentals as of Aug 27, 2026

Our scenario range runs from $15.31 (bear case) to $25.52 (bull case); at $27.62, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 51% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at −27% fair-value upside, at −26%, HVT screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF best evidence $22.12 $27.20 $34.47 81
Growth DCF $22.51 $27.28 $33.71 79
Owner Earnings $17.38 $21.06 $26.33 77
All 22 models by family
DCF Models
FCF DCF best evidence $22.12 $27.20 $34.47 81
Owner Earnings $17.38 $21.06 $26.33 77
5Y Revenue Exit $18.49 $23.52 $30.10 73
5Y EBITDA Exit $24.52 $33.92 $45.15 75
5Y P/E Exit $22.11 $29.76 $37.94 71
10Y Revenue Exit $19.65 $24.06 $29.07 67
10Y EBITDA Exit $23.32 $30.38 $38.54 69
10Y P/E Exit $21.96 $27.85 $34.01 64
Earnings-Based
Graham-Dodd $8.17 $15.64 $19.51 63
EPV $11.79 $12.72 $13.50 72
Multiples
P/E Multiple $19.82 $26.43 $33.03 61
P/S Multiple $15.31 $20.42 $25.52 56
P/B Multiple $15.31 $20.42 $25.52 53
EV/EBIT $22.33 $28.13 $33.93 65
EV/EBITDA $29.59 $37.80 $46.02 66
EV/Revenue $16.66 $21.69 $26.72 53
Asset-Based
NCAV (Graham) $9.37 $12.56 $18.75 52
Growth DCF
Growth DCF $22.51 $27.28 $33.71 79
Rev-Margin DCF $18.49 $23.87 $30.08 73
Economic Profit
Residual Income $14.05 $14.25 $13.71 75
ROIC Compounder $11.79 $12.72 $13.50 71
Growth Earnings
Growth-Adj P/E $14.18 $20.26 $26.33 66

Widest divergence: DCF Models ($27.20) versus Asset-Based ($12.56). Highest evidence: FCF DCF (81).

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Key figures & financial health

P/E ratio 20.9 as of Aug 18, 2026
P/S ratio 0.54 P/E × margin
EPS (TTM) $1.38 price ÷ EPS = P/E 20.9
Dividend yield 4.7% payout 94.2%
Net margin 2.6% FY2025
Return on equity 7.6% TTM
More key figures
Profitability
Return on assets (EBIT) 10.4% avg 5y
Operating margin 3.4% TTM
Growth
Revenue (TTM) $780M TTM
Revenue growth (YoY) +7.7% 3y avg −10.2%
EPS growth (YoY) +100%
Balance sheet & cash flow
Free cash flow $33.0M FY2025
Net debt $84.5M FY2025 · ≈ 2.6 yrs of FCF

Figures from reported company fundamentals · as of Aug 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 71/100

Of which business quality 70 · Market factors (momentum, volatility) 67

Profitability 55
Margins and returns on capital today
Quality Growth 52
Are margins and returns improving?
Cashflow 53
Earnings quality: real cash, not paper profit
Fin. Strength 84
Balance sheet, leverage, solvency risk
Investment 95
Disciplined investing over empire-building
Low Volatility 55
Calm price path (market factor)
Momentum 71
Price trend over the last 3–12 months (market factor)
52W Momentum 73
Distance to the 52-week high (market factor)
Net Issuance 97
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Haverty Furniture Companies, Inc. operates as a specialty retailer of residential furniture and accessories in the United States. The company offers furniture merchandise under the Havertys brand name.

Full company description

Haverty Furniture Companies, Inc. operates as a specialty retailer of residential furniture and accessories in the United States. The company offers furniture merchandise under the Havertys brand name. It also provides custom upholstery products and eclectic looks, as well as offers mattress product lines under the Tempur-Pedic, Serta, Sealy, Beautyrest, and Stearns and Foster names. The company sells home furnishings through its retail stores, as well as through its website. Haverty Furniture Companies, Inc. was founded in 1885 and is headquartered in Atlanta, Georgia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Haverty Furniture Companies Inc reported revenue of $759M in FY2025 versus $1.0B in FY2021, a compound −7.0%/yr. Reported net income was $19.7M in FY2025, compounding −31.7%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
$759M
Latest YoY
+5.0%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−10.2%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.3%
Avg. revenue growth/yr (40Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.4%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
−12.7% (−17.4 + 4.7)
Revenue −7.0%/yr
FY21 $1.0B
FY22 $1.0B
FY23 $862M
FY24 $723M
FY25 $759M
Net income −31.7%/yr
FY21 $90.8M
FY22 $89.4M
FY23 $56.3M
FY24 $20.0M
FY25 $19.7M
Character of growth · EPS growth decomposed (2014-2025) +8.0 % p.a.
Revenue per share +3.2 %

of which total revenue −0.2 % · buybacks/dilution +3.4 %

EBIT margin −0.5 %
Tax rate +3.6 %
Residual (interest, one-offs) +1.6 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

HVT screens 35% overvalued. Compare with The Home Depot, Inc →

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Cite: Fair Value Calculator (2026). "Haverty Furniture Companies Inc Fair Value". https://www.fairvalue-calculator.com/stock/HVT

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Home Improvement Retail · 34 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 71 · Top 25%
Fair Value upside −26% · Below median
Return on equity (TTM) 8% · Below median
Return on assets 3% · Below median
Net margin (TTM) 3% · Above median
Operating margin (TTM) 3% · Below median
Revenue growth 8% · Top 25%
Dividend yield (TTM) 4.7% · Above median
Debt / equity 0.17× · Higher than median

Valuation Multiples vs Home Improvement Retail median · lower = cheaper

P/E (TTM) 20.9× · Pricier than median
P/B 1.46× · Pricier than median
P/S (TTM) 0.58× · Pricier than median
P/FCF 13.6× · Pricier than 75% of peers
EV/EBITDA 7.2× · Cheaper than median
PEG 1.31× · Cheaper than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 29
FUTURE39 · sector 11
PAST30 · sector 32
HEALTH92 · sector 95
DIVIDEND94 · sector 61

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Home Improvement Retail stocks, each showing price versus our Fair Value estimate (as of Aug 27, 2026).

Stock Price Fair Value vs Fair Value
The Home Depot, Inc HD $328.61 $236.85 −28%
Lowe's Companies, Inc LOW $208.05 $186.32 −10%
Wesfarmers Limited WES A$77.73 A$50.50 −35%
Floor & Decor Holdings FND $59.33 $27.30 −54%
Mr D.I.Y. Group 5296 1.51 MYR 1.47 MYR −3%
Home Product Center Public Company HMPROR 6.70 THB 6.31 THB −6%
Siam Global House Public Company GLOBAL 6.65 THB 5.96 THB −10%
Dohome Public Company DOHOME 3.78 THB 2.75 THB −27%
Test-Rite International Co 2908 21.80 TWD 4.97 TWD −77%
Bourrelier Group ALBOU €69.40 €36.15 −48%

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Frequently asked questions

Is Haverty Furniture Companies Inc (HVT) overvalued or undervalued?
As of Aug 27, 2026, our model estimates a fair value of $20.42 versus a price of $27.62, about −26% upside (overvalued).
What is the fair value of HVT?
Our model-based fair value for Haverty Furniture Companies Inc is $20.42 (as of Aug 27, 2026), built from audited fundamentals. The current price: $27.62.
What is the quality score of HVT?
Haverty Furniture Companies Inc has a Quality Score of 71/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Haverty Furniture Companies Inc (HVT)?
Haverty Furniture Companies Inc reported trailing-twelve-month revenue of about $766M (latest available figure, as of Aug 27, 2026).
What is the net profit margin of HVT?
The net profit margin of Haverty Furniture Companies Inc is about 2.6%, meaning it keeps roughly 2.6% of revenue as net income. Based on the latest reported figures.
Does Haverty Furniture Companies Inc pay a dividend?
Haverty Furniture Companies Inc currently shows a dividend yield of about 4.71% relative to its recent price (as of Aug 27, 2026).
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