Grupo Financiero Inbursa S.A.B. de C.V (GFINBURO) Fair Value & Analysis
Financial Services · MX · Market cap 254B MXN (≈ $15.0B) · ISIN MXP370641013
What is Grupo Financiero Inbursa S.A.B. de C.V really worth?
A solid business, trading 32% below our fair value of 64.86 MXN.
Strengths
Risks
Fair value as of: Aug 13, 2026
From 6 valuation models · updated 22 days ago
Fair value updated Aug 13, 2026, revised from 66.34 MXN to 64.86 MXN (−2.2%) since Jul 17, 2026.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price is below even our cautious bear case (48.64 MXN). The market is more pessimistic than our downside scenario.
- Solid quality (55/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range 16.86 MXN – 52.84 MXN · fair‑value band 48.64 MXN – 81.07 MXN · the 44.16 MXN price screens below the 64.86 MXN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Grupo Financiero Inbursa S.A.B. de C.V (GFINBURO) currently trades at 44.16 MXN, while our model-based Fair Value estimate is 64.86 MXN, implying the stock looks roughly 31.9% undervalued today. The Quality Score stands at 55/100 (solid quality), in the Financial Services sector. Bull case: the Multiples group reads highest at a median of 64.62 MXN per share, and 3 of the 6 models we run sit above the 44.16 MXN price. Bear case: the Dividend Discount group reads lowest at 17.28 MXN, and 3 of the 6 models stay below the price. Evidence for this calculation is medium.
Over the trailing twelve months, Grupo Financiero Inbursa S.A.B. de C.V generated revenue of 53.1B MXN at a net margin of 57.1%. Revenue declined 2.8% year over year. It earns a return on equity of 11.1%. Net debt stands at 1.1B MXN. Fundamentals as of Aug 13, 2026
Our scenario range runs from 48.64 MXN (bear case) to 81.07 MXN (bull case); at 44.16 MXN, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 15% below its 52-week high and 12% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −10% fair-value upside, at 47%, GFINBURO screens cheaper than that median.
Fair Value models
This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly 3.47 MXN per share, which is 5.3 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 6 models by family
Widest divergence: Multiples (64.62 MXN) versus Dividend Discount (17.28 MXN). Highest evidence: Residual Income (71).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 53 · Market factors (momentum, volatility) 52
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Grupo Financiero Inbursa, S.A.B. de C.V. provides various financial products and services to individuals and businesses in Mexico. The company offers personal, business, and investment accounts; investment funds; personal, mortgage, SME, and auto loans; financing and payroll services; credit cards; as well as insurance products.
Full company description
Grupo Financiero Inbursa, S.A.B. de C.V. provides various financial products and services to individuals and businesses in Mexico. The company offers personal, business, and investment accounts; investment funds; personal, mortgage, SME, and auto loans; financing and payroll services; credit cards; as well as insurance products. It also provides online and mobile banking, and other services. Grupo Financiero Inbursa, S.A.B. de C.V. was founded in 1985 and is headquartered in Mexico City, Mexico.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Grupo Financiero Inbursa S.A.B. de C.V reported revenue of 83.3B MXN in FY2025 versus 47.8B MXN in FY2021, a compound +14.9%/yr. Reported net income was 30.9B MXN in FY2025, compounding +10.2%/yr from FY2021.
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Peer Group
Banks - Regional · 1071 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| DBS Group D05 | 75.65 SGD | 40.48 SGD | −46% |
| China Merchants Bank Co 3968 | HK$47.96 | HK$76.51 | +60% |
| Intesa Sanpaolo S.p.A ISP | €6.78 | €5.66 | −17% |
| HDFC Bank Limited HDB | $23.17 | $24.12 | +4% |
| BNP Paribas SA BNP | €102.56 | €144.64 | +41% |
| UniCredit S.p.A UCG | €84.71 | €77.62 | −8% |
| Mizuho Financial Group MFG | $10.74 | $9.69 | −10% |
| ICICI Bank Limited ICICIBANK | ₹1,443 | ₹835.21 | −42% |
| Oversea-Chinese Banking Corporation O39 | 31.07 SGD | 19.80 SGD | −36% |
| CaixaBank, S.A CABK | €13.52 | €8.85 | −35% |
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