EN DE

BJs Wholesale Club Holdings Inc (BJ) Fair Value & Analysis

Consumer Defensive · US · Market cap $11.5B · ISIN US05550J1016

What is BJs Wholesale Club Holdings Inc really worth?

BW BJs Wholesale Club Holdings Inc logo BJs Wholesale Club Holdings Inc BJ · US
Price$93.19
Fair Value$80.26
Upside−13.9%
Quality60/100

A solid business, but trading 16% above our fair value of $80.26.

Watch BJs Wholesale Club Holdings Inc for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

Strengths

✓Healthy Growth (revenue 5y +6.8 %/yr)
✓Low debt · generates free cash flow

Risks

!Thin margins · 2.6% net margin
!Mixed vs. peers (6/14)
!Moderate moat 51/100
!Weak on valuation: 15 out of 100
Evidence: High Range $46.34 – $118.90

Fair value as of: Sep 5, 2026

From 25 valuation models · updated today

Share price −3.6% over the past month.

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

  • Solid but not exceptional quality (60/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range ($46.34 to $118.90) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

$119.94 $45.53 Fair Value $80.26 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 5, 2026.

How to read this chart

60‑month range $45.53 – $119.94 · fair‑value band $46.34 – $118.90 · the $93.19 price screens above the $80.26 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 5, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

BJs Wholesale Club Holdings Inc (BJ) currently trades at $93.19, while our model-based Fair Value estimate is $80.26, implying the stock looks roughly 16.1% overvalued today. The Quality Score stands at 60/100 (solid quality), in the Consumer Defensive sector. Bull case: the Multiples group reads highest at a median of $83.37 per share, and 4 of the 24 models we run sit above the $93.19 price. Bear case: the Asset-Based group reads lowest at $11.53, and 20 of the 24 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, BJs Wholesale Club Holdings Inc generated revenue of $22.0B at a net margin of 2.6%. Revenue grew 9.9% year over year. It earns a return on equity of 27.9%. Net debt stands at $2.6B. Fundamentals as of Sep 5, 2026

Our scenario range runs from $46.34 (bear case) to $118.90 (bull case); at $93.19, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 19% below its 52-week high and 11% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at −43% fair-value upside, at −14%, BJ screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2026 figures, and about 7 months have passed since. In that time the company retained roughly $2.59 per share, which is 3.2 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF $26.17 $41.39 $64.21 79
Growth DCF $26.77 $40.41 $59.71 78
Owner Earnings $11.92 $19.64 $31.21 75
All 25 models by family
DCF Models
FCF DCF $26.17 $41.39 $64.21 79
Owner Earnings $11.92 $19.64 $31.21 75
5Y Revenue Exit $44.51 $77.00 $118.55 71
5Y EBITDA Exit $57.15 $100.34 $150.54 74
5Y P/E Exit $48.37 $84.14 $121.33 70
10Y Revenue Exit $35.72 $63.74 $101.32 65
10Y EBITDA Exit $45.55 $79.83 $125.44 67
10Y P/E Exit $39.98 $68.66 $103.42 63
Earnings-Based
Graham-Dodd $30.80 $89.55 $118.26 65
Lynch FV $18.58 $26.54 $34.51 61
PEG = 1.0 $18.58 $26.54 $34.51 57
EPV $45.73 $53.81 $60.89 74
Dividend Discount
Gordon GGM — — $0.0100 65
Multiples
P/E Multiple $71.34 $95.12 $118.90 63
P/S Multiple $57.75 $77.00 $96.25 58
P/B Multiple $57.75 $77.00 $96.25 55
EV/EBIT $81.71 $109.87 $138.03 66
EV/EBITDA $83.87 $112.75 $141.63 67
EV/Revenue $57.53 $83.37 $109.21 53
Asset-Based
NCAV (Graham) $8.61 $11.53 $17.21 54
Growth DCF
Growth DCF $26.77 $40.41 $59.71 78
Rev-Margin DCF $44.51 $76.60 $112.57 72
Economic Profit
Residual Income $32.75 $49.78 $448.83 64
ROIC Compounder $48.74 $61.39 $75.49 72
Growth Earnings
Growth-Adj P/E $57.64 $82.35 $107.05 67

Widest divergence: Multiples ($83.37) versus Asset-Based ($11.53). Highest evidence: FCF DCF (79).

Notify me when BJ reaches fair value

Put BJ on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

P/E ratio 21.3
P/S ratio 0.57 P/E × margin
EPS (TTM) $4.38 price ÷ EPS = P/E 21.3
Net margin 2.7% FY2026
Return on equity 27.9% TTM
Return on assets (EBIT) 11.3% avg 5y
More key figures
Profitability
Operating margin 3.7% TTM
Growth
Revenue (TTM) $22.0B TTM
Revenue growth (YoY) +9.9% 3y avg +3.6%
EPS growth (YoY) −2.7%
Balance sheet & cash flow
Free cash flow $331M FY2026
Net debt $2.6B FY2026 · ≈ 7.7 yrs of FCF

Figures from reported company fundamentals · as of Sep 5, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 60/100

Of which business quality 60 · Market factors (momentum, volatility) 51

Profitability 72
Margins and returns on capital today
Quality Growth 43
Are margins and returns improving?
Cashflow 34
Earnings quality: real cash, not paper profit
Fin. Strength 65
Balance sheet, leverage, solvency risk
Investment 55
Disciplined investing over empire-building
Low Volatility 84
Calm price path (market factor)
Momentum 41
Price trend over the last 3–12 months (market factor)
52W Momentum 33
Distance to the 52-week high (market factor)
Net Issuance 93
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

BJ's Wholesale Club Holdings, Inc., together with its subsidiaries, operates membership warehouse clubs on the eastern half of the United States. The company offers groceries, fresh food, general merchandise, gasoline, and other ancillary services. It sells its products through its clubs; the BJs.com website; and its mobile app.

Full company description

BJ's Wholesale Club Holdings, Inc., together with its subsidiaries, operates membership warehouse clubs on the eastern half of the United States. The company offers groceries, fresh food, general merchandise, gasoline, and other ancillary services. It sells its products through its clubs; the BJs.com website; and its mobile app. The company was formerly known as Beacon Holding Inc. and changed its name to BJ's Wholesale Club Holdings, Inc. in February 2018. BJ's Wholesale Club Holdings, Inc. was founded in 1984 and is headquartered in Marlborough, Massachusetts.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

BJs Wholesale Club Holdings Inc reported revenue of $21.5B in FY2026 versus $16.7B in FY2022, a compound +6.5%/yr. Reported net income was $578M in FY2026, compounding +7.9%/yr from FY2022.

Growth Quality 73/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
$21.5B
Latest YoY
+4.7%
Avg. revenue growth/yr (3Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.6%
Avg. revenue growth/yr (5Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.8%
Avg. revenue growth/yr (10Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.6%
Value creation/yr (5Y) ⓘEarnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+7.6% (7.6 + 0.0)
Revenue +6.5%/yr
FY22 $16.7B
FY23 $19.3B
FY24 $20.0B
FY25 $20.5B
FY26 $21.5B
Net income +7.9%/yr
FY22 $427M
FY23 $513M
FY24 $524M
FY25 $534M
FY26 $578M
Character of growth · EPS growth decomposed (2016-2026) +38.2 % p.a.
Revenue per share +5.9 %

of which total revenue +6.2 % · buybacks/dilution −0.2 %

EBIT margin +10.9 %
Tax rate +1.8 %
Residual (interest, one-offs) +15.6 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

BJ screens 16% overvalued. Compare with Walmart Inc →

Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

BJs Wholesale Club Holdings Inc · Fair Value
$80.26 −16%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "BJs Wholesale Club Holdings Inc Fair Value". https://www.fairvalue-calculator.com/stock/BJ

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Discount Stores · 24 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 60 · Below median
Fair Value upside −14% · Below median
Return on equity (TTM) 28% · Above median
Return on assets 7% · Above median
Net margin (TTM) 3% · Below median
Operating margin (TTM) 4% · Below median
Revenue growth 10% · Above median
Debt / equity 0.18× · Lower than median

Valuation Multiples vs Discount Stores median · lower = cheaper

P/E (TTM) 21.3× · Pricier than median
P/B 5.24× · Pricier than median
P/S (TTM) 0.53× · Cheaper than median
P/FCF 34.8× · Pricier than 75% of peers
EV/EBITDA 10.6× · Pricier than median
PEG 2.16× · Cheaper than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE15 · sector 15
FUTURE50 · sector 36
PAST100 · sector 81
HEALTH91 · sector 86
DIVIDEND0 · sector 51

Insider activity: 44/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Discount Stores stocks, each showing price versus our Fair Value estimate (as of Sep 5, 2026).

Stock Price Fair Value vs Fair Value
Walmart Inc WMT $103.09 $47.80 −54%
Costco Wholesale Corporation COST $934.66 $383.51 −59%
Target Corporation TGT $163.18 $116.90 −28%
Dollarama Inc DOL C$192.85 C$92.38 −52%
Avenue Supermarts Limited DMART ₹3,827 ₹921.40 −76%
Dollar General Corporation DG $120.08 $116.55 −3%
Dollar Tree, Inc DLTR $128.26 $125.92 −2%
540376 540376 ₹4,054 ₹1,542 −62%
Pepco Group PCO 43.20 PLN 54.81 PLN +27%
PriceSmart, Inc PSMT $173.72 $98.60 −43%

Compare BJs Wholesale Club Holdings Inc with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Consumer Defensive stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Extrinsic Value Calculator (Options) Splits an option premium into intrinsic and extrinsic (time) value. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is BJs Wholesale Club Holdings Inc (BJ) overvalued or undervalued?
As of Sep 5, 2026, our model estimates a fair value of $80.26 versus a price of $93.19, about −14% upside (overvalued).
What is the fair value of BJ?
Our model-based fair value for BJs Wholesale Club Holdings Inc is $80.26 (as of Sep 5, 2026), built from audited fundamentals. The current price: $93.19.
What is the quality score of BJ?
BJs Wholesale Club Holdings Inc has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of BJs Wholesale Club Holdings Inc (BJ)?
BJs Wholesale Club Holdings Inc reported trailing-twelve-month revenue of about $22.0B (latest available figure, as of Sep 5, 2026).
What is the net profit margin of BJ?
The net profit margin of BJs Wholesale Club Holdings Inc is about 2.6%, meaning it keeps roughly 2.6% of revenue as net income. Based on the latest reported figures.
Free · no account needed

Watch BJs Wholesale Club Holdings Inc in the live analysis

One click puts BJs Wholesale Club Holdings Inc on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.