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3M India Limited (3MINDIA) Fair Value & Analysis

Industrials · IN · Market cap ₹383B (≈ $4.1B) · ISIN INE470A01017

What is 3M India Limited really worth?

3I 3M India Limited 3MINDIA · NSE
Price₹32,845
Fair Value₹8,276
Upside−74.8%
Quality69/100

A solid business, but trading 297% above our fair value of ₹8,276.

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Strengths

Healthy Growth (revenue 5y +14.4 %/yr)
Solidly profitable · 10.3% net margin
Low debt · generates free cash flow
Wide moat 77/100

Risks

!Mixed vs. peers (8/14)

For context

·1.54% dividend yield
Evidence: High Range ₹5,504 – ₹10,345

Fair value as of: Aug 13, 2026

From 13 valuation models · updated 22 days ago

Share price −8.3% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (₹10,345). The favourable scenario is already priced in.
  • Solid but not exceptional quality (69/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (₹5,504 to ₹10,345) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

₹39,818 ₹16,414 Fair Value ₹8,276 May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹16,414 – ₹39,818 · fair‑value band ₹5,504 – ₹10,345 · the ₹32,845 price screens above the ₹8,276 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

3M India Limited (3MINDIA) currently trades at ₹32,845, while our model-based Fair Value estimate is ₹8,276, implying the stock looks roughly 296.8% overvalued today. The Quality Score stands at 69/100 (solid quality), in the Industrials sector. Bull case: the DCF Models group reads highest at a median of ₹12,465 per share, and 0 of the 13 models we run sit above the ₹32,845 price. Bear case: the Asset-Based group reads lowest at ₹1,052, and 13 of the 13 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, 3M India Limited generated revenue of ₹50.9B at a net margin of 10.3%. Revenue grew 16.8% year over year. It earns a return on equity of 28.9%. The balance sheet holds a net cash position of ₹6.5B. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹5,504 (bear case) to ₹10,345 (bull case); at ₹32,845, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 14% below its 52-week high and 15% above its 52-week low, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at 11% fair-value upside, at −75%, 3MINDIA screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF best evidence ₹6,737 ₹11,546 ₹20,202 76
Owner Earnings ₹7,068 ₹12,465 ₹22,261 73
Rev-Margin DCF ₹6,483 ₹10,828 ₹16,423 71
All 13 models by family
DCF Models
Owner Earnings ₹7,068 ₹12,465 ₹22,261 73
5Y P/E Exit ₹7,252 ₹12,532 ₹18,566 70
10Y P/E Exit ₹7,053 ₹11,854 ₹18,655 62
Earnings-Based
Graham-Dodd ₹3,153 ₹14,480 ₹19,877 64
Lynch FV ₹3,804 ₹5,434 ₹7,064 61
Dividend Discount
Gordon GGM ₹5,146 ₹11,235 ₹18,903 65
DDM Multi-Stage ₹5,146 ₹9,203 ₹11,709 66
Multiples
P/E Multiple ₹7,303 ₹9,737 ₹12,171 63
P/B Multiple ₹5,297 ₹7,063 ₹8,829 55
Asset-Based
NCAV (Graham) ₹784.79 ₹1,052 ₹1,570 54
Growth DCF
Growth DCF best evidence ₹6,737 ₹11,546 ₹20,202 76
Rev-Margin DCF ₹6,483 ₹10,828 ₹16,423 71
Economic Profit
Residual Income ₹2,844 ₹3,358 ₹10,889 64

Widest divergence: DCF Models (₹12,465) versus Asset-Based (₹1,052). Highest evidence: Growth DCF (76).

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Key figures & financial health

P/E ratio 70.7
P/S ratio 7.25 P/E × margin
EPS (TTM) ₹464.75 price ÷ EPS = P/E 70.7
Dividend yield 1.5% payout 109%
Net margin 10.3% FY2026
Return on equity 28.9% TTM
More key figures
Profitability
Return on assets (EBIT) 21.7% avg 5y
Operating margin 17.2% TTM
Growth
Revenue (TTM) ₹50.9B TTM
Revenue growth (YoY) +16.8% 3y avg +8.8%
EPS growth (YoY) +202%
Balance sheet & cash flow
Free cash flow ₹5.0B FY2026
Net cash ₹6.5B FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 69/100

Of which business quality 67 · Market factors (momentum, volatility) 57

Profitability 87
Margins and returns on capital today
Quality Growth 56
Are margins and returns improving?
Cashflow 56
Earnings quality: real cash, not paper profit
Fin. Strength 94
Balance sheet, leverage, solvency risk
Investment 89
Disciplined investing over empire-building
Low Volatility 83
Calm price path (market factor)
Momentum 46
Price trend over the last 3–12 months (market factor)
52W Momentum 44
Distance to the 52-week high (market factor)
Net Issuance 10
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

3M India Limited manufactures and trades in various products in India and internationally. It operates in four segments: Safety & Industrial; Transportation & Electronics; Health Care; and Consumer.

Full company description

3M India Limited manufactures and trades in various products in India and internationally. It operates in four segments: Safety & Industrial; Transportation & Electronics; Health Care; and Consumer. The company offers vinyl, polyester, foil, and specialty industrial tapes and adhesives, such as masking tapes, and filament and packaging tapes; functional and decorative graphics; abrasion-resistant films; and other specialty materials. In addition, the company offers medical and surgical supplies; medical devices; skin and wound care, as well as infection prevention products and solutions; drug delivery systems; dental and orthodontic products; and food safety products. Further, it provides home and office tapes, and packaging protection platforms; note pads, dispensers, flagging solution, and labels; and stain protection products. The company sells its products under the Command, Littmann, Nexcare, Post-it, Scotch-Brite, and Scotch brands for the automotive, commercial solutions, consumer markets, design and construction, electronics, energy, health care, manufacturing, safety, and transportation industries. It also exports its products. The company was incorporated in 1987 and is based in Bengaluru, India. 3M India Limited operates as a subsidiary of 3M Company.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

3M India Limited reported revenue of ₹50.9B in FY2026 versus ₹33.3B in FY2022, a compound +11.2%/yr. Reported net income was ₹5.2B in FY2026, compounding +17.7%/yr from FY2022.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2026)
₹50.9B
Latest YoY
+14.6%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.8%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.4%
Avg. revenue growth/yr (21Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+15.3%
Value creation/yr (5Y, in INR) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+11.5% (10.0 + 1.5)
Revenue +11.2%/yr
FY22 ₹33.3B
FY23 ₹39.6B
FY24 ₹41.9B
FY25 ₹44.4B
FY26 ₹50.9B
Net income +17.7%/yr
FY22 ₹2.7B
FY23 ₹4.5B
FY24 ₹5.8B
FY25 ₹4.8B
FY26 ₹5.2B
Character of growth · EPS growth decomposed (2015-2026) +11.8 % p.a.
Revenue per share +8.2 %

of which total revenue +9.0 % · buybacks/dilution −0.7 %

EBIT margin +3.8 %
Tax rate −0.1 %
Residual (interest, one-offs) −0.4 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

3MINDIA screens 297% overvalued. Compare with ITOCHU Corporation →

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Cite: Fair Value Calculator (2026). "3M India Limited Fair Value". https://www.fairvalue-calculator.com/stock/3MINDIA

Peer Group

Conglomerates · 375 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 69 · Top 25%
Fair Value upside −75% · Bottom 25%
Return on equity (TTM) 29% · Top 25%
Return on assets 19% · Top 25%
Net margin (TTM) 10% · Top 25%
Operating margin (TTM) 17% · Top 25%
Revenue growth 17% · Top 25%
Dividend yield (TTM) 1.5% · Below median
Debt / equity 0.00× · Lower than 75% of peers

Valuation Multiples vs Conglomerates median · lower = cheaper

P/E (TTM) 70.7× · Pricier than 75% of peers
P/B 21.64× · Pricier than 75% of peers
P/S (TTM) 7.52× · Pricier than 75% of peers
P/FCF 0.8× · Cheaper than median
EV/EBITDA 38.0× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 23
FUTURE84 · sector 17
PAST100 · sector 17
HEALTH100 · sector 89
DIVIDEND31 · sector 42

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Conglomerates stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
ITOCHU Corporation ITOCHU19 7.20 THB 14.40 THB +100%
3M Company MMM $178.83 $76.87 −57%
Honeywell International Inc HON $217.43 $218.95 +1%
CITIC Limited 0267 HK$13.02 HK$26.04 +100%
Poste Italiane S.p.A PST €26.90 €7.65 −72%
Swire Pacific Limited 0019 HK$106.30 HK$36.88 −65%
SK Inc 034730 553,000 KRW 615,077 KRW +11%
PT Astra International Tbk, ASII 4,800 IDR 9,600 IDR +100%
Jardine Matheson Holdings J36 $59.10 $79.11 +34%
Kingboard Holdings 0148 HK$45.52 HK$32.91 −28%

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Frequently asked questions

Is 3M India Limited (3MINDIA) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹8,276 versus a price of ₹32,845, about −75% upside (overvalued).
What is the fair value of 3MINDIA?
Our model-based fair value for 3M India Limited is ₹8,276 (as of Aug 13, 2026), built from audited fundamentals. The current price: ₹32,845.
What is the quality score of 3MINDIA?
3M India Limited has a Quality Score of 69/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of 3M India Limited (3MINDIA)?
3M India Limited reported trailing-twelve-month revenue of about ₹50.9B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 3MINDIA?
The net profit margin of 3M India Limited is about 10.3%, meaning it keeps roughly 10.3% of revenue as net income. Based on the latest reported figures.
Does 3M India Limited pay a dividend?
3M India Limited currently shows a dividend yield of about 1.54% relative to its recent price (as of Aug 13, 2026).
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