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Jardine Matheson Holdings Ltd (J36) Fair Value & Analysis

Industrials · SG · Market cap $18.5B · ISIN BMG507361001

What is Jardine Matheson Holdings Ltd really worth?

JM Jardine Matheson Holdings Ltd J36 · SG
Price$58.42
Fair Value$67.24
Upside+15.1%
Quality49/100

Below-average quality, trading 13% below our fair value of $67.24.

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Strengths

Low debt · generates free cash flow
Ranks above peers (10/15)

Risks

!Weak Growth (revenue 5y +0.9 %/yr)
!Thin margins · 3.2% net margin
!Narrow moat 33/100
!Evidence only medium, so the estimate is less certain
!Weak on past: 24 out of 100

For context

·4.11% dividend yield
Evidence: Medium Range $50.43 – $84.05

Fair value as of: Aug 27, 2026

From 10 valuation models · updated 8 days ago

Share price −7.9% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits in the lower half of our model range, the side with the larger margin of safety.
  • Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.

Price vs Fair Value (5 years)

$80.63 $31.41 Fair Value $67.24 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 27, 2026.

How to read this chart

60‑month range $31.41 – $80.63 · fair‑value band $50.43 – $84.05 · the $58.42 price screens below the $67.24 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 27, 2026.

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Analysis

Jardine Matheson Holdings Ltd (J36) currently trades at $58.42, while our model-based Fair Value estimate is $67.24, implying the stock looks roughly 13.1% undervalued today. The Quality Score stands at 49/100 (below-average quality), in the Industrials sector. Bull case: the Growth DCF group reads highest at a median of $158.17 per share, and 9 of the 10 models we run sit above the $58.42 price. Bear case: the Earnings-Based group reads lowest at $31.31, and 1 of the 10 models stay below the price. Evidence for this calculation is medium.

Over the trailing twelve months, Jardine Matheson Holdings Ltd generated revenue of $34.2B at a net margin of 3.2%. Revenue declined 7.4% year over year. It earns a return on equity of 6.1%. Net debt stands at $6.6B. Fundamentals as of Aug 27, 2026

Our scenario range runs from $50.43 (bear case) to $84.05 (bull case); at $58.42, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 28% below its 52-week high and 24% above its 52-week low, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at 1% fair-value upside, at 15%, J36 screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $0.9308 per share, which is 1.4 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF best evidence $131.26 $181.13 $266.43 78
Owner Earnings $58.89 $84.24 $131.19 76
Residual Income $73.11 $72.12 $64.20 76
All 10 models by family
DCF Models
Owner Earnings $58.89 $84.24 $131.19 76
5Y P/E Exit $75.94 $102.24 $134.00 72
10Y P/E Exit $94.26 $114.16 $132.31 65
Earnings-Based
Graham-Dodd $25.62 $31.31 $35.22 67
Multiples
P/E Multiple $59.33 $79.11 $98.88 63
P/B Multiple $48.03 $64.04 $80.05 55
Asset-Based
NCAV (Graham) $49.31 $66.07 $98.62 54
Growth DCF
Growth DCF best evidence $131.26 $181.13 $266.43 78
Rev-Margin DCF $106.47 $158.17 $221.87 73
Economic Profit
Residual Income $73.11 $72.12 $64.20 76

Widest divergence: Growth DCF ($158.17) versus Earnings-Based ($31.31). Highest evidence: Growth DCF (78).

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Key figures & financial health

P/E ratio 15.5
P/S ratio 0.50 P/E × margin
EPS (TTM) $3.77 price ÷ EPS = P/E 15.5
Dividend yield 4.1% payout 63.7%
Net margin 3.2% FY2025
Return on equity 6.1% TTM
More key figures
Profitability
Return on assets (EBIT) 4.3% avg 5y
Operating margin 11.2% TTM
Growth
Revenue (TTM) $34.2B TTM
Revenue growth (YoY) −7.4% 3y avg −3.2%
EPS growth (YoY) +32.8%
Balance sheet & cash flow
Free cash flow $4.0B FY2025
Net debt $6.6B FY2025 · ≈ 1.7 yrs of FCF

Figures from reported company fundamentals · as of Aug 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 49/100

Of which business quality 49 · Market factors (momentum, volatility) 46

Profitability 23
Margins and returns on capital today
Quality Growth 40
Are margins and returns improving?
Cashflow 70
Earnings quality: real cash, not paper profit
Fin. Strength 41
Balance sheet, leverage, solvency risk
Investment 96
Disciplined investing over empire-building
Low Volatility 80
Calm price path (market factor)
Momentum 32
Price trend over the last 3–12 months (market factor)
52W Momentum 33
Distance to the 52-week high (market factor)
Net Issuance 38
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Jardine Matheson Holdings Limited operates in motor vehicles and related operations, property investment and development, health and beauty, home furnishings, engineering and construction, and transport businesses in Indonesia, Hong Kong, Macau, Other Southeast Asia, Vietnam, Mainland China, and Rest of the world.

Full company description

Jardine Matheson Holdings Limited operates in motor vehicles and related operations, property investment and development, health and beauty, home furnishings, engineering and construction, and transport businesses in Indonesia, Hong Kong, Macau, Other Southeast Asia, Vietnam, Mainland China, and Rest of the world. It is also involved in providing automotive, financial, transport, and information technology services; heavy equipment distribution, mining contracting and operations; developing, owning, and managing premium and ultra-premium mixed-use and commercial real estate. The company also operates Mannings, Guardian, 7-11, Wellcome, and IKEA retailing businesses; supermarket, health and beauty, convenience, food, home furnishings, and restaurants retails; and invests, manages, and develops property. In addition, it engages in agribusiness business; providing construction and foundation services for building, civil and maritime works; motorcycles and rendering of aftersales services; supplying, installing, and servicing engineering equipment. Jardine Matheson Holdings Limited was founded in 1832 and is based in Hamilton, Bermuda.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Jardine Matheson Holdings Ltd reported revenue of $34.2B in FY2025 versus $35.9B in FY2021, a compound −1.2%/yr. Reported net income was $1.1B in FY2025, compounding −12.4%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
$34.2B
Latest YoY
−4.4%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−3.2%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.9%
Avg. revenue growth/yr (12Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−1.2%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years, EBIT basis) plus dividend yield: value created per share and year.
+18.7% (14.6 + 4.1)
Revenue −1.2%/yr
FY21 $35.9B
FY22 $37.7B
FY23 $36.0B
FY24 $35.8B
FY25 $34.2B
Net income −12.4%/yr
FY21 $1.9B
FY22 $354M
FY23 $686M
FY24 −$468M
FY25 $1.1B

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Cite: Fair Value Calculator (2026). "Jardine Matheson Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/J36

Peer Group

Conglomerates · 375 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 49 · Below median
Fair Value upside +15% · Above median
Return on equity (TTM) 6% · Above median
Return on assets 3% · Above median
Net margin (TTM) 3% · Below median
Operating margin (TTM) 11% · Above median
Revenue growth −7% · Bottom 25%
Dividend yield (TTM) 4.1% · Top 25%
Debt / equity 0.35× · Higher than median

Valuation Multiples vs Conglomerates median · lower = cheaper

P/E (TTM) 15.5× · Cheaper than median
P/B 0.64× · Cheaper than median
P/S (TTM) 0.54× · Cheaper than median
P/FCF 4.7× · Pricier than median
EV/EBITDA 4.2× · Cheaper than median
PEG 0.49× · Cheaper than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE53 · sector 25
FUTURE0 · sector 17
PAST24 · sector 17
HEALTH82 · sector 89
DIVIDEND82 · sector 42

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

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Frequently asked questions

Is Jardine Matheson Holdings Ltd (J36) overvalued or undervalued?
As of Aug 27, 2026, our model estimates a fair value of $67.24 versus a price of $58.42, about +15% upside (undervalued).
What is the fair value of J36?
Our model-based fair value for Jardine Matheson Holdings Ltd is $67.24 (as of Aug 27, 2026), built from audited fundamentals. The current price: $58.42.
What is the quality score of J36?
Jardine Matheson Holdings Ltd has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Jardine Matheson Holdings Ltd (J36)?
Jardine Matheson Holdings Ltd reported trailing-twelve-month revenue of about $34.2B (latest available figure, as of Aug 27, 2026).
What is the net profit margin of J36?
The net profit margin of Jardine Matheson Holdings Ltd is about 3.2%, meaning it keeps roughly 3.2% of revenue as net income. Based on the latest reported figures.
Does Jardine Matheson Holdings Ltd pay a dividend?
Jardine Matheson Holdings Ltd currently shows a dividend yield of about 4.11% relative to its recent price (as of Aug 27, 2026).
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