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Life Time Group Holdings Inc (LTH) Fair Value & Analysis

Consumer Cyclical · US · Market cap $9.4B · ISIN US53190C1027

What is Life Time Group Holdings Inc really worth?

LT Life Time Group Holdings Inc logo Life Time Group Holdings Inc LTH · US
Price$43.09
Fair Value$15.61
Upside−63.8%
Quality39/100

Below-average quality, and trading another 176% above our fair value of $15.61.

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Strengths

Solidly profitable · 12.5% net margin

Risks

!Expensive Growth (revenue 5y +25.9 %/yr)
!Low debt · negative free cash flow
!Trails peers (5/13)
!Moderate moat 54/100
!Weak on dividend: 1 out of 100
Evidence: High Range $12.11 – $24.55

Fair value as of: Aug 20, 2026

From 16 valuation models · updated 16 days ago

Share price −3.7% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case ($24.55). The favourable scenario is already priced in.
  • Weak quality (39/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • A fairly wide model range ($12.11 to $24.55) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

$45.73 $9.22 Fair Value $15.61 Oct 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 20, 2026.

How to read this chart

59‑month range $9.22 – $45.73 · fair‑value band $12.11 – $24.55 · the $43.09 price screens above the $15.61 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 20, 2026.

Full chart & analysis →

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Analysis

Life Time Group Holdings Inc (LTH) currently trades at $43.09, while our model-based Fair Value estimate is $15.61, implying the stock looks roughly 176.0% overvalued today. The Quality Score stands at 39/100 (below-average quality), in the Consumer Cyclical sector. Bull case: the Growth Earnings group reads highest at a median of $41.99 per share, and 1 of the 16 models we run sit above the $43.09 price. Bear case: the Asset-Based group reads lowest at $9.41, and 15 of the 16 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Life Time Group Holdings Inc generated revenue of $3.1B at a net margin of 12.5%. Revenue grew 11.7% year over year. It earns a return on equity of 13.0%. Net debt stands at $6.5B. Fundamentals as of Aug 20, 2026

Our scenario range runs from $12.11 (bear case) to $24.55 (bull case); at $43.09, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 79% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at −1% fair-value upside, at −64%, LTH screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $1.16 per share, which is 7.4 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
EPV best evidence $9.13 $11.46 $13.47 74
ROIC Compounder $9.13 $11.46 $13.47 72
Residual Income $12.74 $15.06 $34.25 70
All 16 models by family
Earnings-Based
Graham-Dodd $11.41 $69.63 $97.12 63
Lynch FV $19.93 $28.47 $37.01 61
PEG = 1.0 $19.93 $28.47 $37.01 57
EPV best evidence $9.13 $11.46 $13.47 74
Dividend Discount
Gordon GGM $0.1800 $0.3500 $0.5400 66
DDM Multi-Stage $0.1800 $0.3100 $0.3700 67
Multiples
P/E Multiple $27.70 $36.93 $46.16 63
P/S Multiple $12.11 $16.15 $20.18 58
P/B Multiple $21.40 $28.54 $35.67 55
EV/EBIT $23.56 $33.29 $43.02 65
EV/EBITDA $25.81 $36.29 $46.77 67
EV/Revenue $5.67 $10.51 $15.36 52
Asset-Based
NCAV (Graham) $7.02 $9.41 $14.04 54
Economic Profit
Residual Income $12.74 $15.06 $34.25 70
ROIC Compounder $9.13 $11.46 $13.47 72
Growth Earnings
Growth-Adj P/E $29.39 $41.99 $54.59 67

Widest divergence: Growth Earnings ($41.99) versus Dividend Discount ($0.3100). Highest evidence: EPV (74).

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Key figures & financial health

P/E ratio 25.2
P/S ratio 3.14 P/E × margin
EPS (TTM) $1.71 price ÷ EPS = P/E 25.2
Dividend yield 0.1% payout 1.6%
Net margin 12.5% FY2025
Return on equity 13.0% TTM
More key figures
Profitability
Return on assets (EBIT) 1.5% avg 5y
Operating margin 17.1% TTM
Growth
Revenue (TTM) $3.1B TTM
Revenue growth (YoY) +11.7% 3y avg +18.0%
EPS growth (YoY) +14.7%
Balance sheet & cash flow
Free cash flow −$21.0M FY2025
Net debt $6.5B FY2025

Figures from reported company fundamentals · as of Aug 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 39/100

Of which business quality 40 · Market factors (momentum, volatility) 79

Profitability 38
Margins and returns on capital today
Quality Growth 60
Are margins and returns improving?
Cashflow 53
Earnings quality: real cash, not paper profit
Fin. Strength 35
Balance sheet, leverage, solvency risk
Investment 27
Disciplined investing over empire-building
Low Volatility 37
Calm price path (market factor)
Momentum 97
Price trend over the last 3–12 months (market factor)
52W Momentum 97
Distance to the 52-week high (market factor)
Net Issuance 20
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Life Time Group Holdings, Inc., through its subsidiaries, provides health, fitness, and wellness experiences to a community of individual members in the United States and Canada.

Full company description

Life Time Group Holdings, Inc., through its subsidiaries, provides health, fitness, and wellness experiences to a community of individual members in the United States and Canada. The company offers fitness floors with equipment, locker rooms, group fitness studios, cycle, yoga, pilates studios, bar and lounge, free weight and resistance equipment, cardiovascular equipment, steam room and sauna, cold plunges, racquetball and squash spaces, recovery spaces, indoor and outdoor pools and bistros, indoor and outdoor tennis and pickleball courts, basketball, volleyball courts, LifeSpa, LifeCafe, and childcare and kids academy learning spaces. It also provides dynamic personal training, dynamic stretch, small group training, weight loss coaching, nutrition coaching, medi-spa, physical therapy and chiropractic, assessments and lab testing, sport specific coaching, endurance coaching, swim lessons and team coaching, towel and locker service, experience life, and ARORA and MIORA community services. In addition, the company engages in athletic leagues and tournaments, athletic events, LT Games, social events, outdoor group runs, outdoor group cycle rides, and charity events; organizing kids' birthday parties, parents night out, summer and vacation camps for kids, sports training camps, swim meets, charity events; and providing nutritional supplements and apparels, as well as designing, building, and operating of sports and athletic, professional fitness, family recreation, and spa centers in a resort-like environment in suburban and urban locations of metropolitan areas. Further, its digital platform provides live streaming fitness classes, remote goal-based personal training, nutrition and weight loss support, curated award-winning health, and fitness and wellness content. The company was formerly known as LTF Holdings, Inc. and changed its name to Life Time Group Holdings, Inc. in June 21, 2021. The company was founded in 1992 and is headquartered in Chanhassen, Minnesota.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Life Time Group Holdings Inc reported revenue of $3.0B in FY2025 versus $1.3B in FY2021, a compound +22.8%/yr. Reported net income was $374M in FY2025.

Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
$3.0B
Latest YoY
+14.3%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+18.0%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+25.9%
Avg. revenue growth/yr (7Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.0%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years, adjusted) plus dividend yield: value created per share and year.
+54.4% (54.3 + 0.1)
Revenue +22.8%/yr
FY21 $1.3B
FY22 $1.8B
FY23 $2.2B
FY24 $2.6B
FY25 $3.0B
Net income
FY21 −$579M
FY22 −$1.8M
FY23 $76.1M
FY24 $156M
FY25 $374M

LTH screens 176% overvalued. Compare with ANTA Sports Products Limited →

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Cite: Fair Value Calculator (2026). "Life Time Group Holdings Inc Fair Value". https://www.fairvalue-calculator.com/stock/LTH

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Leisure · 190 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 39 · Bottom 25%
Fair Value upside −64% · Bottom 25%
Return on equity (TTM) 13% · Top 25%
Return on assets 4% · Above median
Net margin (TTM) 13% · Top 25%
Operating margin (TTM) 17% · Top 25%
Revenue growth 12% · Above median
Dividend yield (TTM) 0.1% · Bottom 25%
Debt / equity 0.48× · Higher than 75% of peers

Valuation Multiples vs Leisure median · lower = cheaper

P/E (TTM) 25.2× · Pricier than median
P/B 3.00× · Pricier than 75% of peers
P/S (TTM) 3.05× · Pricier than 75% of peers
EV/EBITDA 13.1× · Pricier than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 16
FUTURE59 · sector 14
PAST52 · sector 19
HEALTH76 · sector 94
DIVIDEND1 · sector 55

VALUE 0: the price sits above our fair-value range.

Insider activity: 44/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Leisure stocks, each showing price versus our Fair Value estimate (as of Aug 20, 2026).

Stock Price Fair Value vs Fair Value
ANTA Sports Products Limited 82020 HK$65.10 HK$97.98 +51%
Pop Mart International Group 9992 HK$158.70 HK$227.30 +43%
Amer Sports, Inc AS $33.03 $16.16 −51%
Hasbro, Inc HAS $94.10 $81.97 −13%
Li Ning Company 82331 HK$11.62 HK$11.48 −1%
Acushnet Holdings GOLF $89.10 $36.89 −59%
Ninebot Limited 689009 ¥44.94 ¥39.73 −12%
Mattel, Inc MAT $15.26 $18.93 +24%
Planet Fitness, Inc PLNT $53.33 $52.62 −1%
Fluidra, S.A FDR €19.31 €19.47 +1%

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Frequently asked questions

Is Life Time Group Holdings Inc (LTH) overvalued or undervalued?
As of Aug 20, 2026, our model estimates a fair value of $15.61 versus a price of $43.09, about −64% upside (overvalued).
What is the fair value of LTH?
Our model-based fair value for Life Time Group Holdings Inc is $15.61 (as of Aug 20, 2026), built from audited fundamentals. The current price: $43.09.
What is the quality score of LTH?
Life Time Group Holdings Inc has a Quality Score of 39/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Life Time Group Holdings Inc (LTH)?
Life Time Group Holdings Inc reported trailing-twelve-month revenue of about $3.1B (latest available figure, as of Aug 20, 2026).
What is the net profit margin of LTH?
The net profit margin of Life Time Group Holdings Inc is about 12.5%, meaning it keeps roughly 12.5% of revenue as net income. Based on the latest reported figures.
Does Life Time Group Holdings Inc pay a dividend?
Life Time Group Holdings Inc currently shows a dividend yield of about 0.06% relative to its recent price (as of Aug 20, 2026).
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