LTC Properties Inc (LTC) Fair Value & Analysis
Real Estate · US · Market cap $1.9B · ISIN US5021751020
What is LTC Properties Inc really worth?
LTC Properties Inc
LTC · US
Below-average quality, and trading another 25% above our fair value of $33.43.
Strengths
Risks
For context
Fair value as of: Sep 5, 2026
From 16 valuation models · updated today
Share price +8.9% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The model range is unusually wide ($18.52 to $48.68). The outcome hinges heavily on assumptions, so read the point estimate with caution.
- Solid but not exceptional quality (45/100) and above fair value, neither a clear bargain nor a standout compounder.
- As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 5, 2026.
How to read this chart
60‑month range $23.46 – $42.81 · fair‑value band $18.52 – $48.68 · the $41.90 price screens above the $33.43 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 5, 2026.
Analysis
LTC Properties Inc (LTC) currently trades at $41.90, while our model-based Fair Value estimate is $33.43, implying the stock looks roughly 25.3% overvalued today. The Quality Score stands at 45/100 (below-average quality), in the Real Estate sector. Bull case: the Multiples group reads highest at a median of $39.18 per share, and 3 of the 16 models we run sit above the $41.90 price. Bear case: the Asset-Based group reads lowest at $14.07, and 13 of the 16 models stay below the price. Evidence for this calculation is high.
Over the trailing twelve months, LTC Properties Inc generated revenue of $301M at a net margin of 40.2%. Revenue declined 19.0% year over year. It earns a return on equity of 11.3%. Net debt stands at $830M. Fundamentals as of Sep 5, 2026
Our scenario range runs from $18.52 (bear case) to $48.68 (bull case); at $41.90, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 30% above its 52-week low, currently above its 200-day average. For context, the median of 10 Real Estate peers we cover trades at −49% fair-value upside, at −20%, LTC screens cheaper than that median.
Fair Value models
This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $0.1827 per share, which is 0.5 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 16 models by family
Widest divergence: Multiples ($39.18) versus Asset-Based ($14.07). Highest evidence: FCF DCF (78).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Sep 5, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 43 · Market factors (momentum, volatility) 73
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
LTC Properties, Inc. is a real estate investment trust (REIT) focused on seniors housing and health care properties, principally investing through SHOP, as well as triple-net leases, and joint ventures. The Company's portfolio includes nearly 190 properties throughout the United States.
Full company description
LTC Properties, Inc. is a real estate investment trust (REIT) focused on seniors housing and health care properties, principally investing through SHOP, as well as triple-net leases, and joint ventures. The Company's portfolio includes nearly 190 properties throughout the United States. Based on gross real estate investments, approximately 64% of the Company's assets are seniors housing communities with the remainder skilled nursing centers. LTC Properties, Inc. was incorporated in 1992 and is based in Westlake Village, United States.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
LTC Properties Inc reported revenue of $263M in FY2025 versus $155M in FY2021, a compound +14.1%/yr. Reported net income was $118M in FY2025, compounding +20.6%/yr from FY2021.
of which total revenue +5.4 % · buybacks/dilution −1.8 %
Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).
LTC screens 25% overvalued. Compare with Welltower Inc →
Peer Group
REIT - Healthcare Facilities · 25 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs REIT - Healthcare Facilities median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 66/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more REIT - Healthcare Facilities stocks, each showing price versus our Fair Value estimate (as of Sep 5, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Welltower Inc WELL | $238.07 | $41.85 | −82% |
| Ventas, Inc VTR | $89.01 | $17.91 | −80% |
| Omega Healthcare Investors, Inc OHI | $45.99 | $29.19 | −37% |
| Healthpeak Properties, Inc DOC | $21.40 | $6.95 | −68% |
| American Healthcare REIT, Inc AHR | $56.19 | $10.94 | −81% |
| CareTrust REIT, Inc CTRE | $39.61 | $22.79 | −42% |
| Healthcare Realty Trust Incorporated HR | $19.39 | $20.60 | +6% |
| Aedifica NV AED | €66.55 | €34.97 | −47% |
| Chartwell Retirement Residences CSHUN | C$21.17 | C$3.49 | −84% |
| Sabra Health Care REIT, Inc SBRA | $20.39 | $10.49 | −49% |
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