Willis Towers Watson PLC (WTW) Fair Value & Analysis
Financial Services · US · Market cap $27.9B · ISIN IE00BDB6Q211
What is Willis Towers Watson PLC really worth?
Willis Towers Watson PLC
WTW · US
A solid business, but trading 55% above our fair value of $220.92.
Strengths
Risks
For context
Fair value as of: Aug 26, 2026
From 6 valuation models · updated 10 days ago
Share price +0.7% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price sits above even our optimistic bull case ($276.14). The favourable scenario is already priced in.
- Solid but not exceptional quality (69/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 26, 2026.
How to read this chart
60‑month range $180.29 – $350.75 · fair‑value band $165.69 – $276.14 · the $342.06 price screens above the $220.92 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 26, 2026.
Analysis
Willis Towers Watson PLC (WTW) currently trades at $342.06, while our model-based Fair Value estimate is $220.92, implying the stock looks roughly 54.8% overvalued today. The Quality Score stands at 69/100 (solid quality), in the Financial Services sector. Bull case: the Economic Profit group reads highest at a median of $150.76 per share, and 0 of the 6 models we run sit above the $342.06 price. Bear case: the Asset-Based group reads lowest at $56.58, and 6 of the 6 models stay below the price. Evidence for this calculation is high.
Over the trailing twelve months, Willis Towers Watson PLC generated revenue of $9.9B at a net margin of 16.8%. Revenue grew 8.5% year over year. It earns a return on equity of 20.6%. Net debt stands at $3.8B. Fundamentals as of Aug 26, 2026
Our scenario range runs from $165.69 (bear case) to $276.14 (bull case); at $342.06, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 2% below its 52-week high and 42% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −43% fair-value upside, at −35%, WTW screens cheaper than that median.
Fair Value models
This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $9.68 per share, which is 4.4 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 6 models by family
Widest divergence: Economic Profit ($150.76) versus Asset-Based ($56.58). Highest evidence: Gordon GGM (66).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 26, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 64 · Market factors (momentum, volatility) 69
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. The company operates through two segments: Health, Wealth & Career and Risk & Broking.
Full company description
Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. The company operates through two segments: Health, Wealth & Career and Risk & Broking. It offers strategy and design consulting, plan management service and support, broking and administration services for health, wellbeing, and other group benefit programs, including medical, dental, disability, life, voluntary benefits, and other coverages; actuarial support, plan design, and administrative services for pension and retirement savings plans; retirement consulting services and solutions; and integrated solutions that consists of investment discretionary management, pension administration, core actuarial, and communication and change management assistance services. The company also provides advice, data, software, and products to address clients' total rewards and talent issues; and risk advice, insurance brokerage, and consulting services in the areas of property and casualty, affinity, risk and analytics, aerospace, construction, global markets direct and facultative, financial, executive and professional risks, credit risk solutions, crisis management, surety, marine, and natural resources. In addition, it offers software and technology, risk and capital management, products and product pricing, financial and regulatory reporting, financial and capital modeling, M&A, outsourcing, and business management services. The company was formerly known as Willis Group Holdings Public Limited Company and changed its name to Willis Towers Watson Public Limited Company in January 2016. Willis Towers Watson Public Limited Company was founded in 1828 and is based in London, the United Kingdom.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Willis Towers Watson PLC reported revenue of $9.7B in FY2025 versus $9.0B in FY2021, a compound +1.9%/yr. Reported net income was $1.6B in FY2025, compounding −21.5%/yr from FY2021.
of which total revenue +7.1 % · buybacks/dilution −1.2 %
Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).
WTW screens 55% overvalued. Compare with Marsh & McLennan Companies, Inc →
Recent news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- WTW Announces Regular Quarterly Dividend
- Willis Towers Watson (WTW) Upgraded to Buy: Here's What You Should Know
- AON Sees No Relief From Health-Cost Inflation: WTW, UNH & CNC in Focus
- Willis Towers Watson (WTW) Could Be 13% Below Fair Value After Leadership Change
Peer Group
Insurance Brokers · 36 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Insurance Brokers median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 45/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Insurance Brokers stocks, each showing price versus our Fair Value estimate (as of Aug 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Marsh & McLennan Companies, Inc MRSH | $193.40 | $112.25 | −42% |
| Aon plc AON | $352.36 | $224.91 | −36% |
| Arthur J. Gallagher & Co AJG | $267.56 | $75.58 | −72% |
| Brown & Brown, Inc BRO | $71.39 | $40.43 | −43% |
| Erie Indemnity Company ERIE | $260.40 | $113.32 | −56% |
| PB Fintech Limited POLICYBZR | ₹1,791 | ₹205.02 | −89% |
| Neptune Insurance Holdings NP | $32.70 | $3.52 | −89% |
| Steadfast Group SDF | A$5.27 | A$3.92 | −26% |
| CorVel Corporation CRVL | $69.74 | $39.55 | −43% |
| Accelerant Holdings ARX | $19.67 | $30.47 | +55% |
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