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Universal Technical Institute Inc (UTI) Fair Value & Analysis

Consumer Defensive · US · Market cap $2.6B · ISIN US9139151040

What is Universal Technical Institute Inc really worth?

UT Universal Technical Institute Inc logo Universal Technical Institute Inc UTI · US
Price$21.60
Fair Value$20.98
Upside−2.9%
Quality47/100

Below-average quality, currently priced close to our fair value of $20.98.

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Strengths

Healthy Growth (revenue 5y +22.7 %/yr)
Low debt · generates free cash flow

Risks

!Thin margins · 4.9% net margin
!Trails peers (4/14)
!Narrow moat 39/100
!Weak on valuation: 29 out of 100
Evidence: High Range $13.32 – $30.52

Fair value as of: Aug 13, 2026

From 24 valuation models · updated 22 days ago

Fair value updated Aug 13, 2026, revised from $21.35 to $20.98 (−1.7%) since Jul 16, 2026. Share price −48.9% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • A fairly wide model range ($13.32 to $30.52) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

$51.20 $5.35 Fair Value $20.98 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range $5.35 – $51.20 · fair‑value band $13.32 – $30.52 · the $21.60 price screens above the $20.98 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

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Analysis

Universal Technical Institute Inc (UTI) currently trades at $21.60, while our model-based Fair Value estimate is $20.98, implying the stock looks roughly 3.0% fairly valued today. The Quality Score stands at 47/100 (below-average quality), in the Consumer Defensive sector. Bull case: the Growth Earnings group reads highest at a median of $22.52 per share, and 10 of the 24 models we run sit above the $21.60 price. Bear case: the Asset-Based group reads lowest at $3.99, and 14 of the 24 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Universal Technical Institute Inc generated revenue of $869M at a net margin of 4.9%. Revenue grew 6.7% year over year. It earns a return on equity of 13.5%. Net debt stands at $152M. Fundamentals as of Aug 13, 2026

Our scenario range runs from $13.32 (bear case) to $30.52 (bull case); at $21.60, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 53% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 8% fair-value upside, at −3%, UTI screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 11 months have passed since. In that time the company retained roughly $0.7059 per share, which is 3.4 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF $11.75 $17.71 $26.54 80
Growth DCF $11.88 $17.08 $24.29 79
Owner Earnings $16.20 $24.58 $37.00 76
All 24 models by family
DCF Models
FCF DCF $11.75 $17.71 $26.54 80
Owner Earnings $16.20 $24.58 $37.00 76
5Y Revenue Exit $12.52 $19.92 $29.42 72
5Y EBITDA Exit $17.81 $29.90 $44.15 74
5Y P/E Exit $15.50 $25.55 $36.18 70
10Y Revenue Exit $11.75 $18.35 $27.34 66
10Y EBITDA Exit $15.43 $25.16 $38.41 67
10Y P/E Exit $13.99 $22.19 $32.42 63
Earnings-Based
Graham-Dodd $7.78 $25.25 $33.71 64
Lynch FV $5.63 $8.05 $10.46 61
PEG = 1.0 $5.63 $8.05 $10.46 57
EPV $11.05 $12.68 $14.08 74
Multiples
P/E Multiple $18.88 $25.18 $31.47 63
P/S Multiple $13.66 $18.21 $22.76 58
P/B Multiple $14.59 $19.46 $24.32 55
EV/EBIT $21.25 $28.07 $34.89 66
EV/EBITDA $23.71 $31.35 $38.99 67
EV/Revenue $13.53 $18.99 $24.46 54
Asset-Based
NCAV (Graham) $2.98 $3.99 $5.96 54
Growth DCF
Growth DCF $11.88 $17.08 $24.29 79
Rev-Margin DCF $12.52 $19.89 $28.44 72
Economic Profit
Residual Income $7.19 $9.49 $32.93 64
ROIC Compounder $11.80 $14.59 $17.78 72
Growth Earnings
Growth-Adj P/E $15.76 $22.52 $29.27 67

Widest divergence: Growth Earnings ($22.52) versus Asset-Based ($3.99). Highest evidence: FCF DCF (80).

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Key figures & financial health

P/E ratio 63.0 as of Jul 16, 2026
P/S ratio 4.75 P/E × margin
EPS (TTM) $0.7400 price ÷ EPS = P/E 63.0
Net margin 7.5% FY2025
Return on equity 13.5% TTM
Return on assets (EBIT) 5.6% avg 5y
More key figures
Profitability
Operating margin 0.2% TTM
Growth
Revenue (TTM) $869M TTM
Revenue growth (YoY) +6.7% 3y avg +25.9%
EPS growth (YoY) −96.3%
Balance sheet & cash flow
Free cash flow $55.4M FY2025
Net debt $152M FY2025 · ≈ 2.7 yrs of FCF

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 47/100

Of which business quality 52 · Market factors (momentum, volatility) 17

Profitability 66
Margins and returns on capital today
Quality Growth 67
Are margins and returns improving?
Cashflow 48
Earnings quality: real cash, not paper profit
Fin. Strength 70
Balance sheet, leverage, solvency risk
Investment 45
Disciplined investing over empire-building
Low Volatility 22
Calm price path (market factor)
Momentum 21
Price trend over the last 3–12 months (market factor)
52W Momentum 5
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Universal Technical Institute, Inc. provides transportation, skilled trades, and healthcare education programs in the United States. It operates in two segments, UTI and Concorde. The company offers certificate, diploma, or degree programs.

Full company description

Universal Technical Institute, Inc. provides transportation, skilled trades, and healthcare education programs in the United States. It operates in two segments, UTI and Concorde. The company offers certificate, diploma, or degree programs. It also provides manufacturer specific advanced training programs, including student paid electives at its campuses; and manufacturer or dealer sponsored training at various campuses and dedicated training centers. The company serves students, partners, and communities by providing education and support services in various fields. Universal Technical Institute, Inc. was founded in 1965 and is based in Phoenix, Arizona.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Universal Technical Institute Inc reported revenue of $836M in FY2025 versus $335M in FY2021, a compound +25.7%/yr. Reported net income was $63.0M in FY2025, compounding +44.2%/yr from FY2021.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
$836M
Latest YoY
+14.0%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+25.9%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+22.7%
Avg. revenue growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.2%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years, adjusted) plus dividend yield: value created per share and year.
+28.5% (28.5 + 0.0)
Revenue +25.7%/yr
FY21 $335M
FY22 $419M
FY23 $607M
FY24 $733M
FY25 $836M
Net income +44.2%/yr
FY21 $14.6M
FY22 $25.8M
FY23 $12.3M
FY24 $42.0M
FY25 $63.0M

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Cite: Fair Value Calculator (2026). "Universal Technical Institute Inc Fair Value". https://www.fairvalue-calculator.com/stock/UTI

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Education & Training Services · 142 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 47 · Below median
Fair Value upside −3% · Below median
Return on equity (TTM) 13% · Above median
Return on assets 4% · Above median
Net margin (TTM) 5% · Above median
Operating margin (TTM) 0% · Below median
Revenue growth 7% · Above median
Debt / equity 0.26× · Higher than median

Valuation Multiples vs Education & Training Services median · lower = cheaper

P/E (TTM) 63.0× · Pricier than 75% of peers
P/B 7.83× · Pricier than 75% of peers
P/S (TTM) 2.96× · Pricier than 75% of peers
P/FCF 46.4× · Pricier than 75% of peers
EV/EBITDA 28.1× · Pricier than 75% of peers
PEG 3.68× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE29 · sector 33
FUTURE34 · sector 24
PAST54 · sector 19
HEALTH87 · sector 94
DIVIDEND0 · sector 65

Insider activity: 42/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDU $58.22 $48.37 −17%
TAL Education Group TAL $11.69 $15.60 +33%
Laureate Education, Inc LAUR $38.36 $41.45 +8%
Physicswallah Limited PWL ₹119.46 ₹13.69 −89%
Grand Canyon Education, Inc LOPE $151.19 $152.01 +1%
Covista Inc CVSA $128.22 $135.45 +6%
Stride, Inc LRN $84.58 $139.45 +65%
Perdoceo Education Corporation PRDO $33.81 $40.65 +20%
Strategic Education, Inc STRA $81.90 $105.48 +29%
Offcn Education Technology Co 002607 ¥2.03 ¥0.3300 −84%

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Frequently asked questions

Is Universal Technical Institute Inc (UTI) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of $20.98 versus a price of $21.60, about −3% upside (fairly valued).
What is the fair value of UTI?
Our model-based fair value for Universal Technical Institute Inc is $20.98 (as of Aug 13, 2026), built from audited fundamentals. The current price: $21.60.
What is the quality score of UTI?
Universal Technical Institute Inc has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Universal Technical Institute Inc (UTI)?
Universal Technical Institute Inc reported trailing-twelve-month revenue of about $869M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of UTI?
The net profit margin of Universal Technical Institute Inc is about 4.9%, meaning it keeps roughly 4.9% of revenue as net income. Based on the latest reported figures.
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