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Tradegate AG (T2G) Fair Value & Analysis

Financial Services · DE · Market cap €2.0B · ISIN DE0005216907

What is Tradegate AG really worth?

TA Tradegate AG T2G · F
Price€81.00
Fair Value€27.34
Upside−66.3%
Quality82/100

A strong business, but trading 196% above our fair value of €27.34.

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Strengths

Highly profitable · 27.2% net margin
generates free cash flow
Wide moat 96/100

Risks

!Weak Growth (revenue 5y −6.3 %/yr)
!Mixed vs. peers (6/12)
!Evidence only medium, so the estimate is less certain
!The models disagree: range €20.50 to €102.07

For context

·1.85% dividend yield
Evidence: Medium Range €20.50 – €102.07

Fair value as of: Aug 20, 2026

From 11 valuation models · updated 15 days ago

Share price −3.6% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • A high-quality business (quality 82/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
  • The model range is unusually wide (€20.50 to €102.07). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

€115.02 €79.61 Fair Value €27.34 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 20, 2026.

How to read this chart

60‑month range €79.61 – €115.02 · fair‑value band €20.50 – €102.07 · the €81.00 price screens above the €27.34 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 20, 2026.

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Analysis

Tradegate AG (T2G) currently trades at €81.00, while our model-based Fair Value estimate is €27.34, implying the stock looks roughly 196.3% overvalued today. The Quality Score stands at 82/100 (high quality), in the Financial Services sector. Bull case: the DCF Models group reads highest at a median of €53.77 per share, and 1 of the 11 models we run sit above the €81.00 price. Bear case: the Asset-Based group reads lowest at €4.24, and 10 of the 11 models stay below the price. Evidence for this calculation is medium.

Over the trailing twelve months, Tradegate AG generated revenue of €189M at a net margin of 27.2%. Revenue grew 36.5% year over year. It earns a return on equity of 35.8%. The stock trades on a trailing P/E of 38.6. Fundamentals as of Aug 20, 2026

Our scenario range runs from €20.50 (bear case) to €102.07 (bull case); at €81.00, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 11% below its 52-week high and 2% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −37% fair-value upside, at −66%, T2G screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly €0.4060 per share, which is 1.5 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF best evidence €37.55 €71.20 €132.99 69
Owner Earnings €33.97 €75.22 €158.64 66
Rev-Margin DCF €18.64 €31.46 €50.38 66
All 11 models by family
DCF Models
Owner Earnings €33.97 €75.22 €158.64 66
5Y P/E Exit €25.73 €48.50 €77.05 64
10Y P/E Exit €29.79 €53.77 €93.12 57
Earnings-Based
Graham-Dodd €14.30 €99.72 €139.95 61
Lynch FV €29.48 €42.12 €54.76 59
Multiples
P/E Multiple €20.50 €27.34 €34.17 63
P/B Multiple €6.64 €8.85 €11.06 55
Asset-Based
NCAV (Graham) €3.16 €4.24 €6.32 51
Growth DCF
Growth DCF best evidence €37.55 €71.20 €132.99 69
Rev-Margin DCF €18.64 €31.46 €50.38 66
Economic Profit
Residual Income €14.62 €20.65 €175.33 61

Widest divergence: DCF Models (€53.77) versus Asset-Based (€4.24). Highest evidence: Growth DCF (69).

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Key figures & financial health

P/E ratio 38.6
P/S ratio 10.4 P/E × margin
EPS (TTM) €2.10 price ÷ EPS = P/E 38.6
Dividend yield 1.9% payout 71.4%
Net margin 26.9% FY2025
Return on equity 35.8% TTM
More key figures
Profitability
Return on assets (EBIT) 15.6% avg 5y
Operating margin 39.0% TTM
Growth
Revenue (TTM) €189M TTM
Revenue growth (YoY) +36.5% 3y avg +9.6%
EPS growth (YoY) +25.6%
Balance sheet & cash flow
Free cash flow €64.6M FY2025

Figures from reported company fundamentals · as of Aug 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 82/100

Of which business quality 73 · Market factors (momentum, volatility) 50

Profitability 66
Margins and returns on capital today
Quality Growth 75
Are margins and returns improving?
Cashflow 88
Earnings quality: real cash, not paper profit
Fin. Strength 50
Balance sheet, leverage, solvency risk
Investment 86
Disciplined investing over empire-building
Low Volatility 99
Calm price path (market factor)
Momentum 36
Price trend over the last 3–12 months (market factor)
52W Momentum 19
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Tradegate AG Wertpapierhandelsbank provides various financial services in Germany. The company operates as a market specialist on the Tradegate Exchange and the Frankfurt Stock Exchange; order book manager on the Berlin Stock Exchange; and market maker on the EuroTLX (Italy).

Full company description

Tradegate AG Wertpapierhandelsbank provides various financial services in Germany. The company operates as a market specialist on the Tradegate Exchange and the Frankfurt Stock Exchange; order book manager on the Berlin Stock Exchange; and market maker on the EuroTLX (Italy). It also issues mini-futures certificates for liquid shares; and offers lending services, as well as operates tradegate.direct, a trading platform. The company was founded in 1986 and is headquartered in Berlin, Germany. Tradegate AG Wertpapierhandelsbank is a subsidiary of Berliner Effektengesellschaft AG.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Tradegate AG reported revenue of €190M in FY2025 versus €249M in FY2021, a compound −6.5%/yr. Reported net income was €51.3M in FY2025, compounding −16.2%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
€190M
Latest YoY
+41.8%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+9.6%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−6.3%
Avg. revenue growth/yr (12Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.6%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
−11.3% (−13.2 + 1.9)
Revenue −6.5%/yr
FY21 €249M
FY22 €144M
FY23 €104M
FY24 €134M
FY25 €190M
Net income −16.2%/yr
FY21 €104M
FY22 €45.8M
FY23 €23.4M
FY24 €29.4M
FY25 €51.3M

T2G screens 196% overvalued. Compare with Morgan Stanley, a financial holding company, →

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Cite: Fair Value Calculator (2026). "Tradegate AG Fair Value". https://www.fairvalue-calculator.com/stock/T2G

Peer Group

Capital Markets · 453 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 80 · Top 25%
Fair Value upside −66% · Bottom 25%
Return on equity (TTM) 36% · Top 25%
Return on assets 13% · Top 25%
Net margin (TTM) 27% · Above median
Operating margin (TTM) 39% · Above median
Revenue growth 37% · Above median
Dividend yield (TTM) 1.9% · Below median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 38.6× · Pricier than 75% of peers
P/B 15.25× · Pricier than 75% of peers
P/S (TTM) 12.45× · Pricier than 75% of peers
P/FCF 36.4× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 10
FUTURE100 · sector 91
PAST100 · sector 30
HEALTH0 · sector 94
DIVIDEND37 · sector 38

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 20, 2026).

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $214.77 $138.97 −35%
The Goldman Sachs Group GS $1,034 $756.89 −27%
The Charles Schwab Corporation SCHW $110.16 $66.17 −40%
Robinhood Markets, Inc HOOD $104.26 $30.94 −70%
Macquarie Group MQG A$251.87 A$75.58 −70%
CITIC Securities Company 600030 ¥27.93 ¥17.68 −37%
Guotai Haitong Securities Co 601211 ¥17.87 ¥18.62 +4%
East Money Information Co 300059 ¥19.42 ¥4.77 −75%
CSC Financial Co 601066 ¥25.78 ¥14.17 −45%
Huatai Securities Co 601688 ¥19.56 ¥19.26 −2%

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Frequently asked questions

Is Tradegate AG (T2G) overvalued or undervalued?
As of Aug 20, 2026, our model estimates a fair value of €27.34 versus a price of €81.00, about −66% upside (overvalued).
What is the fair value of T2G?
Our model-based fair value for Tradegate AG is €27.34 (as of Aug 20, 2026), built from audited fundamentals. The current price: €81.00.
What is the quality score of T2G?
Tradegate AG has a Quality Score of 82/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Tradegate AG (T2G)?
Tradegate AG reported trailing-twelve-month revenue of about €189M (latest available figure, as of Aug 20, 2026).
What is the net profit margin of T2G?
The net profit margin of Tradegate AG is about 27.2%, meaning it keeps roughly 27.2% of revenue as net income. Based on the latest reported figures.
Does Tradegate AG pay a dividend?
Tradegate AG currently shows a dividend yield of about 1.85% relative to its recent price (as of Aug 20, 2026).
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