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Macquarie Group Ltd (MQG) Fair Value & Analysis

Financial Services · AU · Market cap A$98.5B (≈ $71.0B) · ISIN AU000000MQG1

What is Macquarie Group Ltd really worth?

MG Macquarie Group Ltd MQG · AU
PriceA$251.87
Fair ValueA$75.58
Upside−70.0%
Quality47/100

Below-average quality, and trading another 233% above our fair value of A$75.58.

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Strengths

Highly profitable · 21.1% net margin
Wide moat 65/100

Risks

!Mixed Growth (revenue 5y +8.7 %/yr)
!High debt · negative free cash flow
!Mixed vs. peers (6/14)
!Weak on future: 29 out of 100

For context

·2.66% dividend yield
Evidence: High Range A$56.68 – A$94.47

Fair value as of: Sep 5, 2026

From 2 valuation models · updated today

Share price −1.3% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (A$94.47). The favourable scenario is already priced in.
  • Solid but not exceptional quality (47/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

A$267.25 A$126.87 Fair Value A$75.58 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 5, 2026.

How to read this chart

60‑month range A$126.87 – A$267.25 · fair‑value band A$56.68 – A$94.47 · the A$251.87 price screens above the A$75.58 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 5, 2026.

Full chart & analysis →

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Analysis

Macquarie Group Ltd (MQG) currently trades at A$251.87, while our model-based Fair Value estimate is A$75.58, implying the stock looks roughly 233.2% overvalued today. The Quality Score stands at 47/100 (below-average quality), in the Financial Services sector. How firm this estimate is: it rests on 15 models at a data quality of 96/100, which puts the evidence level at high.

Over the trailing twelve months, Macquarie Group Ltd generated revenue of A$17.8B at a net margin of 21.1%. Revenue grew 5.8% year over year. It earns a return on equity of 11.2%. Net debt stands at A$68.9B. Fundamentals as of Sep 5, 2026

Our scenario range runs from A$56.68 (bear case) to A$94.47 (bull case); at A$251.87, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 37% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −35% fair-value upside, at −70%, MQG screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2026 figures, and about 5 months have passed since. In that time the company retained roughly A$1.29 per share, which is 1.7 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple A$60.38 A$80.51 A$100.64 55
NCAV (Graham) A$47.36 A$63.46 A$94.72 54
All 2 models by family
Multiples
P/B Multiple A$60.38 A$80.51 A$100.64 55
Asset-Based
NCAV (Graham) A$47.36 A$63.46 A$94.72 54

Widest divergence: Multiples (A$80.51) versus Asset-Based (A$63.46). Highest evidence: P/B Multiple (55).

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Key figures & financial health

P/E ratio 25.9
P/S ratio 6.41 P/E × margin
EPS (TTM) A$9.71 price ÷ EPS = P/E 25.9
Dividend yield 2.7% payout 69.0%
Net margin 24.7% FY2026
Return on equity 11.2% TTM
More key figures
Profitability
Return on assets (EBIT) 0.6% avg 5y
Operating margin 28.4% TTM
Growth
Revenue (TTM) A$17.8B TTM
Revenue growth (YoY) +5.8% 3y avg +0.8%
EPS growth (YoY) +6.1%
Balance sheet & cash flow
Free cash flow −A$9.3B FY2026
Net debt A$68.9B FY2026

Figures from reported company fundamentals · as of Sep 5, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 47/100

Of which business quality 49 · Market factors (momentum, volatility) 70

Profitability 37
Margins and returns on capital today
Quality Growth 62
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 66
Balance sheet, leverage, solvency risk
Investment 74
Disciplined investing over empire-building
Low Volatility 76
Calm price path (market factor)
Momentum 66
Price trend over the last 3–12 months (market factor)
52W Momentum 72
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Macquarie Group Limited provides diversified financial services in Australia, New Zealand the Americas, Europe, the Middle East, Africa, and Asia. It operates through four segments: Macquarie Asset Management (MAM); Banking and Financial Services (BFS); Commodities and Global Markets (CGM); and Macquarie Capital.

Full company description

Macquarie Group Limited provides diversified financial services in Australia, New Zealand the Americas, Europe, the Middle East, Africa, and Asia. It operates through four segments: Macquarie Asset Management (MAM); Banking and Financial Services (BFS); Commodities and Global Markets (CGM); and Macquarie Capital. The MAM segment provides investment solutions to clients across various capabilities, including real assets, real estate, credit, equities and multi-asset and secondaries. The BFS segment offers personal banking products comprising home loans, car loans, transaction and savings accounts, and credit cards; wealth management products, such as wrap platform and cash management, financial advisory, and private banking services, as well as investment and superannuation products. It also provides deposit, lending, and payment solutions and services to business clients. The CGM segment provides capital and financing, risk management, and physical execution and logistics solutions across power, gas, emissions, agriculture, oil, and resources sectors; market access to corporate and institutional clients; and specialist finance and asset management solutions. The Macquarie Capital segment offers advisory and capital raising services. This segment is also involved in specialist investing across private credit, private equity, real estate, growth equity, venture capital, and infrastructure and energy projects and companies; and brokerage business, including equity research, sales, execution capabilities, and corporate access. Macquarie Group Limited was founded in 1969 and is headquartered in Sydney, Australia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Macquarie Group Ltd reported revenue of A$19.6B in FY2026 versus A$16.4B in FY2022, a compound +4.6%/yr. Reported net income was A$4.8B in FY2026, compounding +0.7%/yr from FY2022.

Growth Quality 43/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2026)
A$19.6B
Latest YoY
+188.7%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.8%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.7%
Avg. revenue growth/yr (29Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.3%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+12.2% (9.5 + 2.7)
Revenue +4.6%/yr
FY22 A$16.4B
FY23 A$19.1B
FY24 A$16.9B
FY25 A$6.8B
FY26 A$19.6B
Net income +0.7%/yr
FY22 A$4.7B
FY23 A$5.2B
FY24 A$3.5B
FY25 A$3.7B
FY26 A$4.8B
Character of growth · EPS growth decomposed (2016-2026) +7.9 % p.a.
Revenue per share +6.4 %

of which total revenue +7.3 % · buybacks/dilution −0.9 %

EBIT margin −0.3 %
Tax rate +0.5 %
Residual (interest, one-offs) +1.1 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

MQG screens 233% overvalued. Compare with Morgan Stanley, a financial holding company, →

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Cite: Fair Value Calculator (2026). "Macquarie Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/MQG

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Capital Markets · 453 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 55 · Above median
Fair Value upside −70% · Bottom 25%
Return on equity (TTM) 11% · Above median
Return on assets 1% · Below median
Net margin (TTM) 21% · Above median
Operating margin (TTM) 28% · Above median
Revenue growth 6% · Below median
Dividend yield (TTM) 2.7% · Above median
Debt / equity 9.42× · Higher than 75% of peers

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 25.9× · Pricier than median
P/B 1.97× · Pricier than median
P/S (TTM) 3.99× · Pricier than median
EV/EBITDA 41.0× · Pricier than 75% of peers
PEG 0.80× · Cheaper than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 10
FUTURE29 · sector 91
PAST45 · sector 30
HEALTH0 · sector 94
DIVIDEND53 · sector 38

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Sep 5, 2026).

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $214.77 $138.97 −35%
The Goldman Sachs Group GS $1,034 $756.89 −27%
The Charles Schwab Corporation SCHW $110.16 $66.17 −40%
Robinhood Markets, Inc HOOD $104.26 $30.94 −70%
CITIC Securities Company 600030 ¥27.93 ¥17.68 −37%
Guotai Haitong Securities Co 601211 ¥17.87 ¥18.62 +4%
East Money Information Co 300059 ¥19.42 ¥4.77 −75%
CSC Financial Co 601066 ¥25.78 ¥14.17 −45%
Huatai Securities Co 601688 ¥19.56 ¥19.26 −2%
Nomura Holdings NMR $10.30 $9.99 −3%

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Frequently asked questions

Is Macquarie Group Ltd (MQG) overvalued or undervalued?
As of Sep 5, 2026, our model estimates a fair value of A$75.58 versus a price of A$251.87, about −70% upside (overvalued).
What is the fair value of MQG?
Our model-based fair value for Macquarie Group Ltd is A$75.58 (as of Sep 5, 2026), built from audited fundamentals. The current price: A$251.87.
What is the quality score of MQG?
Macquarie Group Ltd has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Macquarie Group Ltd (MQG)?
Macquarie Group Ltd reported trailing-twelve-month revenue of about A$17.8B (latest available figure, as of Sep 5, 2026).
What is the net profit margin of MQG?
The net profit margin of Macquarie Group Ltd is about 21.1%, meaning it keeps roughly 21.1% of revenue as net income. Based on the latest reported figures.
Does Macquarie Group Ltd pay a dividend?
Macquarie Group Ltd currently shows a dividend yield of about 2.66% relative to its recent price (as of Sep 5, 2026).
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