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Nordnet AB (SAVE) Fair Value & Analysis

Financial Services · SE · Market cap 90.3B SEK

NA Nordnet AB SAVE · ST
Pricekr 358.80
Fair Valuekr 209.69
Upside-41.6%
Quality63/100
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Healthy Growth
Highly profitable · 49.2% net margin
generates free cash flow
2.34% dividend yield
Mixed vs. peers (6/13)
Wide moat 82/100
Evidence: High Range kr 157.32 – kr 262.16 Share as image

Fair value as of: Aug 14, 2026

From 2 valuation models · updated today

Fair value updated Aug 14, 2026, revised from kr 42.16 to kr 209.69 (+397.4%) since Jul 16, 2026. Share price −3.7% over the past month.

A solid business, but screening 42% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (kr 262.16). The favourable scenario is already priced in.
  • Solid but not exceptional quality (63/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

kr 376.60 kr 95.73 Fair Value kr 209.69 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 14, 2026.

How to read this chart

60‑month range kr 95.73 – kr 376.60 · fair‑value band kr 157.32 – kr 262.16 · the kr 358.80 price screens above the kr 209.69 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 14, 2026.

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Analysis

Nordnet AB (SAVE) currently trades at kr 358.80, while our model-based Fair Value estimate is kr 209.69, implying the stock looks roughly 41.6% overvalued today. The Quality Score stands at 63/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Nordnet AB generated revenue of 6.2B SEK at a net margin of 49.2%. Revenue grew 7.1% year over year. It earns a return on equity of 34.4%. The balance sheet holds a net cash position of 3.8B SEK. Fundamentals as of Aug 14, 2026

Our scenario range runs from kr 157.32 (bear case) to kr 262.16 (bull case); at kr 358.80, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 51% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -22% fair-value upside, at -42%, SAVE screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple kr 19.20 kr 25.60 kr 31.99 55
NCAV (Graham) kr 15.06 kr 20.18 kr 30.11 50
All 2 models by family
Multiples
P/B Multiple kr 19.20 kr 25.60 kr 31.99 55
Asset-Based
NCAV (Graham) kr 15.06 kr 20.18 kr 30.11 50

Widest divergence: Multiples (kr 25.60) versus Asset-Based (kr 20.18). Highest evidence: P/B Multiple (55).

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Key figures & financial health

Revenue (TTM) 6.2B SEK
Revenue growth (YoY) +7.1%
Net margin 49.2%
Return on equity 34.4%
Free cash flow 12.3B SEK FY2025
P/E ratio 29.9
More key figures
Operating margin 61.8%
EPS (TTM) kr 11.99
Dividend yield 2.3%
EPS growth (YoY) +6.0%
Net cash 3.8B SEK FY2025

Figures from reported company fundamentals · as of Aug 14, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 63/100

Of which business quality 54 · Market factors (momentum, volatility) 80

Profitability 46
Margins and returns on capital today
Quality Growth 37
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 5
Balance sheet, leverage, solvency risk
Investment 60
Disciplined investing over empire-building
Low Volatility 89
Calm price path (market factor)
Momentum 73
Price trend over the last 3–12 months (market factor)
52W Momentum 80
Distance to the 52-week high (market factor)
Net Issuance 85
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Nordnet AB (publ), together with its subsidiaries, operates a digital platform for savings and investments in Sweden, Norway, Denmark, and Finland.

Full company description

Nordnet AB (publ), together with its subsidiaries, operates a digital platform for savings and investments in Sweden, Norway, Denmark, and Finland. Its platform allows customers to invest in stocks, mutual funds, and other securities through website, app, or other applications; offers margin lending and residential mortgages; and pension savings and occupational pension solutions; endowment insurance, and accounts for private pension savings, as well as digital pension management service. The company also offers Shareville, a social investment network that allows customers share their investments in real time. Nordnet AB (publ) was founded in 1996 and is headquartered in Stockholm, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Nordnet AB reported revenue of kr 6.6B in FY2025 versus kr 3.7B in FY2021, a compound +15.1%/yr. Reported net income was kr 3.0B in FY2025, compounding +11.0%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
6.6B SEK
Latest YoY
+9.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+20.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+18.4%
Avg. growth/yr (21Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.6%
Revenue +15.1%/yr
FY21 kr 3.7B
FY22 kr 3.7B
FY23 kr 5.2B
FY24 kr 6.0B
FY25 kr 6.6B
Net income +11.0%/yr
FY21 kr 2.0B
FY22 kr 1.7B
FY23 kr 2.6B
FY24 kr 2.8B
FY25 kr 3.0B
Character of growth · EPS growth decomposed (2014-2025) +22.6 % p.a.
Revenue per share +14.5 pp

of which total revenue +19.2 pp · buybacks/dilution −4.7 pp

EBIT margin +7.1 pp
Tax rate +0.0 pp
Residual (interest, one-offs) +1.0 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

SAVE screens 42% overvalued. Compare with Mirae Asset Securities Co →

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Cite: Fair Value Calculator (2026). "Nordnet AB Fair Value". https://www.fairvalue-calculator.com/stock/SAVE

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Capital Markets · 425 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 59 · Above median
Fair Value upside −42% · Below median
Return on equity (TTM) 34% · Top 25%
Return on assets 1% · Below median
Net margin (TTM) 49% · Top 25%
Operating margin (TTM) 62% · Top 25%
Revenue growth 7% · Below median
Dividend yield (TTM) 2.3% · Above median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 29.9× · Pricier than 75% of peers
P/B 12.07× · Pricier than 75% of peers
P/S (TTM) 14.56× · Pricier than 75% of peers
P/FCF 0.8× · Cheaper than median
EV/EBITDA 21.6× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 13
FUTURE 36 · sector 96
PAST 100 · sector 31
HEALTH 0 · sector 93
DIVIDEND 47 · sector 36

VALUE 0: the price sits above our fair-value range.

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 14, 2026).

Stock Price Fair Value vs Fair Value
Mirae Asset Securities Co 006800 38,050 KRW 18,009 KRW -53%
Meritz Financial Group 138040 118,600 KRW 52,717 KRW -56%
Korea Investment Holdings 071050 200,500 KRW 189,335 KRW -6%
NH Investment & Securities Co 005940 28,550 KRW 22,396 KRW -22%
Samsung Securities Co 016360 93,100 KRW 75,573 KRW -19%
Kiwoom Securities Co 039490 299,000 KRW 214,812 KRW -28%
SSI Securities Corporation SSI 25,300 VND 17,375 VND -31%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 294.30 ARS -6%
Daishin Securities Co 003540 26,950 KRW 48,790 KRW +81%
SK Securities Co 001515 4,285 KRW 1,395 KRW -67%

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Frequently asked questions

Is Nordnet AB (SAVE) overvalued or undervalued?
As of Aug 14, 2026, our model estimates a fair value of kr 209.69 versus a price of kr 358.80, about −42% (overvalued).
What is the fair value of SAVE?
Our model-based fair value for Nordnet AB is kr 209.69 (as of Aug 14, 2026), built from audited fundamentals. The current price is kr 358.80.
What is the quality score of SAVE?
Nordnet AB has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Nordnet AB (SAVE)?
Nordnet AB reported trailing-twelve-month revenue of about 6.2B SEK (latest available figure, as of Aug 14, 2026).
What is the net profit margin of SAVE?
The net profit margin of Nordnet AB is about 49.2%, meaning it keeps roughly 49.2% of revenue as net income. Based on the latest reported figures.
Does Nordnet AB pay a dividend?
Nordnet AB currently shows a dividend yield of about 2.59% relative to its recent price (as of Aug 14, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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