EN DE

Nordnet AB (SAVE) Fair Value & Analysis

Financial Services · SE · Market cap 90.3B SEK (≈ $9.5B) · ISIN SE0015192067

What is Nordnet AB really worth?

NA Nordnet AB SAVE · ST
Pricekr 355.80
Fair Valuekr 210.74
Upside−40.8%
Quality63/100

A solid business, but trading 69% above our fair value of kr 210.74.

Watch Nordnet AB for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

Strengths

Healthy Growth (revenue 5y +18.4 %/yr)
Highly profitable · 49.2% net margin
generates free cash flow
Wide moat 82/100

Risks

!Mixed vs. peers (6/13)

For context

·2.42% dividend yield
Evidence: High Range kr 158.10 – kr 263.47

Fair value as of: Sep 1, 2026

From 2 valuation models · updated 4 days ago

Fair value updated Sep 1, 2026, revised from kr 208.98 to kr 210.74 (+0.8%) since Aug 27, 2026. Share price −1.2% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (kr 263.47). The favourable scenario is already priced in.
  • Solid but not exceptional quality (63/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

kr 376.60 kr 95.73 Fair Value kr 210.74 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 1, 2026.

How to read this chart

60‑month range kr 95.73 – kr 376.60 · fair‑value band kr 158.10 – kr 263.47 · the kr 355.80 price screens above the kr 210.74 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 1, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Nordnet AB (SAVE) currently trades at kr 355.80, while our model-based Fair Value estimate is kr 210.74, implying the stock looks roughly 68.8% overvalued today. The Quality Score stands at 63/100 (solid quality), in the Financial Services sector. How firm this estimate is: it rests on 25 models at a data quality of 95/100, which puts the evidence level at high.

Over the trailing twelve months, Nordnet AB generated revenue of 6.2B SEK at a net margin of 49.2%. Revenue grew 7.1% year over year. It earns a return on equity of 34.4%. The balance sheet holds a net cash position of 3.8B SEK. Fundamentals as of Sep 1, 2026

Our scenario range runs from kr 158.10 (bear case) to kr 263.47 (bull case); at kr 355.80, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 50% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −37% fair-value upside, at −41%, SAVE screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly kr 2.31 per share, which is 1.1 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple best evidence kr 19.20 kr 25.60 kr 31.99 55
NCAV (Graham) kr 15.06 kr 20.18 kr 30.11 51
All 2 models by family
Multiples
P/B Multiple best evidence kr 19.20 kr 25.60 kr 31.99 55
Asset-Based
NCAV (Graham) kr 15.06 kr 20.18 kr 30.11 51

Widest divergence: Multiples (kr 25.60) versus Asset-Based (kr 20.18). Highest evidence: P/B Multiple (55).

Notify me when SAVE reaches fair value

Put SAVE on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

P/E ratio 29.7
P/S ratio 13.6 P/E × margin
EPS (TTM) kr 11.99 price ÷ EPS = P/E 29.7
Dividend yield 2.4% payout 71.7%
Net margin 45.9% FY2025
Return on equity 34.4% TTM
More key figures
Profitability
Return on assets (EBIT) 1.2% avg 5y
Operating margin 61.8% TTM
Growth
Revenue (TTM) 6.2B SEK TTM
Revenue growth (YoY) +7.1% 3y avg +20.6%
EPS growth (YoY) +6.0%
Balance sheet & cash flow
Free cash flow 12.3B SEK FY2025
Net cash 3.8B SEK FY2025

Figures from reported company fundamentals · as of Sep 1, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 63/100

Of which business quality 54 · Market factors (momentum, volatility) 77

Profitability 46
Margins and returns on capital today
Quality Growth 37
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 5
Balance sheet, leverage, solvency risk
Investment 60
Disciplined investing over empire-building
Low Volatility 89
Calm price path (market factor)
Momentum 67
Price trend over the last 3–12 months (market factor)
52W Momentum 80
Distance to the 52-week high (market factor)
Net Issuance 85
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Nordnet AB (publ), together with its subsidiaries, operates a digital platform for savings and investments in Sweden, Norway, Denmark, and Finland.

Full company description

Nordnet AB (publ), together with its subsidiaries, operates a digital platform for savings and investments in Sweden, Norway, Denmark, and Finland. Its platform allows customers to invest in stocks, mutual funds, and other securities through website, app, or other applications; offers margin lending and residential mortgages; and pension savings and occupational pension solutions; endowment insurance, and accounts for private pension savings, as well as digital pension management service. The company also offers Shareville, a social investment network that allows customers share their investments in real time. Nordnet AB (publ) was founded in 1996 and is headquartered in Stockholm, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Nordnet AB reported revenue of 6.6B SEK in FY2025 versus 3.7B SEK in FY2021, a compound +15.1%/yr. Reported net income was 3.0B SEK in FY2025, compounding +11.0%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
6.6B SEK
Latest YoY
+9.9%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+20.6%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+18.4%
Avg. revenue growth/yr (21Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.6%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+23.2% (20.8 + 2.4)
Revenue +15.1%/yr
FY21 3.7B SEK
FY22 3.7B SEK
FY23 5.2B SEK
FY24 6.0B SEK
FY25 6.6B SEK
Net income +11.0%/yr
FY21 2.0B SEK
FY22 1.7B SEK
FY23 2.6B SEK
FY24 2.8B SEK
FY25 3.0B SEK
Character of growth · EPS growth decomposed (2014-2025) +22.6 % p.a.
Revenue per share +14.5 %

of which total revenue +19.2 % · buybacks/dilution −3.9 %

EBIT margin +7.1 %
Tax rate +0.0 %
Residual (interest, one-offs) +0.0 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

SAVE screens 69% overvalued. Compare with Morgan Stanley, a financial holding company, →

Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Nordnet AB Fair Value". https://www.fairvalue-calculator.com/stock/SAVE

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Capital Markets · 453 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 59 · Above median
Fair Value upside −41% · Below median
Return on equity (TTM) 34% · Top 25%
Return on assets 1% · Below median
Net margin (TTM) 49% · Top 25%
Operating margin (TTM) 62% · Top 25%
Revenue growth 7% · Below median
Dividend yield (TTM) 2.4% · Above median

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 29.7× · Pricier than 75% of peers
P/B 12.07× · Pricier than 75% of peers
P/S (TTM) 14.56× · Pricier than 75% of peers
P/FCF 0.8× · Cheaper than median
EV/EBITDA 21.6× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 10
FUTURE36 · sector 91
PAST100 · sector 30
HEALTH0 · sector 94
DIVIDEND48 · sector 38

VALUE 0: the price sits above our fair-value range.

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Sep 1, 2026).

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $214.77 $138.97 −35%
The Goldman Sachs Group GS $1,034 $756.89 −27%
The Charles Schwab Corporation SCHW $110.16 $66.17 −40%
Robinhood Markets, Inc HOOD $104.26 $30.94 −70%
Macquarie Group MQG A$251.87 A$75.58 −70%
CITIC Securities Company 600030 ¥27.93 ¥17.68 −37%
Guotai Haitong Securities Co 601211 ¥17.87 ¥18.62 +4%
East Money Information Co 300059 ¥19.42 ¥4.77 −75%
CSC Financial Co 601066 ¥25.78 ¥14.17 −45%
Huatai Securities Co 601688 ¥19.56 ¥19.26 −2%

Compare Nordnet AB with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Extrinsic Value Calculator (Options) Splits an option premium into intrinsic and extrinsic (time) value. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is Nordnet AB (SAVE) overvalued or undervalued?
As of Sep 1, 2026, our model estimates a fair value of kr 210.74 versus a price of kr 355.80, about −41% upside (overvalued).
What is the fair value of SAVE?
Our model-based fair value for Nordnet AB is kr 210.74 (as of Sep 1, 2026), built from audited fundamentals. The current price: kr 355.80.
What is the quality score of SAVE?
Nordnet AB has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Nordnet AB (SAVE)?
Nordnet AB reported trailing-twelve-month revenue of about 6.2B SEK (latest available figure, as of Sep 1, 2026).
What is the net profit margin of SAVE?
The net profit margin of Nordnet AB is about 49.2%, meaning it keeps roughly 49.2% of revenue as net income. Based on the latest reported figures.
Does Nordnet AB pay a dividend?
Nordnet AB currently shows a dividend yield of about 2.42% relative to its recent price (as of Sep 1, 2026).
Free · no account needed

Watch Nordnet AB in the live analysis

One click puts Nordnet AB on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.