Futu Holdings Ltd (FUTU) Fair Value & Analysis
Financial Services · US · Market cap $13.5B · ISIN US36118L1061
What is Futu Holdings Ltd really worth?
Futu Holdings Ltd
FUTU · US
A solid business, trading 38% below our fair value of $195.93.
Strengths
Risks
For context
Fair value as of: Sep 3, 2026
From 12 valuation models · updated yesterday
Fair value updated Sep 3, 2026, revised from $196.08 to $195.93 (−0.1%) since Aug 27, 2026. Share price +11.9% over the past month.
What runs behind every stock
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What matters now
- The price is below even our cautious bear case ($146.95). The market is more pessimistic than our downside scenario.
- The model range is unusually wide ($146.95 to $783.72). The outcome hinges heavily on assumptions, so read the point estimate with caution.
- Solid quality (69/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 3, 2026.
How to read this chart
60‑month range $23.45 – $195.90 · fair‑value band $146.95 – $783.72 · the $122.01 price screens below the $195.93 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 3, 2026.
Analysis
Futu Holdings Ltd (FUTU) currently trades at $122.01, while our model-based Fair Value estimate is $195.93, implying the stock looks roughly 37.7% undervalued today. The Quality Score stands at 69/100 (solid quality), in the Financial Services sector. Bull case: the Economic Profit group reads highest at a median of $1,253 per share, and 12 of the 12 models we run sit above the $122.01 price. Bear case: the Asset-Based group reads lowest at $279.88, and 0 of the 12 models stay below the price. Evidence for this calculation is medium.
Over the trailing twelve months, Futu Holdings Ltd generated revenue of $22.3B at a net margin of 45.0%. Revenue grew 28.8% year over year. It earns a return on equity of 27.8%. The balance sheet holds a net cash position of $106B. Fundamentals as of Sep 3, 2026
Our scenario range runs from $146.95 (bear case) to $783.72 (bull case); at $122.01, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 39% below its 52-week high and 52% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −37% fair-value upside, at 61%, FUTU screens cheaper than that median.
Fair Value models
This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $6.12 per share, which is 3.1 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 12 models by family
Widest divergence: Growth DCF ($14,634) versus Asset-Based ($279.88). Highest evidence: Growth DCF (73).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Sep 3, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 78 · Market factors (momentum, volatility) 35
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Futu Holdings Limited engages in the provision of digitalized securities brokerage and wealth management product distribution service in Hong Kong and internationally. It offers online financial services, including securities and derivative trades brokerage, margin financing and fund distribution services through its Futubull and Moomoo digital platforms.
Full company description
Futu Holdings Limited engages in the provision of digitalized securities brokerage and wealth management product distribution service in Hong Kong and internationally. It offers online financial services, including securities and derivative trades brokerage, margin financing and fund distribution services through its Futubull and Moomoo digital platforms. The company also provides financial information and online community services; online wealth management services under the Money Plus brand name through its Futubull and moomoo platforms, which provides its client access to mutual funds, private funds, bonds, structured products, and other wealth management products; market data and information services; and NiuNiu Community, an open forum for users and clients to share insights, ask questions, and exchange ideas. Futu Holdings Limited was founded in 2007 and is headquartered in Admiralty, Hong Kong.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Futu Holdings Ltd reported revenue of HK$22.8B in FY2025 versus HK$7.1B in FY2021, a compound +33.8%/yr. Reported net income was HK$11.3B in FY2025, compounding +41.7%/yr from FY2021.
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Recent news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- The Bull Case For Futu Holdings (FUTU) Could Change Following Record Q2 2026 Results And LPGA Deal
- Futu (FUTU) Stock Could Be 41% Undervalued As Record Trading Volume Builds
- Futu Holdings (FUTU) Could Be 22% Below Fair Value On Record Quarter
- IX or FUTU: Which Is the Better Value Stock Right Now?
Peer Group
Capital Markets · 453 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Capital Markets median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 25/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Sep 3, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Morgan Stanley, a financial holding company, MS | $214.77 | $138.97 | −35% |
| The Goldman Sachs Group GS | $1,034 | $756.89 | −27% |
| The Charles Schwab Corporation SCHW | $110.16 | $66.17 | −40% |
| Robinhood Markets, Inc HOOD | $104.26 | $30.94 | −70% |
| Macquarie Group MQG | A$251.87 | A$75.58 | −70% |
| CITIC Securities Company 600030 | ¥27.93 | ¥17.68 | −37% |
| Guotai Haitong Securities Co 601211 | ¥17.87 | ¥18.62 | +4% |
| East Money Information Co 300059 | ¥19.42 | ¥4.77 | −75% |
| CSC Financial Co 601066 | ¥25.78 | ¥14.17 | −45% |
| Huatai Securities Co 601688 | ¥19.56 | ¥19.26 | −2% |
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