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Korea Investment Holdings Co (071050) Fair Value & Analysis

Financial Services · KR · Market cap 14.3T KRW (≈ $10.0B) · ISIN KR7071050009

What is Korea Investment Holdings Co really worth?

KI Korea Investment Holdings Co 071050 · KO
Price188,800 KRW
Fair Value189,335 KRW
Upside+0.3%
Quality39/100

Below-average quality, currently priced close to our fair value of 189,335 KRW.

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Strengths

Solidly profitable · 12.4% net margin

Risks

!Mixed Growth (revenue 5y +20.2 %/yr)
!High debt · negative free cash flow
!Mixed vs. peers (5/9)
!Moderate moat 57/100
!Evidence only medium, so the estimate is less certain

For context

·4.60% dividend yield
Evidence: Medium Range 142,001 KRW – 236,669 KRW

Fair value as of: Aug 13, 2026

From 2 valuation models · updated 22 days ago

Fair value updated Aug 13, 2026, revised from 318,825 KRW to 189,335 KRW (−40.6%) since Jul 12, 2026. Share price −4.1% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

291,500 KRW 39,658 KRW Fair Value 189,335 KRW Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 39,658 KRW – 291,500 KRW · fair‑value band 142,001 KRW – 236,669 KRW · the 188,800 KRW price screens below the 189,335 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Korea Investment Holdings Co (071050) currently trades at 188,800 KRW, while our model-based Fair Value estimate is 189,335 KRW, implying the stock looks roughly 0.3% fairly valued today. The Quality Score stands at 39/100 (below-average quality), in the Financial Services sector. How firm this estimate is: it rests on 15 models at a data quality of 95/100, which puts the evidence level at medium.

Revenue declined 7.1% year over year. It earns a return on equity of 21.7%. Net debt stands at 27.8T KRW. Fundamentals as of Aug 13, 2026

Our scenario range runs from 142,001 KRW (bear case) to 236,669 KRW (bull case); at 188,800 KRW, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 36% below its 52-week high and 69% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −37% fair-value upside, at 0%, 071050 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple 145,179 KRW 193,573 KRW 241,966 KRW 55
NCAV (Graham) 113,866 KRW 152,581 KRW 227,732 KRW 54
All 2 models by family
Multiples
P/B Multiple 145,179 KRW 193,573 KRW 241,966 KRW 55
Asset-Based
NCAV (Graham) 113,866 KRW 152,581 KRW 227,732 KRW 54

Widest divergence: Multiples (193,573 KRW) versus Asset-Based (152,581 KRW). Highest evidence: P/B Multiple (55).

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Key figures & financial health

P/S ratio 0.71 TTM
Dividend yield 4.6%
Net margin 40.9% FY2025
Return on equity 21.7% TTM
Return on assets (EBIT) 1.9% avg 5y
Operating margin 15.8% TTM
More key figures
Growth
Revenue growth (YoY) +129% 3y avg +34.0%
EPS growth (YoY) +80.2%
Balance sheet & cash flow
Free cash flow −7.6T KRW FY2025
Net debt 27.8T KRW FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 39/100

Of which business quality 42 · Market factors (momentum, volatility) 36

Profitability 39
Margins and returns on capital today
Quality Growth 52
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 51
Balance sheet, leverage, solvency risk
Investment 46
Disciplined investing over empire-building
Low Volatility 15
Calm price path (market factor)
Momentum 35
Price trend over the last 3–12 months (market factor)
52W Momentum 61
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Korea Investment Holdings Co., Ltd., through its subsidiaries, provides various financial products and services. The company offers securities, asset management, savings bank, credit finance, venture capital, private equity fund, brokerage, investment banking, and trading services, as well as other financial businesses.

Full company description

Korea Investment Holdings Co., Ltd., through its subsidiaries, provides various financial products and services. The company offers securities, asset management, savings bank, credit finance, venture capital, private equity fund, brokerage, investment banking, and trading services, as well as other financial businesses. It is also involved in the trust business, collective investment, real estate trust, investment fund, and financial investment services. The company was formerly known as Dongwon Financial Holding Co., Ltd. and changed its name to Korea Investment Holdings Co., Ltd. in May 2005. Korea Investment Holdings Co., Ltd. was founded in 2003 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Korea Investment Holdings Co reported revenue of 4.9T KRW in FY2025 versus 3.0T KRW in FY2021, a compound +13.5%/yr. Reported net income was 2.0T KRW in FY2025, compounding +3.4%/yr from FY2021.

Growth Quality 60/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
4.9T KRW
Latest YoY
+64.0%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+34.0%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+20.2%
Avg. revenue growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.1%
Value creation/yr (5Y, in KRW) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in KRW: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+23.1% (18.5 + 4.6)
Revenue +13.5%/yr
FY21 3.0T KRW
FY22 2.1T KRW
FY23 2.8T KRW
FY24 3.0T KRW
FY25 4.9T KRW
Net income +3.4%/yr
FY21 1.8T KRW
FY22 637B KRW
FY23 707B KRW
FY24 1.0T KRW
FY25 2.0T KRW

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Cite: Fair Value Calculator (2026). "Korea Investment Holdings Co Fair Value". https://www.fairvalue-calculator.com/stock/071050

Peer Group

Capital Markets · 453 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 46 · Below median
Fair Value upside +0% · Above median
Return on equity (TTM) 22% · Top 25%
Return on assets 2% · Above median
Net margin (TTM) 12% · Below median
Operating margin (TTM) 16% · Below median
Revenue growth 129% · Top 25%
Dividend yield (TTM) 4.6% · Top 25%
Debt / equity 2.10× · Higher than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE34 · sector 10
FUTURE100 · sector 91
PAST87 · sector 30
HEALTH0 · sector 94
DIVIDEND92 · sector 38

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $214.77 $138.97 −35%
The Goldman Sachs Group GS $1,034 $756.89 −27%
The Charles Schwab Corporation SCHW $110.16 $66.17 −40%
Robinhood Markets, Inc HOOD $104.26 $30.94 −70%
Macquarie Group MQG A$251.87 A$75.58 −70%
CITIC Securities Company 600030 ¥27.93 ¥17.68 −37%
Guotai Haitong Securities Co 601211 ¥17.87 ¥18.62 +4%
East Money Information Co 300059 ¥19.42 ¥4.77 −75%
CSC Financial Co 601066 ¥25.78 ¥14.17 −45%
Huatai Securities Co 601688 ¥19.56 ¥19.26 −2%

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Frequently asked questions

Is Korea Investment Holdings Co (071050) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 189,335 KRW versus a price of 188,800 KRW, about +0% upside (fairly valued).
What is the fair value of 071050?
Our model-based fair value for Korea Investment Holdings Co is 189,335 KRW (as of Aug 13, 2026), built from audited fundamentals. The current price: 188,800 KRW.
What is the quality score of 071050?
Korea Investment Holdings Co has a Quality Score of 39/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of 071050?
The net profit margin of Korea Investment Holdings Co is about 48.9%, meaning it keeps roughly 48.9% of revenue as net income. Based on the latest reported figures.
Does Korea Investment Holdings Co pay a dividend?
Korea Investment Holdings Co currently shows a dividend yield of about 4.60% relative to its recent price (as of Aug 13, 2026).
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