Both stocks run through our valuation models. Here is how Oracle (ORCL) and Microsoft (MSFT) compare, as of Aug 14, 2026.
As of Aug 14, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Oracle trades at $156 versus a fair value of $118 (-25%), while Microsoft trades at $497 versus $381 (-23%).
Oracle
ORCL · USD · Information Technology
-25%
upside to fair value
overvalued
Price$156
Fair Value$118
Quality44/100
Microsoft
MSFT · USD · Information Technology
-23%
upside to fair value
overvalued
Price$497
Fair Value$381
Quality68/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
OracleMicrosoft
Valuation
22.6×P/E (TTM)22.9×
5.47×P/S (TTM)8.99×
8.67×P/B8.33×
15.1×EV/EBITDA15.6×
0.74×PEG1.19×
1.5%Dividend yield0.9%
$2.00Dividend per share$3.56
Profitability
25%Net margin39%
36%Operating margin46%
53%Return on equity34%
7%Return on assets15%
Growth
21%Revenue growth (YoY)18%
10.5%Avg. growth/yr (3Y)12.4%
10.7%Avg. growth/yr (5Y)14.5%
Balance & size
2.88×Debt / equity0.12×
$369BMarket cap$2.9T
expensiveGrowth qualityexpensive
Even match: 7 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Oracleof which business quality 41 · market factors 13Microsoftof which business quality 65 · market factors 52
ProfitabilityMargins and returns on capital today
58
75
Quality GrowthAre margins and returns improving?
45
53
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
0
1
Low VolatilityCalm price path (market factor)
3
57
MomentumPrice trend over the last 3–12 months (market factor)
22
49
52W MomentumDistance to the 52-week high (market factor)
7
50
Net IssuanceBuybacks instead of dilution
64
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Oracle
Earnings-Based$54.46
Multiples$121
Asset-Based$9.89
Economic Profit$67.10
Growth Earnings$118
12 of 14 models see the stock below the current price.
Microsoft
DCF Models$333
Earnings-Based$189
Dividend Discount$61.93
Multiples$308
Asset-Based$30.98
Growth DCF$249
Economic Profit$184
Growth Earnings$332
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Oracle
Bear $82.49Fair Value $118Bull $173
$156 = current price (white tick)
Microsoft
Bear $192Fair Value $381Bull $480
$497 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Oracle · Information Technology
Quality score44 · below median
Fair value upside-25% · above median
Microsoft · Information Technology
Quality score68 · Top 25%
Fair value upside-23% · above median
Bottom line
As of Aug 14, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Oracle trades at $156 versus a fair value of $118 (-25%), while Microsoft trades at $497 versus $381 (-23%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
