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Vinhomes JSC (VHM) Fair Value & Analysis

Real Estate · VN · Market cap 604T VND · ISIN VN000000VHM0

What is Vinhomes JSC really worth?

VJ Vinhomes JSC VHM · VN
Price75,200 VND
Fair Value109,431 VND
Upside+45.5%
Quality54/100

A solid business, trading 31% below our fair value of 109,431 VND.

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Strengths

Healthy Growth (revenue 5y +16.5 %/yr)
Highly profitable · 32.0% net margin
Low debt · generates free cash flow
Ranks above peers (10/14)
Wide moat 79/100

For context

·7.98% dividend yield
Evidence: High Range 69,359 VND – 179,233 VND

Fair value as of: Aug 22, 2026

From 26 valuation models · updated 14 days ago

Share price −1.7% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (69,359 VND to 179,233 VND) leaves room in how you read the outcome.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.

Price vs Fair Value (5 years)

78,963 VND 16,611 VND Fair Value 109,431 VND May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 22, 2026.

How to read this chart

60‑month range 16,611 VND – 78,963 VND · fair‑value band 69,359 VND – 179,233 VND · the 75,200 VND price screens below the 109,431 VND fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 22, 2026.

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Analysis

Vinhomes JSC (VHM) currently trades at 75,200 VND, while our model-based Fair Value estimate is 109,431 VND, implying the stock looks roughly 31.3% undervalued today. The Quality Score stands at 54/100 (solid quality), in the Real Estate sector. Bull case: the Growth Earnings group reads highest at a median of 339,282 VND per share, and 20 of the 26 models we run sit above the 75,200 VND price. Bear case: the Asset-Based group reads lowest at 38,530 VND, and 6 of the 26 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Vinhomes JSC generated revenue of 203T VND at a net margin of 32.0%. It earns a return on equity of 26.7%. Net debt stands at 96.3T VND. The stock trades on a trailing P/E of 13.5. Fundamentals as of Aug 22, 2026

Our scenario range runs from 69,359 VND (bear case) to 179,233 VND (bull case); at 75,200 VND, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 57% below its 52-week high and 13% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at −19% fair-value upside, at 46%, VHM screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF 99,113 VND 167,698 VND 391,955 VND 74
EPV 58,945 VND 71,620 VND 82,886 VND 74
Growth DCF 92,674 VND 191,340 VND 399,305 VND 73
All 26 models by family
DCF Models
FCF DCF 99,113 VND 167,698 VND 391,955 VND 74
Owner Earnings 103,642 VND 260,140 VND 603,371 VND 69
5Y Revenue Exit 48,836 VND 87,249 VND 167,090 VND 69
5Y EBITDA Exit 74,636 VND 139,437 VND 266,429 VND 71
5Y P/E Exit 116,874 VND 285,476 VND 516,726 VND 67
10Y Revenue Exit 62,282 VND 136,867 VND 179,403 VND 66
10Y EBITDA Exit 83,401 VND 193,734 VND 383,508 VND 64
10Y P/E Exit 114,928 VND 286,834 VND 573,036 VND 59
Earnings-Based
Graham-Dodd 69,359 VND 483,703 VND 678,804 VND 63
Lynch FV 206,273 VND 294,676 VND 383,078 VND 61
PEG = 1.0 206,273 VND 294,676 VND 383,078 VND 57
EPV 58,945 VND 71,620 VND 82,886 VND 74
Dividend Discount
Gordon GGM 2,647 VND 5,779 VND 9,724 VND 65
DDM Multi-Stage 2,647 VND 4,734 VND 6,023 VND 66
Multiples
P/E Multiple 130,049 VND 173,399 VND 216,748 VND 63
P/S Multiple 41,980 VND 55,974 VND 69,967 VND 58
P/B Multiple 129,390 VND 172,520 VND 215,650 VND 55
EV/EBIT 86,773 VND 119,990 VND 153,207 VND 66
EV/EBITDA 62,498 VND 87,623 VND 112,748 VND 67
EV/Revenue 26,303 VND 43,095 VND 59,887 VND 52
Asset-Based
NCAV (Graham) 28,753 VND 38,530 VND 57,507 VND 54
Growth DCF
Growth DCF 92,674 VND 191,340 VND 399,305 VND 73
Rev-Margin DCF 51,587 VND 101,791 VND 200,545 VND 68
Economic Profit
Residual Income 72,030 VND 101,625 VND 520,898 VND 64
ROIC Compounder 60,936 VND 93,212 VND 125,713 VND 71
Growth Earnings
Growth-Adj P/E 237,498 VND 339,282 VND 441,067 VND 67

Widest divergence: Growth Earnings (339,282 VND) versus Dividend Discount (4,734 VND). Highest evidence: FCF DCF (74).

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Key figures & financial health

P/E ratio 13.5
P/S ratio 3.69 P/E × margin
EPS (TTM) 5,577 VND price ÷ EPS = P/E 13.5
Dividend yield 8.0% payout 108%
Net margin 27.3% FY2025
Return on equity 26.7% TTM
More key figures
Profitability
Return on assets (EBIT) 8.5% avg 5y
Operating margin 46.2% TTM
Growth
Revenue (TTM) 203T VND TTM
Revenue growth (YoY) +315% 3y avg +34.9%
EPS growth (YoY) +850%
Balance sheet & cash flow
Free cash flow 25.8T VND FY2025
Net debt 96.3T VND FY2025 · ≈ 3.7 yrs of FCF

Figures from reported company fundamentals · as of Aug 22, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 51 · Market factors (momentum, volatility) 54

Profitability 45
Margins and returns on capital today
Quality Growth 47
Are margins and returns improving?
Cashflow 61
Earnings quality: real cash, not paper profit
Fin. Strength 39
Balance sheet, leverage, solvency risk
Investment 22
Disciplined investing over empire-building
Low Volatility 24
Calm price path (market factor)
Momentum 81
Price trend over the last 3–12 months (market factor)
52W Momentum 44
Distance to the 52-week high (market factor)
Net Issuance 90
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Vinhomes Joint Stock Company develops and sells real estate properties in Vietnam. The company also leases office properties. In addition, it provides real estate management and related services; general contractor; consulting and designing construction; and supervision and construction management services.

Full company description

Vinhomes Joint Stock Company develops and sells real estate properties in Vietnam. The company also leases office properties. In addition, it provides real estate management and related services; general contractor; consulting and designing construction; and supervision and construction management services. The company was formerly known as Hanoi Southern City Development Joint Stock Company and changed its name to Vinhomes Joint Stock Company in February 2018. The company was incorporated in 2008 and is headquartered in Hanoi, Vietnam. Vinhomes Joint Stock Company operates as a subsidiary of Vingroup Joint Stock Company.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Vinhomes JSC reported revenue of 153T VND in FY2025 versus 85.0T VND in FY2021, a compound +15.9%/yr. Reported net income was 41.9T VND in FY2025, compounding +1.9%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
153T VND
Latest YoY
+49.8%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+34.9%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.5%
Avg. revenue growth/yr (6Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+19.9%
Value creation/yr (5Y, in VND) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in VND: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+17.8% (9.8 + 8.0)
Revenue +15.9%/yr
FY21 85.0T VND
FY22 62.4T VND
FY23 104T VND
FY24 102T VND
FY25 153T VND
Net income +1.9%/yr
FY21 38.8T VND
FY22 28.8T VND
FY23 33.4T VND
FY24 31.8T VND
FY25 41.9T VND

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Cite: Fair Value Calculator (2026). "Vinhomes JSC Fair Value". https://www.fairvalue-calculator.com/stock/VHM

Peer Group

Real Estate - Development · 567 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 54 · Above median
Fair Value upside +46% · Above median
Return on equity (TTM) 27% · Top 25%
Return on assets 6% · Top 25%
Net margin (TTM) 32% · Top 25%
Operating margin (TTM) 46% · Top 25%
Revenue growth 315% · Top 25%
Dividend yield (TTM) 8.0% · Top 25%
Debt / equity 0.44× · Higher than median

Valuation Multiples vs Real Estate - Development median · lower = cheaper

P/E (TTM) 13.5× · Pricier than median
P/B 2.56× · Pricier than 75% of peers
P/S (TTM) 2.98× · Pricier than 75% of peers
P/FCF 0.0× · Cheaper than 75% of peers
EV/EBITDA 9.7× · Cheaper than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE94 · sector 45
FUTURE100 · sector 0
PAST100 · sector 11
HEALTH78 · sector 85
DIVIDEND100 · sector 53

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Real Estate - Development stocks, each showing price versus our Fair Value estimate (as of Aug 22, 2026).

Stock Price Fair Value vs Fair Value
Sun Hung Kai Properties Limited 80016 HK$109.70 HK$88.93 −19%
China Resources Land Limited 1109 HK$35.24 HK$72.16 +105%
CK Asset Holdings 1113 HK$47.34 HK$68.85 +45%
Hongkong Land Holdings H78 $8.20 $1.52 −81%
DLF Limited DLF ₹667.10 ₹170.24 −74%
China Overseas Land & Investment Limited 0688 HK$13.76 HK$22.92 +67%
Macrotech Developers Limited LODHA ₹1,244 ₹583.42 −53%
Sino Land Company 0083 HK$10.33 HK$6.99 −32%
PT Pantai Indah Kapuk Dua Tbk, PANI 5,925 IDR 1,325 IDR −78%
CTP N.V CTPNV €14.36 €13.00 −9%

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Frequently asked questions

Is Vinhomes JSC (VHM) overvalued or undervalued?
As of Aug 22, 2026, our model estimates a fair value of 109,431 VND versus a price of 75,200 VND, about +46% upside (undervalued).
What is the fair value of VHM?
Our model-based fair value for Vinhomes JSC is 109,431 VND (as of Aug 22, 2026), built from audited fundamentals. The current price: 75,200 VND.
What is the quality score of VHM?
Vinhomes JSC has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Vinhomes JSC (VHM)?
Vinhomes JSC reported trailing-twelve-month revenue of about 203T VND (latest available figure, as of Aug 22, 2026).
What is the net profit margin of VHM?
The net profit margin of Vinhomes JSC is about 32.0%, meaning it keeps roughly 32.0% of revenue as net income. Based on the latest reported figures.
Does Vinhomes JSC pay a dividend?
Vinhomes JSC currently shows a dividend yield of about 7.98% relative to its recent price (as of Aug 22, 2026).
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