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SAGA-B Fair Value & Analysis

Real Estate · SE · Market cap 80.3B SEK (≈ $8.4B) · ISIN SE0005127818

What is SAGA-B really worth?

SB SAGA-B SAGA-B · ST
Pricekr 176.90
Fair Valuekr 64.22
Upside−63.7%
Quality33/100

Below-average quality, and trading another 175% above our fair value of kr 64.22.

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Strengths

Highly profitable · 84.0% net margin

Risks

!Expensive Growth (revenue 5y +13.2 %/yr)
!Moderate debt · negative free cash flow
!Trails peers (5/13)
!Moderate moat 62/100
!Evidence only medium, so the estimate is less certain
!Weak on future: 14 out of 100

For context

·2.09% dividend yield
Evidence: Medium Range kr 48.16 – kr 94.15

Fair value as of: Aug 27, 2026

From 7 valuation models · updated 8 days ago

Share price +3.4% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (kr 94.15). The favourable scenario is already priced in.
  • Weak quality (33/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • A fairly wide model range (kr 48.16 to kr 94.15) leaves room in how you read the outcome.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.

Price vs Fair Value (5 years)

kr 354.51 kr 147.00 Fair Value kr 64.22 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 27, 2026.

How to read this chart

60‑month range kr 147.00 – kr 354.51 · fair‑value band kr 48.16 – kr 94.15 · the kr 176.90 price screens above the kr 64.22 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 27, 2026.

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Analysis

SAGA-B (SAGA-B) currently trades at kr 176.90, while our model-based Fair Value estimate is kr 64.22, implying the stock looks roughly 175.5% overvalued today. The Quality Score stands at 33/100 (below-average quality), in the Real Estate sector. Bull case: the Multiples group reads highest at a median of kr 88.39 per share, and 0 of the 7 models we run sit above the kr 176.90 price. Bear case: the Asset-Based group reads lowest at kr 61.45, and 7 of the 7 models stay below the price. Evidence for this calculation is medium.

Over the trailing twelve months, SAGA-B generated revenue of 5.4B SEK at a net margin of 84.0%. Revenue grew 2.8% year over year. It earns a return on equity of 10.6%. Net debt stands at 39.2B SEK. Fundamentals as of Aug 27, 2026

Our scenario range runs from kr 48.16 (bear case) to kr 94.15 (bull case); at kr 176.90, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 20% below its 52-week high and 15% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at −23% fair-value upside, at −64%, SAGA-B screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly kr 6.08 per share, which is 9.5 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income best evidence kr 79.55 kr 87.71 kr 131.91 74
EV/EBIT kr 83.30 kr 133.64 kr 183.99 63
EV/EBITDA kr 49.36 kr 88.39 kr 127.42 63
All 7 models by family
Multiples
P/S Multiple kr 56.66 kr 75.55 kr 94.44 56
P/B Multiple kr 111.08 kr 148.11 kr 185.13 53
EV/EBIT kr 83.30 kr 133.64 kr 183.99 63
EV/EBITDA kr 49.36 kr 88.39 kr 127.42 63
EV/Revenue kr 13.64 kr 38.04 49
Asset-Based
NCAV (Graham) kr 45.85 kr 61.45 kr 91.71 52
Economic Profit
Residual Income best evidence kr 79.55 kr 87.71 kr 131.91 74

Widest divergence: Multiples (kr 88.39) versus Asset-Based (kr 61.45). Highest evidence: Residual Income (74).

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Key figures & financial health

P/E ratio 12.8 as of Jul 11, 2026
P/S ratio 9.59 P/E × margin
EPS (TTM) kr 12.69 price ÷ EPS = P/E 12.8
Dividend yield 2.1% payout 29.2%
Net margin 75.0% FY2025
Return on equity 10.6% TTM
More key figures
Profitability
Return on assets (EBIT) 4.5% avg 5y
Operating margin 75.7% TTM
Growth
Revenue (TTM) 5.4B SEK TTM
Revenue growth (YoY) +2.8% 3y avg +13.2%
EPS growth (YoY) +56.8%
Balance sheet & cash flow
Free cash flow −1.2B SEK FY2025
Net debt 39.2B SEK FY2025

Figures from reported company fundamentals · as of Aug 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 33/100

Of which business quality 33 · Market factors (momentum, volatility) 40

Profitability 38
Margins and returns on capital today
Quality Growth 42
Are margins and returns improving?
Cashflow 32
Earnings quality: real cash, not paper profit
Fin. Strength 39
Balance sheet, leverage, solvency risk
Investment 41
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 38
Price trend over the last 3–12 months (market factor)
52W Momentum 32
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

AB Sagax (publ), a property company, owns and manages a property portfolio in Sweden, Finland, France, Benelux, Spain, Germany, and other European countries. It invests in commercial properties primarily in the warehouse and light industrial segments. The company also engages in the financial administration and asset management activities.

Full company description

AB Sagax (publ), a property company, owns and manages a property portfolio in Sweden, Finland, France, Benelux, Spain, Germany, and other European countries. It invests in commercial properties primarily in the warehouse and light industrial segments. The company also engages in the financial administration and asset management activities. AB Sagax (publ) was incorporated in 1995 and is headquartered in Stockholm, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

SAGA-B reported revenue of 5.4B SEK in FY2025 versus 3.1B SEK in FY2021, a compound +14.7%/yr. Reported net income was 4.0B SEK in FY2025, compounding −19.8%/yr from FY2021.

Growth Quality 55/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
5.4B SEK
Latest YoY
+6.7%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.2%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.2%
Avg. revenue growth/yr (19Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.7%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
0.0% (−2.1 + 2.1)
Revenue +14.7%/yr
FY21 3.1B SEK
FY22 3.7B SEK
FY23 4.3B SEK
FY24 5.1B SEK
FY25 5.4B SEK
Net income −19.8%/yr
FY21 9.8B SEK
FY22 2.7B SEK
FY23 −13.0M SEK
FY24 5.3B SEK
FY25 4.0B SEK
Character of growth · EPS growth decomposed (2014-2025) +9.1 % p.a.
Revenue per share +13.0 %

of which total revenue +15.6 % · buybacks/dilution −2.3 %

EBIT margin −0.8 %
Tax rate +0.2 %
Residual (interest, one-offs) −2.8 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

SAGA-B screens 175% overvalued. Compare with CBRE Group →

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Cite: Fair Value Calculator (2026). "SAGA-B Fair Value". https://www.fairvalue-calculator.com/stock/SAGA-B

Peer Group

Real Estate Services · 523 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 33 · Bottom 25%
Fair Value upside −64% · Bottom 25%
Return on equity (TTM) 11% · Top 25%
Return on assets 3% · Above median
Net margin (TTM) 84% · Top 25%
Operating margin (TTM) 76% · Top 25%
Revenue growth 3% · Above median
Dividend yield (TTM) 2.1% · Below median
Debt / equity 0.74× · Higher than median

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/E (TTM) 12.8× · Pricier than median
P/B 1.88× · Pricier than 75% of peers
P/S (TTM) 14.84× · Pricier than 75% of peers
EV/EBITDA 26.3× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 30
FUTURE14 · sector 11
PAST42 · sector 17
HEALTH63 · sector 84
DIVIDEND42 · sector 63

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Aug 27, 2026).

Stock Price Fair Value vs Fair Value
CBRE Group CBRE $148.74 $69.47 −53%
Vonovia SE VNA €19.85 €36.67 +85%
Cellnex Telecom, S.A CLNX €27.47 €25.46 −7%
KE Holdings BEKE $17.42 $6.57 −62%
Jones Lang LaSalle Incorporated JLL $378.01 $290.25 −23%
Swire Properties Limited 1972 HK$24.84 HK$5.12 −79%
CoStar Group CSGP $32.22 $4.64 −86%
China Resources Mixc Lifestyle Services Limited 1209 HK$39.84 HK$34.95 −12%
CapitaLand Investment Limited 9CI 2.66 SGD 0.4900 SGD −82%
Plaza S.A MALLPLAZA 4,040 CLP 4,571 CLP +13%

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Frequently asked questions

Is SAGA-B overvalued or undervalued?
As of Aug 27, 2026, our model estimates a fair value of kr 64.22 versus a price of kr 176.90, about −64% upside (overvalued).
What is the fair value of SAGA-B?
Our model-based fair value for SAGA-B is kr 64.22 (as of Aug 27, 2026), built from audited fundamentals. The current price: kr 176.90.
What is the quality score of SAGA-B?
SAGA-B has a Quality Score of 33/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of SAGA-B?
SAGA-B reported trailing-twelve-month revenue of about 5.4B SEK (latest available figure, as of Aug 27, 2026).
What is the net profit margin of SAGA-B?
The net profit margin of SAGA-B is about 84.0%, meaning it keeps roughly 84.0% of revenue as net income. Based on the latest reported figures.
Does SAGA-B pay a dividend?
SAGA-B currently shows a dividend yield of about 2.09% relative to its recent price (as of Aug 27, 2026).
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