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Vonovia SE (VNA) Fair Value & Analysis

Real Estate · DE · Market cap €18.3B · ISIN DE000A1ML7J1

What is Vonovia SE really worth?

VS Vonovia SE VNA · XETRA
Price€19.15
Fair Value€36.67
Upside+91.5%
Quality57/100

A solid business, trading 48% below our fair value of €36.67.

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Strengths

Highly profitable · 57.9% net margin
Moderate debt · generates free cash flow
Wide moat 67/100

Risks

!Mixed Growth (revenue 5y +15.3 %/yr)
!Mixed vs. peers (7/15)

For context

·6.53% dividend yield
Evidence: High Range €28.60 – €47.66

Fair value as of: Aug 29, 2026

From 15 valuation models · updated 6 days ago

Share price −9.4% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price is below even our cautious bear case (€28.60). The market is more pessimistic than our downside scenario.
  • Solid quality (57/100) at a price below fair value, the discount is the argument here, not the business quality.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.

Price vs Fair Value (5 years)

€45.27 €13.08 Fair Value €36.67 Jul 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 29, 2026.

How to read this chart

60‑month range €13.08 – €45.27 · fair‑value band €28.60 – €47.66 · the €19.15 price screens below the €36.67 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Aug 29, 2026.

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Analysis

Vonovia SE (VNA) currently trades at €19.15, while our model-based Fair Value estimate is €36.67, implying the stock looks roughly 47.8% undervalued today. The Quality Score stands at 57/100 (solid quality), in the Real Estate sector. Bull case: the Economic Profit group reads highest at a median of €39.65 per share, and 4 of the 10 models we run sit above the €19.15 price. Bear case: the Multiples group reads lowest at €4.89, and 6 of the 10 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Vonovia SE generated revenue of €5.9B at a net margin of 57.9%. Revenue declined 33.8% year over year. It earns a return on equity of 12.6%. Net debt stands at €40.1B. Fundamentals as of Aug 29, 2026

Our scenario range runs from €28.60 (bear case) to €47.66 (bull case); at €19.15, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 34% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at −53% fair-value upside, at 91%, VNA screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly €1.34 per share, which is 3.7 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF best evidence €12.21 77
Growth DCF €10.52 75
5Y EBITDA Exit €7.32 €33.59 72
All 15 models by family
DCF Models
FCF DCF best evidence €12.21 77
5Y Revenue Exit €7.89 69
5Y EBITDA Exit €7.32 €33.59 72
10Y Revenue Exit €6.80 64
10Y EBITDA Exit €0.9700 €27.49 65
Dividend Discount
Gordon GGM €7.00 €14.56 €23.10 66
DDM Multi-Stage €7.00 €12.28 €15.28 66
Multiples
P/S Multiple €28.60 €38.13 €47.66 58
P/B Multiple €48.56 €64.75 €80.93 55
EV/EBIT €4.89 €16.44 61
EV/EBITDA €4.70 €16.20 62
Asset-Based
NCAV (Graham) €16.19 €21.69 €32.37 54
Growth DCF
Growth DCF €10.52 75
Rev-Margin DCF €6.17 69
Economic Profit
Residual Income €31.19 €39.65 €103.92 68

Widest divergence: Economic Profit (€39.65) versus DCF Models (€0.9700). Highest evidence: FCF DCF (77).

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Key figures & financial health

P/E ratio 4.8
P/S ratio 3.61 P/E × margin
EPS (TTM) €3.97 price ÷ EPS = P/E 4.8
Dividend yield 6.5% payout 31.5%
Net margin 74.8% FY2025
Return on equity 12.6% TTM
More key figures
Profitability
Return on assets (EBIT) 2.1% avg 5y
Operating margin 43.3% TTM
Growth
Revenue (TTM) €5.9B TTM
Revenue growth (YoY) −33.8% 3y avg −1.1%
EPS growth (YoY) −58.3%
Balance sheet & cash flow
Free cash flow €1.3B FY2025
Net debt €40.1B FY2025 · ≈ 30.6 yrs of FCF

Figures from reported company fundamentals · as of Aug 29, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 57/100

Of which business quality 52 · Market factors (momentum, volatility) 26

Profitability 39
Margins and returns on capital today
Quality Growth 69
Are margins and returns improving?
Cashflow 68
Earnings quality: real cash, not paper profit
Fin. Strength 21
Balance sheet, leverage, solvency risk
Investment 91
Disciplined investing over empire-building
Low Volatility 47
Calm price path (market factor)
Momentum 25
Price trend over the last 3–12 months (market factor)
52W Momentum 4
Distance to the 52-week high (market factor)
Net Issuance 47
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Vonovia SE operates as an integrated residential real estate company in Europe. The company operates through Rental, Value-Add, Recurring Sales, and Development segments.

Full company description

Vonovia SE operates as an integrated residential real estate company in Europe. The company operates through Rental, Value-Add, Recurring Sales, and Development segments. It offers property management services; property-related services; and value-added services, including maintenance and modernization of properties, craftsmen and residential environment organization, multimedia, energy supply, metering, condominium administration, and insurance services. The company is also involved in the sale of individual condominiums and single-family houses; and project development activities to build new homes. In addition, it engages in construction of owner-occupied and rented apartments; sale of projects to investors; and construction of new properties on existing land held in the portfolio. The company was formerly known as Deutsche Annington Immobilien SE and changed its name to Vonovia SE in August 2015. Vonovia SE was founded in 1998 and incorporated in October 10th, 2017 is headquartered in Bochum, Germany.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Vonovia SE reported revenue of €5.0B in FY2025 versus €3.6B in FY2021, a compound +8.3%/yr. Reported net income was €3.7B in FY2025, compounding +8.6%/yr from FY2021.

Growth Quality 91/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
€5.0B
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.9%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+15.3%
Avg. revenue growth/yr (19Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+10.5%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+7.0% (0.5 + 6.5)
Revenue +8.3%/yr
FY21 €3.6B
FY22 €5.2B
FY23 €5.2B
FY24 €5.9B
FY25 €5.0B
Net income +8.6%/yr
FY21 €2.7B
FY22 −€669M
FY23 −€6.3B
FY24 −€896M
FY25 €3.7B

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Cite: Fair Value Calculator (2026). "Vonovia SE Fair Value". https://www.fairvalue-calculator.com/stock/VNA

Peer Group

Real Estate Services · 523 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 58 · Above median
Fair Value upside +92% · Top 25%
Return on equity (TTM) 13% · Top 25%
Return on assets 1% · Below median
Net margin (TTM) 58% · Top 25%
Operating margin (TTM) 43% · Above median
Revenue growth −34% · Bottom 25%
Dividend yield (TTM) 6.5% · Top 25%
Debt / equity 1.40× · Higher than 75% of peers

Valuation Multiples vs Real Estate Services median · lower = cheaper

P/E (TTM) 4.8× · Cheaper than 75% of peers
P/B 0.78× · Pricier than median
P/S (TTM) 3.58× · Pricier than median
P/FCF 16.3× · Pricier than 75% of peers
EV/EBITDA 24.4× · Pricier than 75% of peers
PEG 14.75× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 30
FUTURE0 · sector 11
PAST50 · sector 17
HEALTH30 · sector 84
DIVIDEND100 · sector 63

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate (as of Aug 29, 2026).

Stock Price Fair Value vs Fair Value
CBRE Group CBRE $148.74 $69.47 −53%
Cellnex Telecom, S.A CLNX €27.47 €25.46 −7%
KE Holdings BEKE $17.42 $6.57 −62%
Jones Lang LaSalle Incorporated JLL $378.01 $290.25 −23%
Swire Properties Limited 1972 HK$24.84 HK$5.12 −79%
CoStar Group CSGP $32.22 $4.64 −86%
China Resources Mixc Lifestyle Services Limited 1209 HK$39.84 HK$34.95 −12%
CapitaLand Investment Limited 9CI 2.66 SGD 0.4900 SGD −82%
Plaza S.A MALLPLAZA 4,040 CLP 4,571 CLP +13%
SAGAA SAGAA kr 170.50 kr 75.55 −56%

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Frequently asked questions

Is Vonovia SE (VNA) overvalued or undervalued?
As of Aug 29, 2026, our model estimates a fair value of €36.67 versus a price of €19.15, about +91% upside (undervalued).
What is the fair value of VNA?
Our model-based fair value for Vonovia SE is €36.67 (as of Aug 29, 2026), built from audited fundamentals. The current price: €19.15.
What is the quality score of VNA?
Vonovia SE has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Vonovia SE (VNA)?
Vonovia SE reported trailing-twelve-month revenue of about €5.9B (latest available figure, as of Aug 29, 2026).
What is the net profit margin of VNA?
The net profit margin of Vonovia SE is about 57.9%, meaning it keeps roughly 57.9% of revenue as net income. Based on the latest reported figures.
Does Vonovia SE pay a dividend?
Vonovia SE currently shows a dividend yield of about 6.53% relative to its recent price (as of Aug 29, 2026).
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