Global Payments Inc (GPN) Fair Value & Analysis
Industrials · US · Market cap $22.0B · ISIN US37940X1028
What is Global Payments Inc really worth?
Global Payments Inc
GPN · US
A solid business, but trading 33% above our fair value of $68.98.
Strengths
Risks
For context
Fair value as of: Sep 2, 2026
From 13 valuation models · updated 2 days ago
Share price +4.0% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price sits above even our optimistic bull case ($83.17). The favourable scenario is already priced in.
- Solid but not exceptional quality (61/100) and above fair value, neither a clear bargain nor a standout compounder.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 2, 2026.
How to read this chart
60‑month range $62.23 – $185.89 · fair‑value band $49.90 – $83.17 · the $91.77 price screens above the $68.98 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 2, 2026.
Analysis
Global Payments Inc (GPN) currently trades at $91.77, while our model-based Fair Value estimate is $68.98, implying the stock looks roughly 33.0% overvalued today. The Quality Score stands at 61/100 (solid quality), in the Industrials sector. Bull case: the Economic Profit group reads highest at a median of $68.03 per share, and 3 of the 13 models we run sit above the $91.77 price. Bear case: the Dividend Discount group reads lowest at $14.04, and 10 of the 13 models stay below the price. Evidence for this calculation is medium.
Over the trailing twelve months, Global Payments Inc generated revenue of $8.9B at a net margin of −8.0%. Revenue grew 63.1% year over year. It earns a return on equity of 2.9%. Net debt stands at $13.5B. Fundamentals as of Sep 2, 2026
Our scenario range runs from $49.90 (bear case) to $83.17 (bull case); at $91.77, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 47% above its 52-week low, currently above its 200-day average. For context, the median of 10 Industrials peers we cover trades at −17% fair-value upside, at −25%, GPN screens richer than that median.
Fair Value models
This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $1.16 per share, which is 1.7 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 13 models by family
Widest divergence: Economic Profit ($68.03) versus Dividend Discount ($14.04). Highest evidence: Residual Income (76).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Sep 2, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 62 · Market factors (momentum, volatility) 65
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific.
Full company description
Global Payments Inc. provides payment technology and software solutions for card, check, and digital-based payments in the Americas, Europe, and the Asia-Pacific. It offers authorization, settlement and funding, customer support, chargeback resolution, reconciliation and dispute management, terminal rental, sales and deployment, payment security, and consolidated billing and reporting services. The company also provides an array of enterprise software solutions that streamline business operations of its customers in various vertical markets; and value-added solutions and services, such as point-of-sale software, analytics and customer engagement, payroll and reporting, and human capital management. It markets its products and services through direct sales force, trade associations, agent and enterprise software providers, referral arrangements with value-added resellers, independent sales organizations, payment facilitators, and financial institutions. The company was founded in 1967 and is headquartered in Atlanta, Georgia.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Global Payments Inc reported revenue of $7.7B in FY2025 versus $8.5B in FY2021, a compound −2.5%/yr. Reported net income was $1.4B in FY2025, compounding +9.7%/yr from FY2021.
of which total revenue +13.6 % · buybacks/dilution −6.2 %
Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).
GPN screens 33% overvalued. Compare with Cintas Corporation →
Peer Group
Specialty Business Services · 248 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Specialty Business Services median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 45/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Specialty Business Services stocks, each showing price versus our Fair Value estimate (as of Sep 2, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Cintas Corporation CTAS | $204.15 | $95.19 | −53% |
| RELX PLC RELX | $34.55 | $32.24 | −7% |
| Thomson Reuters Corporation TRI | C$142.85 | C$70.40 | −51% |
| Copart, Inc CPRT | $32.76 | $28.59 | −13% |
| RB Global, Inc RBA | C$119.68 | C$68.30 | −43% |
| Brambles Limited BXB | A$19.47 | A$17.27 | −11% |
| UL Solutions Inc ULS | $74.43 | $33.62 | −55% |
| Wolters Kluwer N.V WKL | €68.88 | €101.27 | +47% |
| Aramark ARMK | $59.08 | $13.18 | −78% |
| Rentokil Initial plc RTO | $23.55 | $19.63 | −17% |
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