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Abacus Global Management, Inc. (ABX) Fair Value & Analysis

Financial Services · US · Market cap $1.1B · ISIN US00258Y1047

What is Abacus Global Management, Inc. really worth?

AG Abacus Global Management, Inc. logo Abacus Global Management, Inc. ABX · US
Price$9.75
Fair Value$2.72
Upside−72.1%
Quality32/100

Below-average quality, and trading another 258% above our fair value of $2.72.

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Strengths

Solidly profitable · 15.6% net margin

Risks

!Expensive Growth (revenue 5y +186.2 %/yr)
!Moderate debt · negative free cash flow
!Trails peers (4/13)
!Moderate moat 62/100
!Evidence only medium, so the estimate is less certain

For context

·2.05% dividend yield
Evidence: Medium Range $2.04 – $3.40

Fair value as of: Aug 20, 2026

From 6 valuation models · updated 16 days ago

Share price −10.2% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case ($3.40). The favourable scenario is already priced in.
  • Weak quality (32/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

$12.10 $4.50 Fair Value $2.72 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 20, 2026.

How to read this chart

60‑month range $4.50 – $12.10 · fair‑value band $2.04 – $3.40 · the $9.75 price screens above the $2.72 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 20, 2026.

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Analysis

Abacus Global Management, Inc. (ABX) currently trades at $9.75, while our model-based Fair Value estimate is $2.72, implying the stock looks roughly 258.4% overvalued today. The Quality Score stands at 32/100 (below-average quality), in the Financial Services sector. Bull case: the Multiples group reads highest at a median of $4.95 per share, and 0 of the 6 models we run sit above the $9.75 price. Bear case: the Dividend Discount group reads lowest at $2.64, and 6 of the 6 models stay below the price. Evidence for this calculation is medium.

Over the trailing twelve months, Abacus Global Management, Inc. generated revenue of $250M at a net margin of 15.6%. Revenue grew 34.6% year over year. It earns a return on equity of 9.1%. Net debt stands at $373M. Fundamentals as of Aug 20, 2026

Our scenario range runs from $2.04 (bear case) to $3.40 (bull case); at $9.75, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 7% below its 52-week high and 118% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −29% fair-value upside, at −72%, ABX screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly $0.1223 per share, which is 4.5 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income best evidence $3.51 $3.73 $4.05 74
Gordon GGM $1.61 $2.90 $3.99 66
DDM Multi-Stage $1.61 $2.64 $3.09 65
All 6 models by family
Dividend Discount
Gordon GGM $1.61 $2.90 $3.99 66
DDM Multi-Stage $1.61 $2.64 $3.09 65
Multiples
P/E Multiple $3.71 $4.95 $6.19 63
P/B Multiple $4.58 $6.11 $7.64 55
Asset-Based
NCAV (Graham) $2.18 $2.92 $4.36 54
Economic Profit
Residual Income best evidence $3.51 $3.73 $4.05 74

Widest divergence: Multiples ($4.95) versus Dividend Discount ($2.64). Highest evidence: Residual Income (74).

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Key figures & financial health

P/E ratio 25.7
P/S ratio 3.98 P/E × margin
EPS (TTM) $0.3800 price ÷ EPS = P/E 25.7
Dividend yield 2.1% payout 52.6%
Net margin 15.5% FY2025
Return on equity 9.1% TTM
More key figures
Profitability
Return on assets (EBIT) 24.9% avg 5y
Operating margin 30.9% TTM
Growth
Revenue (TTM) $250M TTM
Revenue growth (YoY) +34.6% 3y avg +73.9%
EPS growth (YoY) +45.1%
Balance sheet & cash flow
Free cash flow −$26.6M FY2025
Net debt $373M FY2025

Figures from reported company fundamentals · as of Aug 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 32/100

Of which business quality 31 · Market factors (momentum, volatility) 64

Profitability 38
Margins and returns on capital today
Quality Growth 80
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 41
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 55
Calm price path (market factor)
Momentum 64
Price trend over the last 3–12 months (market factor)
52W Momentum 75
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Abacus Global Management, Inc. operates as an alternative asset manager and market maker in the United States, Luxembourg, and internationally. The company operates in three segments: Asset Management, Life Solutions, and Technology Services segments.

Full company description

Abacus Global Management, Inc. operates as an alternative asset manager and market maker in the United States, Luxembourg, and internationally. The company operates in three segments: Asset Management, Life Solutions, and Technology Services segments. The Asset Management segment provides asset management services to investors investing in alternative investment and exchange-traded funds. The Life Solutions segment originates life insurance policy settlements between investors or buyers, and the sellers, who are often the original policy owners. The Technology Services segment provides real-time mortality verification, missing participant verification, and other services specific to the life insurance market services to customers on a contract basis. It sells its products through financial advisors or agents, direct-to-consumer, and traditional life settlements intermediaries. The company was formerly known as Abacus Life, Inc. and changed its name to Abacus Global Management, Inc. in February 2025. Abacus Global Management, Inc. was founded in 2004 and is headquartered in Orlando, Florida.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Abacus Global Management, Inc. reported revenue of $235M in FY2025 versus $22.6M in FY2021, a compound +79.6%/yr. Reported net income was $36.5M in FY2025, compounding +146.0%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.

Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
$235M
Latest YoY
+110.2%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+73.9%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+186.2%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years, adjusted) plus dividend yield: value created per share and year.
+101.0% (98.9 + 2.1)
Revenue +79.6%/yr
FY21 $22.6M
FY22 $44.7M
FY23 $66.4M
FY24 $112M
FY25 $235M
Net income +146.0%/yr
FY21 $997K
FY22 $31.7M
FY23 $9.5M
FY24 −$24.0M
FY25 $36.5M

ABX screens 258% overvalued. Compare with China Life Insurance Company →

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Cite: Fair Value Calculator (2026). "Abacus Global Management, Inc. Fair Value". https://www.fairvalue-calculator.com/stock/ABX

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Insurance - Life · 96 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 33 · Bottom 25%
Fair Value upside −72% · Bottom 25%
Return on equity (TTM) 9% · Below median
Return on assets 7% · Top 25%
Net margin (TTM) 16% · Above median
Operating margin (TTM) 31% · Above median
Revenue growth 35% · Top 25%
Dividend yield (TTM) 2.1% · Below median
Debt / equity 0.69× · Higher than 75% of peers

Valuation Multiples vs Insurance - Life median · lower = cheaper

P/E (TTM) 25.7× · Pricier than 75% of peers
P/B 2.52× · Pricier than 75% of peers
P/S (TTM) 4.21× · Pricier than 75% of peers
EV/EBITDA 11.3× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 18
FUTURE100 · sector 43
PAST37 · sector 43
HEALTH65 · sector 84
DIVIDEND41 · sector 54

VALUE 0: the price sits above our fair-value range.

Insider activity: 42/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Aug 20, 2026).

Stock Price Fair Value vs Fair Value
China Life Insurance Company 601628 ¥37.03 ¥49.98 +35%
Ping An Insurance (Group) Company 601318 ¥55.82 ¥84.72 +52%
AIA Group 1299 HK$73.00 HK$33.57 −54%
Manulife Financial Corporation MFC C$59.80 C$38.80 −35%
Aflac Incorporated AFL $116.52 $74.34 −36%
Great-West Lifeco Inc GWO C$90.25 C$39.53 −56%
MetLife, Inc MET $96.51 $68.27 −29%
Life Insurance Corporation LICI ₹412.15 ₹392.93 −5%
China Pacific Insurance (Group) Co 601601 ¥30.20 ¥57.51 +90%
Samsung Life Insurance Co 032830 301,000 KRW 191,293 KRW −36%

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Frequently asked questions

Is Abacus Global Management, Inc. (ABX) overvalued or undervalued?
As of Aug 20, 2026, our model estimates a fair value of $2.72 versus a price of $9.75, about −72% upside (overvalued).
What is the fair value of ABX?
Our model-based fair value for Abacus Global Management, Inc. is $2.72 (as of Aug 20, 2026), built from audited fundamentals. The current price: $9.75.
What is the quality score of ABX?
Abacus Global Management, Inc. has a Quality Score of 32/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Abacus Global Management, Inc. (ABX)?
Abacus Global Management, Inc. reported trailing-twelve-month revenue of about $250M (latest available figure, as of Aug 20, 2026).
What is the net profit margin of ABX?
The net profit margin of Abacus Global Management, Inc. is about 15.6%, meaning it keeps roughly 15.6% of revenue as net income. Based on the latest reported figures.
Does Abacus Global Management, Inc. pay a dividend?
Abacus Global Management, Inc. currently shows a dividend yield of about 2.05% relative to its recent price (as of Aug 20, 2026).
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