Rasan Information Technology Company (8313) Fair Value & Analysis
Financial Services · SA · Market cap 10.2B SAR
Fair value as of: Aug 13, 2026
From 4 valuation models · updated yesterday
Fair value updated Aug 13, 2026, revised from 63.71 SAR to 26.17 SAR (−58.9%) since Jul 31, 2026. Share price −3.7% over the past month.
A strong business, but screening 80% overvalued on our models.
What matters now
- A high-quality business (quality 81/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
- The price sits above even our optimistic bull case (32.71 SAR). The favourable scenario is already priced in.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (2 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
26‑month range 37.00 SAR – 158.10 SAR · fair‑value band 19.63 SAR – 32.71 SAR · the 130.00 SAR price screens above the 26.17 SAR fair value. Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Rasan Information Technology Company (8313) currently trades at 130.00 SAR, while our model-based Fair Value estimate is 26.17 SAR, implying the stock looks roughly 79.9% overvalued today. The Quality Score stands at 81/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Rasan Information Technology Company generated revenue of 794M SAR at a net margin of 38.4%. Revenue grew 116.6% year over year. It earns a return on equity of 48.0%. The balance sheet holds a net cash position of 735M SAR. Fundamentals as of Aug 13, 2026
Our scenario range runs from 19.63 SAR (bear case) to 32.71 SAR (bull case); at 130.00 SAR, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 19% below its 52-week high and 48% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -41% fair-value upside, at -80%, 8313 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 4 models by family
Widest divergence: Economic Profit (34.76 SAR) versus Asset-Based (6.10 SAR). Highest evidence: P/E Multiple (63).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 80 · Market factors (momentum, volatility) 63
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Rasan Information Technology Company, a financial technology company, provides insurance and financial services in the Kingdom of Saudi Arabia.
Full company description
Rasan Information Technology Company, a financial technology company, provides insurance and financial services in the Kingdom of Saudi Arabia. The company operates Tameeni, an online insurance aggregator; Treza, a technology enabler for banks, insurance companies, and intermediaries; Awal Mazad, an online auto auction platform; R2, a data analytics solution designed for insurance companies to enhance and streamline portfolio performance monitoring, pricing, reserving, and other activities; and R3, a data-driven tool designed for deep portfolio insights, real-time market intelligence, and decision-making for motor leasing companies. It also engages in computer systems and communication equipment software design; analysis and design of programs, databases, applications, and related services; vehicle auction, towing, and storage; electronic publishing; online wholesale; design and customization of program software, interface design, and user experience and application development; and digital finance brokerage activities. In addition, the company is involved in software maintenance and web page design, setting up web page hosting infrastructure, electronic insurance brokerage, online auto auction and leasing insurance, and SMS and website design. Rasan Information Technology Company was incorporated in 2016 and is headquartered in Riyadh, Saudi Arabia.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Rasan Information Technology Company reported revenue of 653M SAR in FY2025 versus 86.9M SAR in FY2021, a compound +65.6%/yr. Reported net income was 247M SAR in FY2025, compounding +62.6%/yr from FY2021.
8313 screens 80% overvalued. Compare with Marsh & McLennan Companies, Inc →
Peer Group
Insurance Brokers · 37 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Insurance Brokers median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Insurance Brokers stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Marsh & McLennan Companies, Inc MRSH | $188.86 | $112.25 | -41% |
| Aon plc AON | $352.36 | $224.91 | -36% |
| Arthur J. Gallagher & Co AJG | $255.46 | $75.58 | -70% |
| Willis Towers Watson Public Limited WTW | $340.29 | $220.92 | -35% |
| Brown & Brown, Inc BRO | $71.06 | $40.43 | -43% |
| Erie Indemnity Company ERIE | $256.64 | $113.32 | -56% |
| PB Fintech Limited POLICYBZR | ₹1,739 | ₹204.86 | -88% |
| Neptune Insurance Holdings NP | $30.77 | $3.52 | -89% |
| Steadfast Group SDF | A$5.27 | A$3.92 | -26% |
| CorVel Corporation CRVL | $62.75 | $39.55 | -37% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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