EN DE

540755 Fair Value & Analysis

Financials · IN · Market cap ₹258B (≈ $2.7B) · ISIN INE481Y01014

What is 540755 really worth?

5 540755 540755 · BSE
Price₹358.70
Fair Value₹696.50
Upside+94.2%
Quality62/100

A solid business, trading 48% below our fair value of ₹696.50.

Strengths

Low debt · generates free cash flow

Risks

!Expensive Growth (revenue 5y +2.9 %/yr)
!Thin margins · 0.0% net margin
!Moderate moat 60/100
Evidence: High Range ₹522.37 – ₹870.63

Fair value as of: Aug 13, 2026

From 4 valuation models · updated 22 days ago

Fair value updated Aug 13, 2026, revised from ₹713.10 to ₹696.50 (−2.3%) since Aug 2, 2026. Share price +0.6% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price is below even our cautious bear case (₹522.37). The market is more pessimistic than our downside scenario.
  • Solid quality (62/100) at a price below fair value, the discount is the argument here, not the business quality.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

₹489.25 ₹99.41 Fair Value ₹696.50 Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹99.41 – ₹489.25 · fair‑value band ₹522.37 – ₹870.63 · the ₹358.70 price screens below the ₹696.50 fair value. Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

540755 (540755) currently trades at ₹358.70, while our model-based Fair Value estimate is ₹696.50, implying the stock looks roughly 48.5% undervalued today. The Quality Score stands at 62/100 (solid quality), in the Financials sector. Bull case: the Multiples group reads highest at a median of ₹1,374 per share, and 4 of the 4 models we run sit above the ₹358.70 price. Bear case: the Asset-Based group reads lowest at ₹657.69, and 0 of the 4 models stay below the price. Evidence for this calculation is high.

Our scenario range runs from ₹522.37 (bear case) to ₹870.63 (bull case); at ₹358.70, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 14% below its 52-week high and 4% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 27% fair-value upside, at 94%, 540755 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income best evidence ₹965.20 ₹1,236 ₹3,141 68
P/E Multiple ₹1,312 ₹1,749 ₹2,187 63
P/B Multiple ₹1,031 ₹1,374 ₹1,718 55
All 4 models by family
Multiples
P/E Multiple ₹1,312 ₹1,749 ₹2,187 63
P/B Multiple ₹1,031 ₹1,374 ₹1,718 55
Asset-Based
NCAV (Graham) ₹490.81 ₹657.69 ₹981.63 54
Economic Profit
Residual Income best evidence ₹965.20 ₹1,236 ₹3,141 68

Widest divergence: Multiples (₹1,374) versus Asset-Based (₹657.69). Highest evidence: Residual Income (68).

Notify me when 540755 reaches fair value

Put 540755 on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

EPS (TTM) ₹−1.53
Net margin 17.9% FY2025
Return on assets (EBIT) 3.7% avg 5y
Free cash flow ₹4.5B FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 59 · Market factors (momentum, volatility) 45

Profitability 45
Margins and returns on capital today
Quality Growth 78
Are margins and returns improving?
Cashflow 36
Earnings quality: real cash, not paper profit
Fin. Strength 73
Balance sheet, leverage, solvency risk
Investment 53
Disciplined investing over empire-building
Low Volatility 83
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 22
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

540755 reported revenue of ₹539B in FY2025 versus ₹469B in FY2021, a compound +3.5%/yr. Reported net income was ₹96.6B in FY2025, compounding +41.9%/yr from FY2021.

Growth Quality 44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
₹539B
Latest YoY
+31.8%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+11.3%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.9%
Avg. revenue growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.4%
Value creation/yr (5Y, in INR) Earnings growth per share (CAGR 5 years, EBIT basis) plus dividend yield: value created per share and year. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+21.2% (21.2 + 0.0)
Revenue +3.5%/yr
FY21 ₹469B
FY22 ₹391B
FY23 ₹372B
FY24 ₹409B
FY25 ₹539B
Net income +41.9%/yr
FY21 ₹23.9B
FY22 ₹69.1B
FY23 ₹66.9B
FY24 ₹74.3B
FY25 ₹96.6B

Watch 540755: get an alert when its fair value changes →

Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "540755 Fair Value". https://www.fairvalue-calculator.com/stock/540755

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Insurance stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Ping An Insurance (Group) Company 82318 HK$48.18 HK$61.00 +27%
American Financial Group AFGE $16.12 $13.69 −15%
500271 500271 ₹1,562 ₹453.95 −71%
NRCP NRCP 1.25 PHP 2.50 PHP +100%
AIA Group 81299 HK$62.10 HK$6.45 −90%
Federal Home Loan Mortgage Corporation FMCKK $13.00 $26.00 +100%
CGABL CGABL $16.15 $10.52 −35%
AIZN AIZN $18.44 $22.31 +21%
Reinsurance Group RZB $25.34 $43.96 +73%
MGRB MGRB $16.13 $23.73 +47%

Compare 540755 with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Extrinsic Value Calculator (Options) Splits an option premium into intrinsic and extrinsic (time) value. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is 540755 overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹696.50 versus a price of ₹358.70, about +94% upside (undervalued).
What is the fair value of 540755?
Our model-based fair value for 540755 is ₹696.50 (as of Aug 13, 2026), built from audited fundamentals. The current price: ₹358.70.
What is the quality score of 540755?
540755 has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of 540755?
The net profit margin of 540755 is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.
Free · no account needed

Continue in the live analysis

Fair value and trend for 35,000+ stocks, watchlist, comparison and the diversification check. You can also try 14 days of Pro there, no card.

Open the live analysis →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.