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500271 Fair Value & Analysis

Financials · IN · Market cap ₹153B (≈ $1.6B) · ISIN INE180A01020

What is 500271 really worth?

5 500271 500271 · BSE
Price₹1,545
Fair Value₹453.95
Upside−70.6%
Quality52/100

A solid business, but trading 240% above our fair value of ₹453.95.

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Strengths

Healthy Growth (revenue 5y +17.6 %/yr)
Low debt

Risks

!Thin margins · 0.0% net margin
!Moderate moat 49/100
Evidence: High Range ₹340.46 – ₹567.44

Fair value as of: Aug 29, 2026

From 6 valuation models · updated 6 days ago

Fair value updated Aug 29, 2026, revised from ₹442.79 to ₹453.95 (+2.5%) since Aug 13, 2026. Share price +3.1% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (₹567.44). The favourable scenario is already priced in.
  • Solid but not exceptional quality (52/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

₹1,870 ₹608.30 Fair Value ₹453.95 Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 29, 2026.

How to read this chart

60‑month range ₹608.30 – ₹1,870 · fair‑value band ₹340.46 – ₹567.44 · the ₹1,545 price screens above the ₹453.95 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 29, 2026.

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Analysis

500271 (500271) currently trades at ₹1,545, while our model-based Fair Value estimate is ₹453.95, implying the stock looks roughly 240.3% overvalued today. The Quality Score stands at 52/100 (solid quality), in the Financials sector. Bull case: the Economic Profit group reads highest at a median of ₹442.73 per share, and 0 of the 6 models we run sit above the ₹1,545 price. Bear case: the Dividend Discount group reads lowest at ₹321.44, and 6 of the 6 models stay below the price. Evidence for this calculation is high.

The stock trades on a trailing P/E of 105.7 (as of Aug 2, 2026). Fundamentals as of Aug 29, 2026

Our scenario range runs from ₹340.46 (bear case) to ₹567.44 (bull case); at ₹1,545, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 18% below its 52-week high and 10% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 47% fair-value upside, at −71%, 500271 screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 12 months have passed since. In that time the company retained roughly ₹5.37 per share, which is 1.2 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income best evidence ₹424.99 ₹442.73 ₹455.49 76
Gordon GGM ₹183.34 ₹381.20 ₹604.73 66
DDM Multi-Stage ₹183.34 ₹321.44 ₹400.08 66
All 6 models by family
Dividend Discount
Gordon GGM ₹183.34 ₹381.20 ₹604.73 66
DDM Multi-Stage ₹183.34 ₹321.44 ₹400.08 66
Multiples
P/E Multiple ₹322.02 ₹429.36 ₹536.71 63
P/B Multiple ₹421.11 ₹561.48 ₹701.85 55
Asset-Based
NCAV (Graham) ₹266.19 ₹356.69 ₹532.37 54
Economic Profit
Residual Income best evidence ₹424.99 ₹442.73 ₹455.49 76

Widest divergence: Economic Profit (₹442.73) versus Dividend Discount (₹321.44). Highest evidence: Residual Income (76).

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Key figures & financial health

P/E ratio 105.7 as of Aug 2, 2026
P/S ratio 0.72 P/E × margin
EPS (TTM) ₹5.37 price ÷ EPS = P/E 105.7
Net margin 0.7% FY2025
Return on assets (EBIT) −0.4% avg 5y

Figures from reported company fundamentals · as of Aug 29, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 52/100

Of which business quality 46 · Market factors (momentum, volatility) 42

Profitability 17
Margins and returns on capital today
Quality Growth 49
Are margins and returns improving?
Cashflow 88
Earnings quality: real cash, not paper profit
Fin. Strength 2
Balance sheet, leverage, solvency risk
Investment 54
Disciplined investing over empire-building
Low Volatility 76
Calm price path (market factor)
Momentum 28
Price trend over the last 3–12 months (market factor)
52W Momentum 28
Distance to the 52-week high (market factor)
Net Issuance 84
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

500271 reported revenue of ₹478B in FY2025 versus ₹312B in FY2021, a compound +11.3%/yr. Reported net income was ₹3.3B in FY2025, compounding −6.3%/yr from FY2021.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
₹478B
Latest YoY
+21.9%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+15.3%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+17.6%
Avg. revenue growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.7%
Value creation/yr (5Y, in INR) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−0.4% (−0.4 + 0.0)
Revenue +11.3%/yr
FY21 ₹312B
FY22 ₹311B
FY23 ₹313B
FY24 ₹392B
FY25 ₹478B
Net income −6.3%/yr
FY21 ₹4.3B
FY22 ₹2.5B
FY23 ₹3.8B
FY24 ₹3.4B
FY25 ₹3.3B

500271 screens 240% overvalued. Compare with Ping An Insurance (Group) Company →

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Cite: Fair Value Calculator (2026). "500271 Fair Value". https://www.fairvalue-calculator.com/stock/500271

Peer Group

Financials · 3318 stocks

How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Insurance” was too small, so the broader sector is used.)

Quality Score 49 · Below median
Fair Value upside −72% · Bottom 25%
Return on assets 0% · Bottom 25%
Net margin (TTM) 0% · Bottom 25%
Operating margin (TTM) 0% · Bottom 25%
Revenue growth 0% · Below median
Debt / equity 0.19× · Lower than median

Valuation Multiples vs Financials median · lower = cheaper

P/E (TTM) 105.7× · Pricier than 75% of peers

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Insurance stocks, each showing price versus our Fair Value estimate (as of Aug 29, 2026).

Stock Price Fair Value vs Fair Value
Ping An Insurance (Group) Company 82318 HK$48.18 HK$61.00 +27%
American Financial Group AFGE $16.12 $13.69 −15%
540755 540755 ₹348.25 ₹696.50 +100%
NRCP NRCP 1.25 PHP 2.50 PHP +100%
AIA Group 81299 HK$62.10 HK$6.45 −90%
Federal Home Loan Mortgage Corporation FMCKK $13.00 $26.00 +100%
CGABL CGABL $16.15 $10.52 −35%
AIZN AIZN $18.44 $22.31 +21%
Reinsurance Group RZB $25.34 $43.96 +73%
MGRB MGRB $16.13 $23.73 +47%

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Frequently asked questions

Is 500271 overvalued or undervalued?
As of Aug 29, 2026, our model estimates a fair value of ₹453.95 versus a price of ₹1,545, about −71% upside (overvalued).
What is the fair value of 500271?
Our model-based fair value for 500271 is ₹453.95 (as of Aug 29, 2026), built from audited fundamentals. The current price: ₹1,545.
What is the quality score of 500271?
500271 has a Quality Score of 52/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of 500271?
The net profit margin of 500271 is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.
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