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Saudi Aramco (2222) Fair Value & Analysis

Energy · SA · Market cap 6.3T SAR (≈ $1.7T) · ISIN SA14TG012N13

What is Saudi Aramco really worth?

SA Saudi Aramco 2222 · SR
Price25.96 SAR
Fair Value20.14 SAR
Upside−22.4%
Quality74/100

A solid business, but trading 29% above our fair value of 20.14 SAR.

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Strengths

Highly profitable · 21.8% net margin
Low debt · generates free cash flow
Ranks above peers (11/15)
Wide moat 93/100

Risks

!Weak Growth (revenue 5y +14.2 %/yr)
!Weak on valuation: 3 out of 100

For context

·5.17% dividend yield
Evidence: High Range 14.17 SAR – 25.18 SAR

Fair value as of: Aug 30, 2026

From 25 valuation models · updated 6 days ago

Share price −3.5% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • A high-quality business (quality 74/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
  • The price sits above even our optimistic bull case (25.18 SAR). The favourable scenario is already priced in.

Price vs Fair Value (5 years)

31.14 SAR 22.26 SAR Fair Value 20.14 SAR May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 30, 2026.

How to read this chart

60‑month range 22.26 SAR – 31.14 SAR · fair‑value band 14.17 SAR – 25.18 SAR · the 25.96 SAR price screens above the 20.14 SAR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 30, 2026.

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Analysis

Saudi Aramco (2222) currently trades at 25.96 SAR, while our model-based Fair Value estimate is 20.14 SAR, implying the stock looks roughly 28.9% overvalued today. The Quality Score stands at 74/100 (solid quality), in the Energy sector. Bull case: the DCF Models group reads highest at a median of 19.67 SAR per share, and 1 of the 25 models we run sit above the 25.96 SAR price. Bear case: the Asset-Based group reads lowest at 4.13 SAR, and 24 of the 25 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Saudi Aramco generated revenue of 1.7T SAR at a net margin of 21.8%. Revenue grew 8.8% year over year. It earns a return on equity of 21.9%. Net debt stands at 121B SAR. Fundamentals as of Aug 30, 2026

Our scenario range runs from 14.17 SAR (bear case) to 25.18 SAR (bull case); at 25.96 SAR, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 6% below its 52-week high and 17% above its 52-week low, currently above its 200-day average. For context, the median of 10 Energy peers we cover trades at −17% fair-value upside, at −22%, 2222 screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly 0.1347 SAR per share, which is 0.7 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF best evidence 14.56 SAR 20.94 SAR 30.32 SAR 78
Growth DCF 15.09 SAR 21.18 SAR 29.81 SAR 76
Owner Earnings 11.59 SAR 16.66 SAR 24.11 SAR 74
All 25 models by family
DCF Models
FCF DCF best evidence 14.56 SAR 20.94 SAR 30.32 SAR 78
Owner Earnings 11.59 SAR 16.66 SAR 24.11 SAR 74
5Y Revenue Exit 8.74 SAR 11.76 SAR 15.34 SAR 71
5Y EBITDA Exit 13.97 SAR 20.92 SAR 28.55 SAR 73
5Y P/E Exit 13.75 SAR 20.54 SAR 27.16 SAR 69
10Y Revenue Exit 10.56 SAR 13.65 SAR 17.20 SAR 66
10Y EBITDA Exit 14.06 SAR 19.93 SAR 26.91 SAR 67
10Y P/E Exit 13.92 SAR 19.67 SAR 25.89 SAR 62
Earnings-Based
Graham-Dodd 9.78 SAR 20.65 SAR 26.17 SAR 64
PEG = 1.0 3.11 SAR 4.45 SAR 5.78 SAR 55
EPV 16.13 SAR 18.95 SAR 21.45 SAR 74
Dividend Discount
Gordon GGM 12.74 SAR 19.76 SAR 27.65 SAR 66
DDM Multi-Stage 12.74 SAR 18.56 SAR 25.50 SAR 64
Multiples
P/E Multiple 15.11 SAR 20.14 SAR 25.18 SAR 63
P/S Multiple 6.22 SAR 8.29 SAR 10.36 SAR 58
P/B Multiple 8.33 SAR 11.10 SAR 13.88 SAR 55
EV/EBIT 23.07 SAR 30.70 SAR 38.34 SAR 66
EV/EBITDA 15.64 SAR 20.81 SAR 25.98 SAR 67
EV/Revenue 5.95 SAR 8.44 SAR 10.92 SAR 54
Asset-Based
NCAV (Graham) 3.08 SAR 4.13 SAR 6.17 SAR 54
Growth DCF
Growth DCF 15.09 SAR 21.18 SAR 29.81 SAR 76
Rev-Margin DCF 8.74 SAR 12.01 SAR 15.51 SAR 71
Economic Profit
Residual Income 8.96 SAR 10.71 SAR 28.65 SAR 65
ROIC Compounder 16.67 SAR 20.32 SAR 24.12 SAR 70
Growth Earnings
Growth-Adj P/E 11.41 SAR 16.30 SAR 21.20 SAR 65

Widest divergence: DCF Models (19.67 SAR) versus Asset-Based (4.13 SAR). Highest evidence: FCF DCF (78).

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Key figures & financial health

P/E ratio 16.9
P/S ratio 3.51 P/E × margin
EPS (TTM) 1.54 SAR price ÷ EPS = P/E 16.9
Dividend yield 5.2% payout 87.1%
Net margin 20.8% FY2025
Return on equity 21.9% TTM
More key figures
Profitability
Return on assets (EBIT) 35.6% avg 5y
Operating margin 47.7% TTM
Growth
Revenue (TTM) 1.7T SAR TTM
Revenue growth (YoY) +8.8% 3y avg −9.7%
EPS growth (YoY) +25.0%
Balance sheet & cash flow
Free cash flow 317B SAR FY2025
Net debt 121B SAR FY2025 · ≈ 0.4 yrs of FCF

Figures from reported company fundamentals · as of Aug 30, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 74/100

Of which business quality 70 · Market factors (momentum, volatility) 65

Profitability 70
Margins and returns on capital today
Quality Growth 26
Are margins and returns improving?
Cashflow 72
Earnings quality: real cash, not paper profit
Fin. Strength 82
Balance sheet, leverage, solvency risk
Investment 80
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 47
Price trend over the last 3–12 months (market factor)
52W Momentum 59
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Saudi Arabian Oil Company operates as an integrated energy and chemical company in the Kingdom of Saudi Arabia and internationally. The company operates through two segments, Upstream and Downstream. The Upstream segment explores, develops, produces, and sells crude oil, condensate, natural gas, and natural gas liquids (NGLs).

Full company description

Saudi Arabian Oil Company operates as an integrated energy and chemical company in the Kingdom of Saudi Arabia and internationally. The company operates through two segments, Upstream and Downstream. The Upstream segment explores, develops, produces, and sells crude oil, condensate, natural gas, and natural gas liquids (NGLs). The Downstream segment produces various chemicals, such as aromatics, olefins, and polyolefins; polyols, isocyanates, and synthetic rubber; methanol, MTBE, glycols, linear alpha olefins, polyethylene, polypropylene, polyethylene terephthalate, polyvinyl chloride, polystyrene, polycarbonate, and engineering thermoplastics and their blends; and lubricants and base oils, as well as engages in the refining and petrochemicals, retail operations, distribution, supply and trading, and power generation. It also markets and distributes hydrocarbons, petroleum products; and trades crude oil, refined petroleum, and liquid chemical products. In addition, the company develops, manufactures, and markets high-performance rubber; and provides crude oil storage, investment, consulting, information technology, personnel and other support, agri-nutrients, purchasing, engineering, benefits administration, oil field, insurance, pipeline transport, vendor sourcing, marketing and sales support, financing, support, and marine management and transportation services. Further, it engages in aircraft operations and leasing; aviation; sports club; retail fuel marketing and operations; investment management of post-employment benefit plans; wholesale fuel operations; importing and exporting refined products and crude oil; and real estate holdings. Additionally, the company engages in prospecting, exploring, drilling, processing, manufacturing, refining, extracting, and marketing hydrocarbon substances. The company was founded in 1933 and is headquartered in Dhahran, the Kingdom of Saudi Arabia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Saudi Aramco reported revenue of 1.7T SAR in FY2025 versus 1.5T SAR in FY2021, a compound +2.7%/yr. Reported net income was 348B SAR in FY2025, compounding −3.1%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
1.7T SAR
Latest YoY
−7.2%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−9.7%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.2%
Avg. revenue growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+14.2%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+6.2% (1.0 + 5.2)
Revenue +2.7%/yr
FY21 1.5T SAR
FY22 2.3T SAR
FY23 1.9T SAR
FY24 1.8T SAR
FY25 1.7T SAR
Net income −3.1%/yr
FY21 395B SAR
FY22 597B SAR
FY23 453B SAR
FY24 394B SAR
FY25 348B SAR

2222 screens 29% overvalued. Compare with Exxon Mobil Corporation →

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Cite: Fair Value Calculator (2026). "Saudi Aramco Fair Value". https://www.fairvalue-calculator.com/stock/2222

Peer Group

Oil & Gas Integrated · 53 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 74 · Top 25%
Fair Value upside −22% · Below median
Return on equity (TTM) 22% · Top 25%
Return on assets 19% · Top 25%
Net margin (TTM) 22% · Top 25%
Operating margin (TTM) 48% · Top 25%
Revenue growth 9% · Top 25%
Dividend yield (TTM) 5.2% · Above median
Debt / equity 0.14× · Lower than median

Valuation Multiples vs Oil & Gas Integrated median · lower = cheaper

P/E (TTM) 16.9× · Pricier than median
P/B 1.13× · Cheaper than median
P/S (TTM) 0.99× · Pricier than median
P/FCF 5.3× · Cheaper than median
EV/EBITDA 1.9× · Cheaper than 75% of peers
PEG 4.27× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE3 · sector 5
FUTURE44 · sector 12
PAST88 · sector 43
HEALTH93 · sector 86
DIVIDEND100 · sector 74

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Oil & gas

Similar stocks

10 more Oil & Gas Integrated stocks, each showing price versus our Fair Value estimate (as of Aug 30, 2026).

Stock Price Fair Value vs Fair Value
Exxon Mobil Corporation XOM $156.44 $88.98 −43%
Chevron Corporation CVX $201.86 $90.66 −55%
PetroChina Company 601857 ¥11.23 ¥15.47 +38%
Shell plc SHELL €40.28 €39.46 −2%
TotalEnergies SE TOTB €75.55 €69.02 −9%
Petróleo Brasileiro S.A XPBRA €7.11 €2.03 −71%
China Petroleum & Chemical Corporation 600028 ¥5.52 ¥4.59 −17%
Equinor ASA EQNR kr 395.90 kr 338.01 −15%
Suncor Energy Inc SU C$94.21 C$59.11 −37%
Eni S.p.A E $55.12 $32.53 −41%

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Frequently asked questions

Is Saudi Aramco (2222) overvalued or undervalued?
As of Aug 30, 2026, our model estimates a fair value of 20.14 SAR versus a price of 25.96 SAR, about −22% upside (overvalued).
What is the fair value of 2222?
Our model-based fair value for Saudi Aramco is 20.14 SAR (as of Aug 30, 2026), built from audited fundamentals. The current price: 25.96 SAR.
What is the quality score of 2222?
Saudi Aramco has a Quality Score of 74/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Saudi Aramco (2222)?
Saudi Aramco reported trailing-twelve-month revenue of about 1.7T SAR (latest available figure, as of Aug 30, 2026).
What is the net profit margin of 2222?
The net profit margin of Saudi Aramco is about 21.8%, meaning it keeps roughly 21.8% of revenue as net income. Based on the latest reported figures.
Does Saudi Aramco pay a dividend?
Saudi Aramco currently shows a dividend yield of about 5.17% relative to its recent price (as of Aug 30, 2026).
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