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STOCK COMPARISON

Rategain Travel Technologies vs SAP: Fair Value & Quality

Both stocks run through our valuation models. Here is how Rategain Travel Technologies (RATEGAIN) and SAP (SAP) compare, as of Aug 14, 2026.

As of Aug 14, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: Rategain Travel Technologies trades at ₹943 versus a fair value of ₹448 (-53%), while SAP trades at €180 versus €170 (-6%).
Rategain Travel Technologies
RATEGAIN.NSE · INR · Information Technology
-53%
upside to fair value
overvalued
Price₹943
Fair Value₹448
Quality54/100
SAP
SAP.XETRA · EUR · Information Technology
-6%
upside to fair value
fairly valued
Price€180
Fair Value€170
Quality81/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Rategain Travel TechnologiesSAP
Valuation
57.4×P/E (TTM)22.1×
6.14×P/S (TTM)4.99×
5.58×P/B4.16×
34.7×EV/EBITDA15.7×
PEG1.37×
Dividend yield1.8%
Dividend per share€2.50
Profitability
11%Net margin20%
16%Operating margin30%
11%Return on equity16%
6%Return on assets9%
Growth
175%Revenue growth (YoY)6%
47.8%Avg. growth/yr (3Y)6.0%
48.7%Avg. growth/yr (5Y)6.1%
Balance & size
0.34×Debt / equity0.09×
$1BMarket cap$186B
healthyGrowth qualityhealthy

SAP leads: 3 to 9 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Rategain Travel Technologiesof which business quality 56 · market factors 86 SAPof which business quality 78 · market factors 42
ProfitabilityMargins and returns on capital today
45
62
Quality GrowthAre margins and returns improving?
38
76
CashflowEarnings quality: real cash, not paper profit
65
80
Fin. StrengthBalance sheet, leverage, solvency risk
76
79
InvestmentDisciplined investing over empire-building
33
94
Low VolatilityCalm price path (market factor)
55
61
MomentumPrice trend over the last 3–12 months (market factor)
100
39
52W MomentumDistance to the 52-week high (market factor)
98
23
Net IssuanceBuybacks instead of dilution
65
84

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Rategain Travel Technologies

DCF Models₹699
Earnings-Based₹575
Multiples₹370
Asset-Based₹114
Growth DCF₹507
Economic Profit₹154
Growth Earnings₹830

24 of 24 models see the stock below the current price.

SAP

DCF Models€149
Earnings-Based€60.32
Dividend Discount€41.03
Multiples€147
Asset-Based€25.68
Growth DCF€131
Economic Profit€69.81
Growth Earnings€156

22 of 26 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Rategain Travel Technologies
Bear ₹253Fair Value ₹448Bull ₹575
₹943 = current price (white tick)
SAP
Bear €104Fair Value €170Bull €220
€180 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Rategain Travel Technologies · Information Technology

Quality score54 · below median
Fair value upside-53% · below median

SAP · Information Technology

Quality score81 · Top 25%
Fair value upside-6% · above median

Bottom line

As of Aug 14, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: Rategain Travel Technologies trades at ₹943 versus a fair value of ₹448 (-53%), while SAP trades at €180 versus €170 (-6%).

SAP has the higher quality score (81/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.