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Vontobel Holding (VONN) Fair Value & Analysis

Financial Services · CH · Market cap CHF 4.4B · ISIN CH0012335540

What is Vontobel Holding really worth?

VH Vontobel Holding VONN · SW
PriceCHF 90.40
Fair ValueCHF 28.75
Upside−68.2%
Quality59/100

A solid business, but trading 214% above our fair value of CHF 28.75.

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Strengths

Solidly profitable · 19.6% net margin
Low debt · generates free cash flow

Risks

!Weak Growth (revenue 5y −1.0 %/yr)
!Mixed vs. peers (6/15)
!Moderate moat 63/100

For context

·3.32% dividend yield
Evidence: High Range CHF 21.56 – CHF 35.94

Fair value as of: Sep 2, 2026

From 2 valuation models · updated 2 days ago

Share price +5.2% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (CHF 35.94). The favourable scenario is already priced in.
  • Solid but not exceptional quality (59/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

CHF 94.20 CHF 41.29 Fair Value CHF 28.75 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 2, 2026.

How to read this chart

60‑month range CHF 41.29 – CHF 94.20 · fair‑value band CHF 21.56 – CHF 35.94 · the CHF 90.40 price screens above the CHF 28.75 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 2, 2026.

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Analysis

Vontobel Holding (VONN) currently trades at CHF 90.40, while our model-based Fair Value estimate is CHF 28.75, implying the stock looks roughly 214.5% overvalued today. The Quality Score stands at 59/100 (solid quality), in the Financial Services sector. How firm this estimate is: it rests on 25 models at a data quality of 95/100, which puts the evidence level at high.

Over the trailing twelve months, Vontobel Holding generated revenue of CHF 1.4B at a net margin of 19.6%. Revenue grew 6.8% year over year. It earns a return on equity of 11.9%. Net debt stands at CHF 16.2B. Fundamentals as of Sep 2, 2026

Our scenario range runs from CHF 21.56 (bear case) to CHF 35.94 (bull case); at CHF 90.40, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 62% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −68%, VONN screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly CHF 1.29 per share, which is 4.5 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple CHF 28.35 CHF 37.80 CHF 47.25 55
NCAV (Graham) CHF 22.23 CHF 29.79 CHF 44.47 54
All 2 models by family
Multiples
P/B Multiple CHF 28.35 CHF 37.80 CHF 47.25 55
Asset-Based
NCAV (Graham) CHF 22.23 CHF 29.79 CHF 44.47 54

Widest divergence: Multiples (CHF 37.80) versus Asset-Based (CHF 29.79). Highest evidence: P/B Multiple (55).

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Key figures & financial health

P/E ratio 18.4
P/S ratio 3.36 P/E × margin
EPS (TTM) CHF 4.90 price ÷ EPS = P/E 18.4
Dividend yield 3.3% payout 61.2%
Net margin 18.2% FY2025
Return on equity 11.9% TTM
More key figures
Profitability
Return on assets (EBIT) 1.1% avg 5y
Operating margin 29.3% TTM
Growth
Revenue (TTM) CHF 1.4B TTM
Revenue growth (YoY) +6.8% 3y avg −2.7%
EPS growth (YoY) +21.0%
Balance sheet & cash flow
Free cash flow CHF 1.4B FY2025
Net debt CHF 16.2B FY2025 · ≈ 11.4 yrs of FCF

Figures from reported company fundamentals · as of Sep 2, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 59/100

Of which business quality 62 · Market factors (momentum, volatility) 92

Profitability 31
Margins and returns on capital today
Quality Growth 33
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 53
Balance sheet, leverage, solvency risk
Investment 77
Disciplined investing over empire-building
Low Volatility 94
Calm price path (market factor)
Momentum 87
Price trend over the last 3–12 months (market factor)
52W Momentum 98
Distance to the 52-week high (market factor)
Net Issuance 81
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Vontobel Holding AG, together with its subsidiaries, provides various financial services to private and institutional clients in Switzerland and internationally. The company offers fixed advances, current account overdrafts, guarantees, and margin requirements for derivative transactions.

Full company description

Vontobel Holding AG, together with its subsidiaries, provides various financial services to private and institutional clients in Switzerland and internationally. The company offers fixed advances, current account overdrafts, guarantees, and margin requirements for derivative transactions. It also offers private equity and credit, and venture capital; investment solutions for equities, fixed income, quantitative, multi asset, and private markets; and structured solutions. In addition, the company provides real estate financing and lombard loans; our structured products, including investment products, and thematic investments; leverage products, such as constant leverage certificates, mini futures, warrants, warrants with knock-out, and warrants with knock-out open-end; and thematic investments, comprising strategic and tracker certificates. Further, it offers barrier reverse convertibles, barrier reverse convertibles with conditional coupon, bonus certificates, bonus certificates with cap, callable barrier reverse convertibles, callable reverse convertibles, capital protection notes, capped capital protection notes, credit linked notes, discount certificates, discount certificates with barrier, multi barrier reverse convertibles, multi barrier reverse convertibles with conditional coupon, multi bonus certificates, multi bonus certificates with cap, multi callable barrier reverse convertibles, multi callable reverse convertibles, multi reverse convertibles, multi reverse convertibles with conditional coupon, outperformance certificates, outperformance certificates with cap, and reverse convertibles. Vontobel Holding AG was founded in 1924 and is headquartered in Zurich, Switzerland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Vontobel Holding reported revenue of CHF 1.5B in FY2025 versus CHF 1.9B in FY2021, a compound −5.8%/yr. Reported net income was CHF 280M in FY2025, compounding −7.0%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
CHF 1.5B
Latest YoY
+8.2%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−2.7%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−1.0%
Avg. revenue growth/yr (23Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+5.6%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+5.5% (2.2 + 3.3)
Revenue −5.8%/yr
FY21 CHF 1.9B
FY22 CHF 1.7B
FY23 CHF 1.3B
FY24 CHF 1.4B
FY25 CHF 1.5B
Net income −7.0%/yr
FY21 CHF 374M
FY22 CHF 230M
FY23 CHF 215M
FY24 CHF 266M
FY25 CHF 280M
Character of growth · EPS growth decomposed (2014-2025) +3.5 % p.a.
Revenue per share +4.5 %

of which total revenue +4.3 % · buybacks/dilution +0.2 %

EBIT margin −0.6 %
Tax rate −0.4 %
Residual (interest, one-offs) +0.0 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

VONN screens 214% overvalued. Compare with Blackstone Inc →

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Cite: Fair Value Calculator (2026). "Vontobel Holding Fair Value". https://www.fairvalue-calculator.com/stock/VONN

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Asset Management · 697 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 64 · Above median
Fair Value upside −68% · Bottom 25%
Return on equity (TTM) 12% · Above median
Return on assets 1% · Below median
Net margin (TTM) 20% · Above median
Operating margin (TTM) 29% · Below median
Revenue growth 7% · Above median
Dividend yield (TTM) 3.3% · Below median
Debt / equity 0.21× · Higher than median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 18.4× · Pricier than median
P/B 2.21× · Pricier than 75% of peers
P/S (TTM) 3.84× · Pricier than median
P/FCF 3.9× · Cheaper than median
EV/EBITDA 1.1× · Cheaper than 75% of peers
PEG 3.71× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 40
FUTURE34 · sector 14
PAST48 · sector 24
HEALTH89 · sector 95
DIVIDEND66 · sector 81

VALUE 0: the price sits above our fair-value range.

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Sep 2, 2026).

Stock Price Fair Value vs Fair Value
Blackstone Inc BX $142.39 $52.88 −63%
Investor AB INVEB kr 417.20 kr 824.66 +98%
Brookfield Corporation BN C$55.74 C$10.67 −81%
KKR & Co KKR $108.68 $19.97 −82%
Apollo Global Management, Inc APO $135.04 $101.04 −25%
State Street Corporation STT $193.33 $138.33 −28%
Ameriprise Financial, Inc AMP $559.32 $515.24 −8%
Ares Management Corporation ARES $143.10 $30.88 −78%
Northern Trust Corporation NTRS $186.79 $122.02 −35%
Raymond James Financial, Inc RJF $181.10 $142.42 −21%

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Frequently asked questions

Is Vontobel Holding (VONN) overvalued or undervalued?
As of Sep 2, 2026, our model estimates a fair value of CHF 28.75 versus a price of CHF 90.40, about −68% upside (overvalued).
What is the fair value of VONN?
Our model-based fair value for Vontobel Holding is CHF 28.75 (as of Sep 2, 2026), built from audited fundamentals. The current price: CHF 90.40.
What is the quality score of VONN?
Vontobel Holding has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Vontobel Holding (VONN)?
Vontobel Holding reported trailing-twelve-month revenue of about CHF 1.4B (latest available figure, as of Sep 2, 2026).
What is the net profit margin of VONN?
The net profit margin of Vontobel Holding is about 19.6%, meaning it keeps roughly 19.6% of revenue as net income. Based on the latest reported figures.
Does Vontobel Holding pay a dividend?
Vontobel Holding currently shows a dividend yield of about 3.32% relative to its recent price (as of Sep 2, 2026).
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