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AB Industrivärden (INDU-C) Fair Value & Analysis

Financial Services · SE · Market cap 224B SEK

AI AB Industrivärden INDU-C · ST
Pricekr 525.00
Fair Valuekr 1,078
Upside+105.3%
Quality67/100
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Mixed Growth
Highly profitable · 99.3% net margin
Low debt · generates free cash flow
1.67% dividend yield
Ranks above peers (11/15)
Wide moat 94/100
Evidence: High Range kr 653.12 – kr 1,933 Share as image

Fair value as of: Aug 13, 2026

From 11 valuation models · updated today

Fair value updated Aug 13, 2026, revised from kr 1,038 to kr 1,078 (+3.8%) since Jul 18, 2026. Share price −1.4% over the past month.

A solid business, screening 105% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (kr 653.12). The market is more pessimistic than our downside scenario.
  • The model range is unusually wide (kr 653.12 to kr 1,933). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid quality (67/100) at a price below fair value, the discount is the argument here, not the business quality.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

kr 562.20 kr 198.83 Fair Value kr 1,078 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range kr 198.83 – kr 562.20 · fair‑value band kr 653.12 – kr 1,933 · the kr 525.00 price screens below the kr 1,078 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

AB Industrivärden (INDU-C) currently trades at kr 525.00, while our model-based Fair Value estimate is kr 1,078, implying the stock looks roughly 105.3% undervalued today. The Quality Score stands at 67/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, AB Industrivärden generated revenue of 40.4B SEK at a net margin of 99.1%. Revenue grew 59.3% year over year. It earns a return on equity of 21.6%. Net debt stands at 5.9B SEK. Fundamentals as of Aug 13, 2026

Our scenario range runs from kr 653.12 (bear case) to kr 1,933 (bull case); at kr 525.00, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 60% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -60% fair-value upside, at 105%, INDU-C screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF kr 253.47 kr 391.63 kr 600.63 80
Residual Income kr 557.27 kr 734.21 kr 2,768 76
Rev-Margin DCF kr 143.54 kr 215.06 kr 298.78 74
All 11 models by family
DCF Models
Owner Earnings kr 721.70 kr 1,164 kr 1,876 31
5Y P/E Exit kr 845.54 kr 1,532 kr 2,261 38
10Y P/E Exit kr 636.19 kr 1,186 kr 1,880 35
Earnings-Based
Graham-Dodd kr 557.37 kr 1,770 kr 2,358 54
Lynch FV kr 389.58 kr 556.55 kr 723.51 50
Multiples
P/E Multiple kr 1,291 kr 1,721 kr 2,152 63
P/B Multiple kr 1,045 kr 1,393 kr 1,742 55
Asset-Based
NCAV (Graham) kr 221.14 kr 296.32 kr 442.27 50
Growth DCF
Growth DCF kr 253.47 kr 391.63 kr 600.63 80
Rev-Margin DCF kr 143.54 kr 215.06 kr 298.78 74
Economic Profit
Residual Income kr 557.27 kr 734.21 kr 2,768 76

Widest divergence: Multiples (kr 1,393) versus Growth DCF (kr 215.06). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 40.4B SEK
Revenue growth (YoY) +59.3%
Net margin 99.1%
Return on equity 21.6%
Free cash flow 9.2B SEK FY2025
P/E ratio 5.4 as of Jun 8, 2026
More key figures
Operating margin 99.7%
EPS (TTM) kr 92.80
Dividend yield 1.8%
EPS growth (YoY) +60.2%
Net debt 5.9B SEK FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 67/100

Of which business quality 63 · Market factors (momentum, volatility) 75

Profitability 60
Margins and returns on capital today
Quality Growth 85
Are margins and returns improving?
Cashflow 47
Earnings quality: real cash, not paper profit
Fin. Strength 80
Balance sheet, leverage, solvency risk
Investment 19
Disciplined investing over empire-building
Low Volatility 78
Calm price path (market factor)
Momentum 65
Price trend over the last 3–12 months (market factor)
52W Momentum 88
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

AB Industrivärden is a publicly owned investment manager. The firm invests in the public equity markets of Nordic region. It employs fundamental analysis, with a focus on factors like long term return potential, proven business model, balance between risk and return, and attractive valuation to create its portfolio.

Full company description

AB Industrivärden is a publicly owned investment manager. The firm invests in the public equity markets of Nordic region. It employs fundamental analysis, with a focus on factors like long term return potential, proven business model, balance between risk and return, and attractive valuation to create its portfolio. AB Industrivärden was founded in 1944 and is based in Stockholm, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AB Industrivärden reported revenue of kr 35.7B in FY2025 versus kr 26.7B in FY2021, a compound +7.5%/yr. Reported net income was kr 35.4B in FY2025, compounding +7.4%/yr from FY2021.

Growth Quality 69/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
35.7B SEK
Latest YoY
+176.3%
Avg. growth/yr (23Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.0%
Revenue +7.5%/yr
FY21 kr 26.7B
FY22 −kr 14.0B
FY23 kr 30.4B
FY24 kr 12.9B
FY25 kr 35.7B
Net income +7.4%/yr
FY21 kr 26.6B
FY22 −kr 14.0B
FY23 kr 30.2B
FY24 kr 12.7B
FY25 kr 35.4B
Character of growth · EPS growth decomposed (2014-2025) +14.5 % p.a.
Revenue per share +14.0 pp

of which total revenue +13.2 pp · buybacks/dilution +0.9 pp

EBIT margin +0.5 pp
Tax rate +6.8 pp
Residual (interest, one-offs) −6.8 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "AB Industrivärden Fair Value". https://www.fairvalue-calculator.com/stock/INDU-C

Peer Group

Asset Management · 690 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 67 · Top 25%
Fair Value upside +105% · Top 25%
Return on equity (TTM) 32% · Top 25%
Return on assets 20% · Top 25%
Net margin (TTM) 99% · Top 25%
Operating margin (TTM) 100% · Top 25%
Revenue growth 1198% · Top 25%
Dividend yield (TTM) 1.7% · Below median
Debt / equity 0.03× · Lower than median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 5.4× · Cheaper than 75% of peers
P/B 1.17× · Pricier than median
P/S (TTM) 3.54× · Pricier than median
P/FCF 2.5× · Cheaper than median
EV/EBITDA 3.6× · Cheaper than 75% of peers
PEG 5.47× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 36
FUTURE 100 · sector 14
PAST 100 · sector 24
HEALTH 99 · sector 95
DIVIDEND 33 · sector 68

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
BlackRock, Inc BLK $1,161 $465.75 -60%
Blackstone Inc BX $146.41 $52.88 -64%
Investor AB INVEB kr 417.90 kr 835.80 +100%
Brookfield Corporation BN C$62.41 C$7.74 -88%
ICICIAMC ICICIAMC ₹3,077 ₹1,132 -63%
Jio Financial Services Limited JIOFIN ₹256.05 ₹171.84 -33%
Hedef Holding HEDEF 267.25 TRY 321.44 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹11,579 ₹11,257 -3%
HDFC Asset Management Company HDFCAMC ₹2,490 ₹866.78 -65%
Nippon Life Asset Management Limited NAMINDIA ₹1,182 ₹311.00 -74%

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Frequently asked questions

Is AB Industrivärden (INDU-C) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of kr 1,078 versus a price of kr 525.00, about +105% (undervalued).
What is the fair value of INDU-C?
Our model-based fair value for AB Industrivärden is kr 1,078 (as of Aug 13, 2026), built from audited fundamentals. The current price is kr 525.00.
What is the quality score of INDU-C?
AB Industrivärden has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of AB Industrivärden (INDU-C)?
AB Industrivärden reported trailing-twelve-month revenue of about 40.4B SEK (latest available figure, as of Aug 13, 2026).
What is the net profit margin of INDU-C?
The net profit margin of AB Industrivärden is about 99.1%, meaning it keeps roughly 99.1% of revenue as net income. Based on the latest reported figures.
Does AB Industrivärden pay a dividend?
AB Industrivärden currently shows a dividend yield of about 1.75% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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