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IBI Inv House (IBI) Fair Value & Analysis

Financial Services · Il · Market cap 6.5B ILA · ISIN IL0001750186

What is IBI Inv House really worth?

II IBI Inv House IBI · TA
Price465.00 ILA
Fair Value160.67 ILA
Upside−65.5%
Quality66/100

A solid business, but trading 189% above our fair value of 160.67 ILA.

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Strengths

Healthy Growth (revenue 5y +27.5 %/yr)
Solidly profitable · 14.4% net margin
Low debt · generates free cash flow
Wide moat 85/100

Risks

!Mixed vs. peers (8/14)
Evidence: High Range 120.51 ILA – 200.84 ILA

Fair value as of: Aug 19, 2026

From 13 valuation models · updated 16 days ago

Share price +2.6% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (200.84 ILA). The favourable scenario is already priced in.
  • Solid but not exceptional quality (66/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

559.77 ILA 49.49 ILA Fair Value 160.67 ILA Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 19, 2026.

How to read this chart

60‑month range 49.49 ILA – 559.77 ILA · fair‑value band 120.51 ILA – 200.84 ILA · the 465.00 ILA price screens above the 160.67 ILA fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 19, 2026.

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Analysis

IBI Inv House (IBI) currently trades at 465.00 ILA, while our model-based Fair Value estimate is 160.67 ILA, implying the stock looks roughly 189.4% overvalued today. The Quality Score stands at 66/100 (solid quality), in the Financial Services sector. Bull case: the DCF Models group reads highest at a median of 377.94 ILA per share, and 3 of the 13 models we run sit above the 465.00 ILA price. Bear case: the Asset-Based group reads lowest at 43.56 ILA, and 10 of the 13 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, IBI Inv House generated revenue of 1.7B ILA at a net margin of 14.4%. Revenue grew 46.5% year over year. It earns a return on equity of 30.3%. Net debt stands at 72.2M ILA. Fundamentals as of Aug 19, 2026

Our scenario range runs from 120.51 ILA (bear case) to 200.84 ILA (bull case); at 465.00 ILA, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −65%, IBI screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly 11.18 ILS per share, which is 7.0 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF best evidence 307.59 ILA 574.54 ILA 1,054 ILA 75
Owner Earnings 255.13 ILA 522.80 ILA 1,051 ILA 72
Rev-Margin DCF 217.46 ILA 376.59 ILA 609.03 ILA 71
All 13 models by family
DCF Models
Owner Earnings 255.13 ILA 522.80 ILA 1,051 ILA 72
5Y P/E Exit 193.41 ILA 326.84 ILA 489.96 ILA 70
10Y P/E Exit 231.77 ILA 377.94 ILA 608.20 ILA 62
Earnings-Based
Graham-Dodd 84.04 ILA 560.50 ILA 785.06 ILA 63
Lynch FV 163.86 ILA 234.09 ILA 304.32 ILA 61
Dividend Discount
Gordon GGM 99.48 ILA 198.21 ILA 300.15 ILA 67
DDM Multi-Stage 99.48 ILA 171.30 ILA 209.23 ILA 67
Multiples
P/E Multiple 120.51 ILA 160.67 ILA 200.84 ILA 63
P/B Multiple 68.27 ILA 91.02 ILA 113.78 ILA 55
Asset-Based
NCAV (Graham) 32.51 ILA 43.56 ILA 65.02 ILA 54
Growth DCF
Growth DCF best evidence 307.59 ILA 574.54 ILA 1,054 ILA 75
Rev-Margin DCF 217.46 ILA 376.59 ILA 609.03 ILA 71
Economic Profit
Residual Income 75.61 ILA 91.88 ILA 203.13 ILA 71

Widest divergence: DCF Models (377.94 ILA) versus Asset-Based (43.56 ILA). Highest evidence: Growth DCF (75).

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Key figures & financial health

P/E ratio 28.1
P/S ratio 3.34 P/E × margin
EPS (TTM) 16.53 ILA price ÷ EPS = P/E 28.1
Dividend yield 2.2% payout 60.5%
Net margin 11.9% FY2025
Return on equity 30.3% TTM
More key figures
Profitability
Return on assets (EBIT) 18.1% avg 5y
Operating margin 37.2% TTM
Growth
Revenue (TTM) 1.7B ILA TTM
Revenue growth (YoY) +46.5% 3y avg +30.5%
EPS growth (YoY) +203%
Balance sheet & cash flow
Free cash flow 290M ILA FY2025
Net debt 72.2M ILA FY2025 · ≈ 0.2 yrs of FCF

Figures from reported company fundamentals · as of Aug 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 66/100

Of which business quality 64 · Market factors (momentum, volatility) 70

Profitability 65
Margins and returns on capital today
Quality Growth 73
Are margins and returns improving?
Cashflow 85
Earnings quality: real cash, not paper profit
Fin. Strength 76
Balance sheet, leverage, solvency risk
Investment 45
Disciplined investing over empire-building
Low Volatility 62
Calm price path (market factor)
Momentum 66
Price trend over the last 3–12 months (market factor)
52W Momentum 86
Distance to the 52-week high (market factor)
Net Issuance 20
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

I.B.I Investment House Ltd. is a publicly owned holding investment firm with approximately NIS 54 billion ($19.13 billion) in assets under management as of March 31, 2026. The firm provides its services to individuals and institutional clients.

Full company description

I.B.I Investment House Ltd. is a publicly owned holding investment firm with approximately NIS 54 billion ($19.13 billion) in assets under management as of March 31, 2026. The firm provides its services to individuals and institutional clients. Through its subsidiaries, it provides securities trading and brokerage, financial consultancy, and investment management services. The firm manages investment portfolios, mutual fund, underwriting services, provident funds, and investments. It was formerly known as Gachelet Investment Co. I.B.I Investment House Ltd. was founded in 1971 and is based in Tel Aviv, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

IBI Inv House reported revenue of 1.5B ILS in FY2025 versus 549M ILS in FY2021, a compound +27.9%/yr. Reported net income was 175M ILS in FY2025, compounding +5.8%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
1.5B ILS
Latest YoY
+41.3%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+30.5%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+27.5%
Avg. revenue growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+21.7%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+15.6% (13.4 + 2.2)
Revenue +27.9%/yr
FY21 549M ILS
FY22 661M ILS
FY23 792M ILS
FY24 1.0B ILS
FY25 1.5B ILS
Net income +5.8%/yr
FY21 140M ILS
FY22 90.8M ILS
FY23 156M ILS
FY24 178M ILS
FY25 175M ILS
Character of growth · EPS growth decomposed (2014-2025) +22.5 % p.a.
Revenue per share +16.9 %

of which total revenue +17.8 % · buybacks/dilution −0.8 %

EBIT margin +8.4 %
Tax rate −0.9 %
Residual (interest, one-offs) −2.4 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

IBI screens 189% overvalued. Compare with Blackstone Inc →

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Cite: Fair Value Calculator (2026). "IBI Inv House Fair Value". https://www.fairvalue-calculator.com/stock/IBI

Peer Group

Asset Management · 697 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 65 · Above median
Fair Value upside −65% · Bottom 25%
Return on equity (TTM) 30% · Top 25%
Return on assets 15% · Top 25%
Net margin (TTM) 14% · Below median
Operating margin (TTM) 37% · Below median
Revenue growth 47% · Top 25%
Dividend yield (TTM) 2.2% · Below median
Debt / equity 0.05× · Lower than median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 28.1× · Pricier than 75% of peers
P/B 2.36× · Pricier than 75% of peers
P/S (TTM) 1.31× · Cheaper than 75% of peers
P/FCF 7.5× · Cheaper than median
EV/EBITDA 3.4× · Cheaper than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 40
FUTURE100 · sector 14
PAST100 · sector 24
HEALTH97 · sector 95
DIVIDEND43 · sector 81

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 19, 2026).

Stock Price Fair Value vs Fair Value
Blackstone Inc BX $142.39 $52.88 −63%
Investor AB INVEB kr 417.20 kr 824.66 +98%
Brookfield Corporation BN C$55.74 C$10.67 −81%
KKR & Co KKR $108.68 $19.97 −82%
Apollo Global Management, Inc APO $135.04 $101.04 −25%
State Street Corporation STT $193.33 $138.33 −28%
Ameriprise Financial, Inc AMP $559.32 $515.24 −8%
Ares Management Corporation ARES $143.10 $30.88 −78%
Northern Trust Corporation NTRS $186.79 $122.02 −35%
Raymond James Financial, Inc RJF $181.10 $142.42 −21%

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Frequently asked questions

Is IBI Inv House (IBI) overvalued or undervalued?
As of Aug 19, 2026, our model estimates a fair value of 160.67 ILA versus a price of 465.00 ILA, about −65% upside (overvalued).
What is the fair value of IBI?
Our model-based fair value for IBI Inv House is 160.67 ILA (as of Aug 19, 2026), built from audited fundamentals. The current price: 465.00 ILA.
What is the quality score of IBI?
IBI Inv House has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of IBI Inv House (IBI)?
IBI Inv House reported trailing-twelve-month revenue of about 1.7B ILS (latest available figure, as of Aug 19, 2026).
What is the net profit margin of IBI?
The net profit margin of IBI Inv House is about 14.4%, meaning it keeps roughly 14.4% of revenue as net income. Based on the latest reported figures.
Does IBI Inv House pay a dividend?
IBI Inv House currently shows a dividend yield of about 2.15% relative to its recent price (as of Aug 19, 2026).
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