EN DE

I.B.I Investment House Ltd (IBI) Fair Value & Analysis

Financial Services · Il · Market cap 6.5B ILA

IB I.B.I Investment House Ltd IBI · TA
Price426.40 ILA
Fair Value160.67 ILA
Upside-62.3%
Quality66/100
Watch I.B.I Investment House Ltd for free, get notified when fair value or trend changes. Watch for free
Healthy Growth
Solidly profitable · 14.4% net margin
Low debt · generates free cash flow
Mixed vs. peers (8/14)
Wide moat 85/100
Evidence: Medium Range 120.51 ILA – 200.84 ILA Share as image

Fair value as of: Aug 13, 2026

From 13 valuation models · updated yesterday

Fair value updated Aug 13, 2026, revised from 91.02 ILA to 160.67 ILA (+76.5%) since Jul 16, 2026. Share price −7.7% over the past month.

A solid business, but screening 62% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (200.84 ILA). The favourable scenario is already priced in.
  • Solid but not exceptional quality (66/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Share this valuation: 𝕏 WhatsApp

Price vs Fair Value (5 years)

559.77 ILA 42.55 ILA Fair Value 160.67 ILA Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 42.55 ILA – 559.77 ILA · fair‑value band 120.51 ILA – 200.84 ILA · the 426.40 ILA price screens above the 160.67 ILA fair value. Dashed = 300-day average. As of Aug 13, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

I.B.I Investment House Ltd (IBI) currently trades at 426.40 ILA, while our model-based Fair Value estimate is 160.67 ILA, implying the stock looks roughly 62.3% overvalued today. The Quality Score stands at 66/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, I.B.I Investment House Ltd generated revenue of 1.7B ILA at a net margin of 14.4%. Revenue grew 46.5% year over year. It earns a return on equity of 30.3%. Net debt stands at 72.2M ILA. Fundamentals as of Aug 13, 2026

Our scenario range runs from 120.51 ILA (bear case) to 200.84 ILA (bull case); at 426.40 ILA, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -33% fair-value upside, at -62%, IBI screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 307.59 ILA 574.54 ILA 1,054 ILA 80
Residual Income 75.61 ILA 91.88 ILA 203.13 ILA 76
Rev-Margin DCF 217.46 ILA 376.59 ILA 609.03 ILA 74
All 13 models by family
DCF Models
Owner Earnings 255.13 ILA 522.80 ILA 1,051 ILA 31
5Y P/E Exit 193.41 ILA 326.84 ILA 489.96 ILA 38
10Y P/E Exit 231.77 ILA 377.94 ILA 608.20 ILA 35
Earnings-Based
Graham-Dodd 84.04 ILA 560.50 ILA 785.06 ILA 54
Lynch FV 163.86 ILA 234.09 ILA 304.32 ILA 50
Dividend Discount
Gordon GGM 99.48 ILA 198.21 ILA 300.15 ILA 70
DDM Multi-Stage 99.48 ILA 171.30 ILA 209.23 ILA 61
Multiples
P/E Multiple 120.51 ILA 160.67 ILA 200.84 ILA 63
P/B Multiple 68.27 ILA 91.02 ILA 113.78 ILA 55
Asset-Based
NCAV (Graham) 32.51 ILA 43.56 ILA 65.02 ILA 50
Growth DCF
Growth DCF 307.59 ILA 574.54 ILA 1,054 ILA 80
Rev-Margin DCF 217.46 ILA 376.59 ILA 609.03 ILA 74
Economic Profit
Residual Income 75.61 ILA 91.88 ILA 203.13 ILA 76

Widest divergence: DCF Models (377.94 ILA) versus Asset-Based (43.56 ILA). Highest evidence: Growth DCF (80).

Notify me when IBI reaches fair value

Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.

Key figures & financial health

Revenue (TTM) 1.7B ILA
Revenue growth (YoY) +46.5%
Net margin 14.4%
Return on equity 30.3%
Free cash flow 290M ILA FY2025
P/E ratio 25.8
More key figures
Operating margin 37.2%
EPS (TTM) 16.53 ILA
EPS growth (YoY) +203%
Net debt 72.2M ILA FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 66/100

Of which business quality 64 · Market factors (momentum, volatility) 70

Profitability 65
Margins and returns on capital today
Quality Growth 73
Are margins and returns improving?
Cashflow 85
Earnings quality: real cash, not paper profit
Fin. Strength 76
Balance sheet, leverage, solvency risk
Investment 45
Disciplined investing over empire-building
Low Volatility 62
Calm price path (market factor)
Momentum 71
Price trend over the last 3–12 months (market factor)
52W Momentum 77
Distance to the 52-week high (market factor)
Net Issuance 20
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

I.B.I Investment House Ltd. is a publicly owned holding investment firm with approximately NIS 54 billion ($19.13 billion) in assets under management as of March 31, 2026. The firm provides its services to individuals and institutional clients.

Full company description

I.B.I Investment House Ltd. is a publicly owned holding investment firm with approximately NIS 54 billion ($19.13 billion) in assets under management as of March 31, 2026. The firm provides its services to individuals and institutional clients. Through its subsidiaries, it provides securities trading and brokerage, financial consultancy, and investment management services. The firm manages investment portfolios, mutual fund, underwriting services, provident funds, and investments. It was formerly known as Gachelet Investment Co. I.B.I Investment House Ltd. was founded in 1971 and is based in Tel Aviv, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

I.B.I Investment House Ltd reported revenue of 1.5B ILA in FY2025 versus 549M ILA in FY2021, a compound +27.9%/yr. Reported net income was 175M ILA in FY2025, compounding +5.8%/yr from FY2021.

Growth Quality 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
1.5B ILS
Latest YoY
+41.3%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+30.5%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+27.5%
Avg. growth/yr (22Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+21.7%
Revenue +27.9%/yr
FY21 549M ILA
FY22 661M ILA
FY23 792M ILA
FY24 1.0B ILA
FY25 1.5B ILA
Net income +5.8%/yr
FY21 140M ILA
FY22 90.8M ILA
FY23 156M ILA
FY24 178M ILA
FY25 175M ILA
Character of growth · EPS growth decomposed (2014-2025) +22.5 % p.a.
Revenue per share +16.9 pp

of which total revenue +17.8 pp · buybacks/dilution −0.9 pp

EBIT margin +8.4 pp
Tax rate −0.9 pp
Residual (interest, one-offs) −1.9 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

IBI screens 62% overvalued. Compare with BlackRock, Inc →

Share or link this analysis
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "I.B.I Investment House Ltd Fair Value". https://www.fairvalue-calculator.com/stock/IBI

Peer Group

Asset Management · 690 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 65 · Above median
Fair Value upside −62% · Bottom 25%
Return on equity (TTM) 30% · Top 25%
Return on assets 15% · Top 25%
Net margin (TTM) 14% · Below median
Operating margin (TTM) 37% · Below median
Revenue growth 47% · Top 25%
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 0.05× · Lower than median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 25.8× · Pricier than 75% of peers
P/B 2.39× · Pricier than 75% of peers
P/S (TTM) 1.33× · Cheaper than 75% of peers
P/FCF 7.6× · Cheaper than median
EV/EBITDA 3.4× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 36
FUTURE 100 · sector 14
PAST 100 · sector 24
HEALTH 97 · sector 95
DIVIDEND 0 · sector 68

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
BlackRock, Inc BLK $1,161 $465.75 -60%
Blackstone Inc BX $146.41 $52.88 -64%
Investor AB INVEB kr 417.90 kr 835.80 +100%
AB Industrivärden INDUA kr 544.00 kr 375.93 -31%
ICICIAMC ICICIAMC ₹3,077 ₹1,132 -63%
Jio Financial Services Limited JIOFIN ₹256.05 ₹171.84 -33%
Hedef Holding HEDEF 267.25 TRY 321.44 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹11,579 ₹11,257 -3%
HDFC Asset Management Company HDFCAMC ₹2,490 ₹866.78 -65%
Nippon Life Asset Management Limited NAMINDIA ₹1,182 ₹311.00 -74%

Compare I.B.I Investment House Ltd with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Frequently asked questions

Is I.B.I Investment House Ltd (IBI) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of 160.67 ILA versus a price of 426.40 ILA, about −62% (overvalued).
What is the fair value of IBI?
Our model-based fair value for I.B.I Investment House Ltd is 160.67 ILA (as of Aug 13, 2026), built from audited fundamentals. The current price is 426.40 ILA.
What is the quality score of IBI?
I.B.I Investment House Ltd has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of I.B.I Investment House Ltd (IBI)?
I.B.I Investment House Ltd reported trailing-twelve-month revenue of about 1.7B ILS (latest available figure, as of Aug 13, 2026).
What is the net profit margin of IBI?
The net profit margin of I.B.I Investment House Ltd is about 14.4%, meaning it keeps roughly 14.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

14 days Pro free · no card

Track I.B.I Investment House Ltd and try Pro for 14 days

One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.

Zero risk: nothing is ever charged. After 14 days you decide whether to stay.