Fiserv, Inc. Common Stock (FISV) Fair Value & Analysis
Technology · US · Market cap $27.6B · ISIN US3377381088
What is Fiserv, Inc. Common Stock really worth?
Fiserv, Inc. Common Stock
FISV · US
A solid business, trading 37% below our fair value of $83.47.
Strengths
Risks
Fair value as of: Aug 30, 2026
From 11 valuation models · updated 6 days ago
Share price −5.5% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The model range is unusually wide ($45.48 to $130.34). The outcome hinges heavily on assumptions, so read the point estimate with caution.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
- Solid quality (66/100) at a price below fair value, the discount is the argument here, not the business quality.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 30, 2026.
How to read this chart
60‑month range $47.18 – $237.79 · fair‑value band $45.48 – $130.34 · the $52.73 price screens below the $83.47 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 30, 2026.
Analysis
Fiserv, Inc. Common Stock (FISV) currently trades at $52.73, while our model-based Fair Value estimate is $83.47, implying the stock looks roughly 36.8% undervalued today. The Quality Score stands at 66/100 (solid quality), in the Technology sector. Bull case: the DCF Models group reads highest at a median of $81.30 per share, and 10 of the 11 models we run sit above the $52.73 price. Bear case: the Asset-Based group reads lowest at $31.88, and 1 of the 11 models stay below the price. Evidence for this calculation is low.
Net debt stands at $28.3B. The stock trades on a trailing P/E of 8.8 (as of Jul 18, 2026). Fundamentals as of Aug 30, 2026
Our scenario range runs from $45.48 (bear case) to $130.34 (bull case); at $52.73, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 70% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at −57% fair-value upside, at 58%, FISV screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 11 models by family
Widest divergence: DCF Models ($81.30) versus Asset-Based ($31.88). Highest evidence: Growth DCF (73).
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Key figures & financial health
Figures from reported company fundamentals · as of Aug 30, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 60 · Market factors (momentum, volatility) 9
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments.
Full company description
Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments. The company provides merchant acquiring and digital commerce services, mobile payment services, security and fraud protection solutions, stored-value solutions, software-as-a-service, and pay-by-bank solutions, as well as Clover, a point-of-sale and business management platform through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, independent sales organizations, financial institutions, and other strategic partners. It also offers debit card processing services, debit network services, security and fraud protection products, bill payment; person-to-person payments, account-to-account transfers, credit card processing services, prepaid card processing services, card production services, print services, government payment processing, student loan processing, and customer loan and deposit account processing; digital banking; financial and risk management; and professional services and consulting, check processing, automated clearing house, and real-time payments. It serves large enterprise, small business, banks, credit union, large financial institution, fintech, public sectors, and software providers. Fiserv, Inc. was incorporated in 1984 and is headquartered in Milwaukee, Wisconsin.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Fiserv, Inc. Common Stock reported revenue of $21.2B in FY2025 versus $16.2B in FY2021, a compound +6.9%/yr. Reported net income was $3.5B in FY2025, compounding +27.1%/yr from FY2021.
of which total revenue +16.1 % · buybacks/dilution −2.2 %
Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).
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Recent news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- Fiserv Small Business Index Shows YoY Sales Growth in August as Consumers Continue to Spend More on Fewer Visits
- Fiserv CEO Focused on Simplifying Operations, Reducing Silos, UBS Says
- Visa, Mastercard, and Fiserv Just Joined a Group Writing the Rules for AI Agent Payments
- Q2 Earnings Outperformers: Fiserv (NASDAQ:FISV) And The Rest Of The Payment Processing Stocks
Peer Group
Financials · 3318 stocks
How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Software” was too small, so the broader sector is used.)
Valuation Multiples vs Financials median · lower = cheaper
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Software stocks, each showing price versus our Fair Value estimate (as of Aug 30, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| LEENEE LEENEE | ₹7.84 | ₹1.31 | −83% |
| Lee & Nee Softwares (Exports) Ltd 517415 | ₹10.25 | ₹1.17 | −89% |
| NVIDIA Corporation NVDA | $227.98 | $98.98 | −57% |
| Microsoft Corporation MSFT | $480.35 | $365.74 | −24% |
| Taiwan Semiconductor Manufacturing Company TSM | $427.30 | $296.10 | −31% |
| Broadcom Inc AVGO | $371.54 | $118.27 | −68% |
| Samsung Electronics Co 005930 | 257,000 KRW | 163,160 KRW | −37% |
| SK hynix Inc 000660 | 1,647,000 KRW | 1,481,291 KRW | −10% |
| Micron Technology, Inc MU | $932.86 | $148.38 | −84% |
| Advanced Micro Devices, Inc AMD | $476.67 | $55.02 | −88% |
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