590071 Fair Value & Analysis

Financials · IN · Market cap ₹138B (≈ $1.5B) · ISIN INE660A01013

What is 590071 really worth?

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

• The large discount to fair value meets weak quality (38/100). That raises the risk this is a value trap rather than a bargain.
• The price is below even our cautious bear case (₹5,983). The market is more pessimistic than our downside scenario.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 19, 2026.

How to read this chart

60‑month range ₹1,543 – ₹5,557 · fair‑value band ₹5,983 – ₹9,972 · the ₹4,646 price screens below the ₹7,978 fair value. Dashed = 300-day average. As of Aug 19, 2026.

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Analysis

590071 (590071) currently trades at ₹4,646, while our model-based Fair Value estimate is ₹7,978, implying the stock looks roughly 41.8% undervalued today. The Quality Score stands at 38/100 (below-average quality), in the Financials sector. Bull case: the Multiples group reads highest at a median of ₹6,926 per share, and 3 of the 4 models we run sit above the ₹4,646 price. Bear case: the Asset-Based group reads lowest at ₹3,314, and 1 of the 4 models stay below the price. Evidence for this calculation is medium.

Net debt stands at ₹602B. The stock trades on a trailing P/E of 17.4 (as of Aug 19, 2026). Fundamentals as of Aug 19, 2026

Our scenario range runs from ₹5,983 (bear case) to ₹9,972 (bull case); at ₹4,646, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 17% below its 52-week high and 17% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 100% fair-value upside, at 72%, 590071 screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly ₹48.62 per share, which is 0.6 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Widest divergence: Multiples (₹6,926) versus Asset-Based (₹3,314). Highest evidence: Residual Income (69).

Key figures & financial health

Quality Score breakdown

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

590071 reported revenue of ₹49.2B in FY2025 versus ₹51.1B in FY2021, a compound −0.9%/yr. Reported net income was ₹20.6B in FY2025, compounding +15.1%/yr from FY2021.

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Peer Group

Financials · 3318 stocks

How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Banking Services” was too small, so the broader sector is used.)

Valuation Multiples vs Financials median · lower = cheaper

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

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