EN DE

533295 Fair Value & Analysis

Financials · IN · Market cap ₹9.4B (≈ $99.9M) · ISIN INE608A01012

What is 533295 really worth?

5 533295 533295 · BSE
Price₹23.20
Fair Value₹31.07
Upside+33.9%
Quality41/100

Below-average quality, trading 25% below our fair value of ₹31.07.

Risks

!Expensive Growth (revenue 5y +12.2 %/yr)
!Thin margins · 0.0% net margin
!Moderate debt · negative free cash flow
!Narrow moat 30/100
!Evidence only medium, so the estimate is less certain
Evidence: Medium Range ₹23.30 – ₹38.84

Fair value as of: Sep 1, 2026

From 4 valuation models · updated 3 days ago

Fair value updated Sep 1, 2026, revised from ₹31.35 to ₹31.07 (−0.9%) since Aug 13, 2026. Share price −2.4% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The large discount to fair value meets weak quality (41/100). That raises the risk this is a value trap rather than a bargain.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

₹73.78 ₹12.50 Fair Value ₹31.07 Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 1, 2026.

How to read this chart

60‑month range ₹12.50 – ₹73.78 · fair‑value band ₹23.30 – ₹38.84 · the ₹23.20 price screens below the ₹31.07 fair value. Dashed = 300-day average. As of Sep 1, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

533295 (533295) currently trades at ₹23.20, while our model-based Fair Value estimate is ₹31.07, implying the stock looks roughly 25.3% undervalued today. The Quality Score stands at 41/100 (below-average quality), in the Financials sector. How firm this estimate is: it rests on 10 models at a data quality of 95/100, which puts the evidence level at medium.

Net debt stands at ₹62.6B. Fundamentals as of Sep 1, 2026

Our scenario range runs from ₹23.30 (bear case) to ₹38.84 (bull case); at ₹23.20, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 27% below its 52-week high and 15% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 100% fair-value upside, at 34%, 533295 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income best evidence ₹293.85 ₹321.08 ₹430.38 76
P/E Multiple ₹315.07 ₹420.10 ₹525.12 63
P/B Multiple ₹362.75 ₹483.66 ₹604.58 55
All 4 models by family
Multiples
P/E Multiple ₹315.07 ₹420.10 ₹525.12 63
P/B Multiple ₹362.75 ₹483.66 ₹604.58 55
Asset-Based
NCAV (Graham) ₹172.74 ₹231.47 ₹345.47 54
Economic Profit
Residual Income best evidence ₹293.85 ₹321.08 ₹430.38 76

Widest divergence: Multiples (₹420.10) versus Asset-Based (₹231.47). Highest evidence: Residual Income (76).

Notify me when 533295 reaches fair value

Put 533295 on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

EPS (TTM) ₹−15.72
Net margin 23.5% FY2025
Free cash flow −₹21.3B FY2025
Net debt ₹62.6B FY2025

Figures from reported company fundamentals · as of Sep 1, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 41/100

Of which business quality 36 · Market factors (momentum, volatility) 40

Profitability 40
Margins and returns on capital today
Quality Growth 45
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 14
Balance sheet, leverage, solvency risk
Investment 80
Disciplined investing over empire-building
Low Volatility 67
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 21
Distance to the 52-week high (market factor)
Net Issuance 74
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

533295 reported revenue of ₹56.3B in FY2025 versus ₹36.6B in FY2021, a compound +11.4%/yr. Reported net income was ₹13.2B in FY2025, compounding +6.2%/yr from FY2021.

Growth Quality 54/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
₹56.3B
Latest YoY
+5.3%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.9%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.2%
Avg. revenue growth/yr (9Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.3%
Value creation/yr (5Y, in INR) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+4.0% (4.0 + 0.0)
Revenue +11.4%/yr
FY21 ₹36.6B
FY22 ₹39.1B
FY23 ₹40.6B
FY24 ₹53.5B
FY25 ₹56.3B
Net income +6.2%/yr
FY21 ₹10.4B
FY22 ₹13.1B
FY23 ₹6.0B
FY24 ₹10.2B
FY25 ₹13.2B

Watch 533295: get an alert when its fair value changes →

Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "533295 Fair Value". https://www.fairvalue-calculator.com/stock/533295

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banking Services stocks, each showing price versus our Fair Value estimate (as of Sep 1, 2026).

Stock Price Fair Value vs Fair Value
Federal Home Loan Mortgage Corporation FMCKK $13.00 $26.00 +100%
SRTRANSFIN SRTRANSFIN ₹1,134 ₹1,329 +17%
532134 532134 ₹247.00 ₹187.35 −24%
LTG LTG 14.88 PHP 29.76 PHP +100%
532505 532505 ₹26.11 ₹52.22 +100%
590071 590071 ₹4,617 ₹7,978 +73%
535789 535789 ₹150.30 ₹221.25 +47%
540749 540749 ₹303.35 ₹385.27 +27%
Han Kook Capital.Co., Ltd 023760 1,410 KRW 2,820 KRW +100%
Sangsangin Co 038540 2,145 KRW 4,290 KRW +100%

Compare 533295 with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Extrinsic Value Calculator (Options) Splits an option premium into intrinsic and extrinsic (time) value. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is 533295 overvalued or undervalued?
As of Sep 1, 2026, our model estimates a fair value of ₹31.07 versus a price of ₹23.20, about +34% upside (undervalued).
What is the fair value of 533295?
Our model-based fair value for 533295 is ₹31.07 (as of Sep 1, 2026), built from audited fundamentals. The current price: ₹23.20.
What is the quality score of 533295?
533295 has a Quality Score of 41/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of 533295?
The net profit margin of 533295 is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.
Free · no account needed

Continue in the live analysis

Fair value and trend for 35,000+ stocks, watchlist, comparison and the diversification check. You can also try 14 days of Pro there, no card.

Open the live analysis →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.