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STOCK COMPARISON

Banco Bilbao Viscaya Argentaria SA vs JPMorgan Chase &: Fair Value & Quality

Both stocks run through our valuation models. Here is how Banco Bilbao Viscaya Argentaria SA (BBVA) and JPMorgan Chase & (JPM) compare, as of Aug 14, 2026.

As of Aug 14, 2026, Fair Value Calculator sees Banco Bilbao Viscaya Argentaria SA as the less overvalued of the two: Banco Bilbao Viscaya Argentaria SA trades at $28.65 versus a fair value of $20.77 (-28%), while JPMorgan Chase & trades at $363 versus $218 (-40%).
Banco Bilbao Viscaya Argentaria SA
BBVA · USD · Financials
-28%
upside to fair value
overvalued
Price$28.65
Fair Value$20.77
Quality62/100
JPMorgan Chase &
JPM · USD · Financials
-40%
upside to fair value
overvalued
Price$363
Fair Value$218
Quality65/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Banco Bilbao Viscaya Argentaria SAJPMorgan Chase &
Valuation
12.4×P/E (TTM)17.7×
4.36×P/S (TTM)4.87×
2.48×P/B2.50×
7.3×EV/EBITDA12.3×
2.23×PEG1.77×
4.2%Dividend yield1.8%
$0.92Dividend per share$5.90
Profitability
33%Net margin35%
55%Operating margin50%
19%Return on equity18%
1%Return on assets1%
Growth
12%Revenue growth (YoY)30%
-2.9%Avg. growth/yr (3Y)22.1%
4.2%Avg. growth/yr (5Y)16.6%
Balance & size
1.43×Debt / equity1.20×
$142BMarket cap$907B
healthyGrowth qualityhealthy

Banco Bilbao Viscaya Argentaria SA leads: 8 to 6 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Banco Bilbao Viscaya Argentaria SAof which business quality 59 · market factors 82 JPMorgan Chase &of which business quality 61 · market factors 72
ProfitabilityMargins and returns on capital today
40
35
Quality GrowthAre margins and returns improving?
56
44
CashflowEarnings quality: real cash, not paper profit
88
96
Fin. StrengthBalance sheet, leverage, solvency risk
36
26
InvestmentDisciplined investing over empire-building
72
77
Low VolatilityCalm price path (market factor)
65
73
MomentumPrice trend over the last 3–12 months (market factor)
82
65
52W MomentumDistance to the 52-week high (market factor)
100
81
Net IssuanceBuybacks instead of dilution
70
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Banco Bilbao Viscaya Argentaria SA

Dividend Discount$11.52
Multiples$19.59
Asset-Based$6.94
Economic Profit$15.92

6 of 6 models see the stock below the current price.

JPMorgan Chase &

Dividend Discount$119
Multiples$235
Asset-Based$91.35
Economic Profit$195

6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Banco Bilbao Viscaya Argentaria SA
Bear $15.58Fair Value $20.77Bull $25.96
$28.65 = current price (white tick)
JPMorgan Chase &
Bear $163Fair Value $218Bull $272
$363 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Banco Bilbao Viscaya Argentaria SA · Financials

Quality score62 · Top 25%
Fair value upside-28% · below median

JPMorgan Chase & · Financials

Quality score65 · Top 25%
Fair value upside-40% · bottom 25%

Bottom line

As of Aug 14, 2026, Fair Value Calculator sees Banco Bilbao Viscaya Argentaria SA as the less overvalued of the two: Banco Bilbao Viscaya Argentaria SA trades at $28.65 versus a fair value of $20.77 (-28%), while JPMorgan Chase & trades at $363 versus $218 (-40%).

JPMorgan Chase & has the higher quality score (65/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.