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STOCK COMPARISON

AXIS Capital Holdings vs Fidelity National Financial: Fair Value & Quality

Both stocks run through our valuation models. Here is how AXIS Capital Holdings (AXS) and Fidelity National Financial (FNF) compare, as of Sep 5, 2026.

As of Sep 5, 2026, Fair Value Calculator sees AXIS Capital Holdings as the more attractively valued of the two: AXIS Capital Holdings trades at $101 versus a fair value of $139 (+38%), while Fidelity National Financial trades at $47.28 versus $29.08 (-38%).
AXIS Capital Holdings
AXS · USD · Financials
+38%
upside to fair value
undervalued
Price$101
Fair Value$139
Quality49/100
Fidelity National Financial
FNF · USD · Financials
-38%
upside to fair value
overvalued
Price$47.28
Fair Value$29.08
Quality52/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

AXIS Capital HoldingsFidelity National Financial
Valuation
7.6×P/E (TTM)17.6×
1.14×P/S (TTM)0.89×
1.20×P/B1.80×
5.5×EV/EBITDA6.4×
1.18×PEG0.85×
+37.6%Fair value upside−38.5%
1.7%Dividend yield4.3%
$1.76Dividend per share$2.04
Profitability
19%Operating margin19%
EBIT margin trend (5Y)0.59×
17%Return on equity10%
3%Return on assets1%
Growth
8%Revenue growth (YoY)17%
7.4%Avg. growth/yr (3Y)8.2%
6.6%Avg. growth/yr (5Y)6.3%
+21.9%Value creation/yr+4.9%
Balance & size
18.4×Interest coverage (EBIT/interest)5.9×
0.21×Debt / equity0.59×
$8BMarket cap$13B
expensiveGrowth qualityhealthy

AXIS Capital Holdings leads: 9 to 5 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

AXIS Capital Holdingsof which business quality 42 · market factors 59 Fidelity National Financialof which business quality 51 · market factors 43
ProfitabilityMargins and returns on capital today
36
22
Quality GrowthAre margins and returns improving?
63
51
CashflowEarnings quality: real cash, not paper profit
14
100
Fin. StrengthBalance sheet, leverage, solvency risk
8
7
InvestmentDisciplined investing over empire-building
69
50
Low VolatilityCalm price path (market factor)
87
67
MomentumPrice trend over the last 3–12 months (market factor)
45
38
52W MomentumDistance to the 52-week high (market factor)
51
26
Net IssuanceBuybacks instead of dilution
100
87

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyAXIS Capital HoldingsPrice $101Fidelity National FinancialPrice $47.28
Dividend Discount-64%below the price$36.84-26%below the price$35.18
Multiples+47%above the price$149-29%below the price$33.55
Asset-Based-43%below the price$57.77-61%below the price$18.48
Economic Profit+15%above the price$117-47%below the price$25.07
Minimum-64%below the price$36.84-61%below the price$18.48
Maximum+47%above the price$149-26%below the price$35.18
Median-14%close to the price$87.43-38%below the price$29.31
Geometric mean-23%below the price$78.10-42%below the price$27.19

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

AXIS Capital Holdings: 3 of 6 models see the stock below the current price.

Fidelity National Financial: 6 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

AXIS Capital Holdings
Bear $105Fair Value $139Bull $174
$101 = current price (white tick)
Fidelity National Financial
Bear $21.81Fair Value $29.08Bull $36.34
$47.28 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

AXIS Capital Holdings · Financials

Quality score49 · below median
Fair value upside+38% · Top 25%

Fidelity National Financial · Financials

Quality score52 · below median
Fair value upside-38% · bottom 25%

Bottom line

As of Sep 5, 2026, Fair Value Calculator sees AXIS Capital Holdings as the more attractively valued of the two: AXIS Capital Holdings trades at $101 versus a fair value of $139 (+38%), while Fidelity National Financial trades at $47.28 versus $29.08 (-38%).

Fidelity National Financial has the higher quality score (52/100).

See the full analysis →

More comparisons

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.