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STOCK COMPARISON

Samsung Life vs China Life Insurance Co Ltd A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Samsung Life (032830) and China Life Insurance Co Ltd A (601628) compare, as of Aug 14, 2026.

As of Aug 14, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Samsung Life trades at KRW 291,500 versus a fair value of KRW 191,293 (-34%), while China Life Insurance Co Ltd A trades at ¥37.46 versus ¥49.98 (+33%).
Samsung Life
032830.KO · KRW · Financials
-34%
upside to fair value
overvalued
PriceKRW 291,500
Fair ValueKRW 191,293
Quality48/100
China Life Insurance Co Ltd A
601628.SHG · CNY · Financials
+33%
upside to fair value
undervalued
Price¥37.46
Fair Value¥49.98
Quality63/100

Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Samsung LifeChina Life Insurance Co Ltd A
Valuation
P/E (TTM)7.3×
P/S (TTM)3.09×
P/B1.78×
2.1×EV/EBITDA6.0×
1.51×PEG0.68×
1.7%Dividend yield2.3%
KRW 5,300Dividend per share¥0.86
Profitability
12%Net margin42%
3%Operating margin38%
5%Return on equity25%
1%Return on assets2%
Growth
59%Revenue growth (YoY)-15%
-0.4%Avg. growth/yr (3Y)-9.5%
-0.4%Avg. growth/yr (5Y)-4.8%
Balance & size
0.37×Debt / equity0.06×
$42BMarket cap$157B
weakGrowth qualityweak

China Life Insurance Co Ltd A leads: 4 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Samsung Lifeof which business quality 47 · market factors 65 China Life Insurance Co Ltd Aof which business quality 57 · market factors 37
ProfitabilityMargins and returns on capital today
18
47
Quality GrowthAre margins and returns improving?
46
68
CashflowEarnings quality: real cash, not paper profit
86
100
Fin. StrengthBalance sheet, leverage, solvency risk
6
1
InvestmentDisciplined investing over empire-building
61
59
Low VolatilityCalm price path (market factor)
30
68
MomentumPrice trend over the last 3–12 months (market factor)
84
26
52W MomentumDistance to the 52-week high (market factor)
73
21
Net IssuanceBuybacks instead of dilution
82
82

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Samsung Life

Dividend DiscountKRW 59,333
MultiplesKRW 192,357
Asset-BasedKRW 234,027
Economic ProfitKRW 260,257

6 of 6 models see the stock below the current price.

China Life Insurance Co Ltd A

Dividend Discount¥17.98
Multiples¥50.18
Asset-Based¥14.11
Economic Profit¥57.79

4 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Samsung Life
Bear KRW 143,470Fair Value KRW 191,293Bull KRW 239,117
KRW 291,500 = current price (white tick)
China Life Insurance Co Ltd A
Bear ¥37.48Fair Value ¥49.98Bull ¥62.47
¥37.46 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Samsung Life · Financials

Quality score48 · below median
Fair value upside-34% · below median

China Life Insurance Co Ltd A · Financials

Quality score63 · Top 25%
Fair value upside+33% · above median

Bottom line

As of Aug 14, 2026, Fair Value Calculator sees China Life Insurance Co Ltd A as the more attractively valued of the two: Samsung Life trades at KRW 291,500 versus a fair value of KRW 191,293 (-34%), while China Life Insurance Co Ltd A trades at ¥37.46 versus ¥49.98 (+33%).

China Life Insurance Co Ltd A has the higher quality score (63/100).

See the full analysis →

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.