KGI Financial Holding (2883) Fair Value & Analysis
Financial Services · TW · Market cap 519B TWD
Fair value as of: Aug 13, 2026
From 6 valuation models · updated today
Fair value updated Aug 13, 2026, revised from 23.02 TWD to 24.33 TWD (+5.7%) since Jul 17, 2026. Share price +5.0% over the past month.
Below-average quality, and screening another 23% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (30.41 TWD). The favourable scenario is already priced in.
- Weak quality (36/100) and above fair value at the same time, the margin of safety is missing on both counts.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range 8.76 TWD – 31.65 TWD · fair‑value band 18.24 TWD – 30.41 TWD · the 31.65 TWD price screens above the 24.33 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.
Analysis
KGI Financial Holding (2883) currently trades at 31.65 TWD, while our model-based Fair Value estimate is 24.33 TWD, implying the stock looks roughly 23.1% overvalued today. The Quality Score stands at 36/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, KGI Financial Holding generated revenue of 367B TWD at a net margin of 13.1%. Revenue grew 150.5% year over year. It earns a return on equity of 14.3%. Net debt stands at 337B TWD. Fundamentals as of Aug 13, 2026
Our scenario range runs from 18.24 TWD (bear case) to 30.41 TWD (bull case); at 31.65 TWD, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 116% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 34% fair-value upside, at -23%, 2883 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 6 models by family
Widest divergence: Multiples (23.02 TWD) versus Asset-Based (12.92 TWD). Highest evidence: Residual Income (76).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 28 · Market factors (momentum, volatility) 94
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
KGI Financial Holding Co., Ltd. operates as a financial company in Taiwan and internationally. The company offers personal financial services, such as deposits, credit cards, wealth management, and fund scheduling; upstream, midstream and downstream supplier services; and cross-border trade businesses, short-term financing with supply chain cash flow, …
Full company description
KGI Financial Holding Co., Ltd. operates as a financial company in Taiwan and internationally. The company offers personal financial services, such as deposits, credit cards, wealth management, and fund scheduling; upstream, midstream and downstream supplier services; and cross-border trade businesses, short-term financing with supply chain cash flow, sustainable and green energy project financing, and asset-backed loan or under 5 years mid-term syndicated loan for unlisted or listed companies. It also provides corporate strategic services, including credits, foreign exchange hedging, cash management, and trade financing; currency, foreign exchange, interest rate, commodity, equity security of spot market, and derivative financial product trading; and investment strategy and strategic advisory services. In addition, the company offers insurance products comprising life, group, and accident, as well as investment-linked personal life, health, injury coverage, variable annuities, travel safety, and universal insurance; and passive fund or exchange traded fund, public active fund, private placement active fund, and mandate business services. Further, it is involved in investment in securities, real estate, overseas markets, loans, and other foreign investments; and retail brokerage and wealth management, investment banking, global markets business, derivatives business, FINI equity and sales, registry and transfer agency service, and proprietary trading business. The company was formerly known as China Development Financial Holding Corporation and changed its name to KGI Financial Holding Co., Ltd. in August 2024. KGI Financial Holding Co., Ltd. was founded in 1959 and is based in Taipei, Taiwan.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
KGI Financial Holding reported revenue of 323B TWD in FY2025 versus 184B TWD in FY2021, a compound +15.2%/yr. Reported net income was 30.1B TWD in FY2025, compounding −3.8%/yr from FY2021.
of which total revenue +20.9 pp · buybacks/dilution −1.8 pp
Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).
2883 screens 23% overvalued. Compare with China Life Insurance Company →
Peer Group
Insurance - Life · 96 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Insurance - Life median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| China Life Insurance Company 601628 | ¥37.33 | ¥49.98 | +34% |
| Ping An Insurance (Group) Company 601318 | ¥52.60 | ¥84.72 | +61% |
| Manulife Financial Corporation 0945 | HK$343.40 | HK$143.17 | -58% |
| Life Insurance Corporation LICI | ₹412.15 | ₹392.93 | -5% |
| Samsung Life Insurance Co 032830 | 302,500 KRW | 191,293 KRW | -37% |
| China Pacific Insurance (Group) Co 601601 | ¥30.48 | ¥57.51 | +89% |
| Prudential plc PUKN | 545.00 MXN | 499.36 MXN | -8% |
| New China Life Insurance Company 601336 | ¥58.83 | ¥99.92 | +70% |
| SBI Life Insurance Company SBILIFE | ₹1,830 | ₹293.11 | -84% |
| Cathay Financial Holding 2882B | 59.00 TWD | 107.71 TWD | +83% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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