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XtalPi Holdings Limited (2228) Fair Value & Analysis

Healthcare · HK · Market cap HK$32.9B (≈ $4.2B) · ISIN KYG7S12M1051

What is XtalPi Holdings Limited really worth?

XH XtalPi Holdings Limited 2228 · HK
PriceHK$7.33
Fair ValueHK$0.8840
Upside−87.9%
Quality38/100

Below-average quality, and trading another 729% above our fair value of HK$0.8840.

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Strengths

Solidly profitable · 15.4% net margin

Risks

!Mixed Growth (revenue 3y +80.3 %/yr)
!Low debt · negative free cash flow
!Trails peers (4/12)
!Narrow moat 26/100
!Evidence only low, so the estimate is less certain
!Weak on past: 8 out of 100
!Weak on dividend: 4 out of 100
Evidence: Low Range HK$0.6205 – HK$0.9265

Fair value as of: Aug 13, 2026

From 12 valuation models · updated 22 days ago

Share price +0.1% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price sits above even our optimistic bull case (HK$0.9265). The favourable scenario is already priced in.
  • Weak quality (38/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.

Price vs Fair Value (2 years)

HK$15.60 HK$3.26 Fair Value HK$0.8840 Jun 2024 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

27‑month range HK$3.26 – HK$15.60 · fair‑value band HK$0.6205 – HK$0.9265 · the HK$7.33 price screens above the HK$0.8840 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

XtalPi Holdings Limited (2228) currently trades at HK$7.33, while our model-based Fair Value estimate is HK$0.8840, implying the stock looks roughly 729.2% overvalued today. The Quality Score stands at 38/100 (below-average quality), in the Healthcare sector. Bull case: the DCF Models group reads highest at a median of HK$2.00 per share, and 0 of the 12 models we run sit above the HK$7.33 price. Bear case: the Dividend Discount group reads lowest at HK$0.2400, and 12 of the 12 models stay below the price. Evidence for this calculation is low.

Over the trailing twelve months, XtalPi Holdings Limited generated revenue of HK$803M at a net margin of 15.4%. Revenue grew 74.3% year over year. It earns a return on equity of 2.0%. The balance sheet holds a net cash position of HK$2.1B. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.6205 (bear case) to HK$0.9265 (bull case); at HK$7.33, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 52% below its 52-week high and 39% above its 52-week low, currently below its 200-day average. For context, the median of 10 Healthcare peers we cover trades at −64% fair-value upside, at −88%, 2228 screens richer than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly HK$0.0136 per share, which is 1.5 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Note: the current price implies far more future growth than the conservative anchors of our models allow (base growth is deliberately capped, we do not regard such extreme rates as sustainable). Our models are not designed for expectations this high; that is why the individual models scatter extremely (HK$0.2200 to HK$2.00). Read the values as a conservative anchor, not as a price target.
Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income best evidence HK$1.51 HK$1.42 HK$1.06 76
Owner Earnings HK$1.19 HK$2.00 HK$3.68 73
DDM Multi-Stage HK$0.1300 HK$0.2400 HK$0.2900 67
All 12 models by family
DCF Models
Owner Earnings HK$1.19 HK$2.00 HK$3.68 73
Earnings-Based
Graham-Dodd HK$0.1900 HK$1.33 HK$1.86 63
Lynch FV HK$0.6400 HK$0.9200 HK$1.19 61
PEG = 1.0 HK$0.6400 HK$0.9200 HK$1.19 57
Dividend Discount
Gordon GGM HK$0.1300 HK$0.2800 HK$0.4400 66
DDM Multi-Stage HK$0.1300 HK$0.2400 HK$0.2900 67
Multiples
P/E Multiple HK$0.4600 HK$0.6200 HK$0.7700 63
P/S Multiple HK$0.1600 HK$0.2200 HK$0.2700 58
P/B Multiple HK$0.3600 HK$0.4800 HK$0.6000 55
Asset-Based
NCAV (Graham) HK$1.09 HK$1.46 HK$2.18 54
Economic Profit
Residual Income best evidence HK$1.51 HK$1.42 HK$1.06 76
Growth Earnings
Growth-Adj P/E HK$0.8600 HK$1.23 HK$1.60 67

Widest divergence: DCF Models (HK$2.00) versus Dividend Discount (HK$0.2400). Highest evidence: Residual Income (76).

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Key figures & financial health

P/E ratio 255.0 as of Jul 2, 2026
P/S ratio 39.3 P/E × margin
EPS (TTM) HK$0.0200 price ÷ EPS = P/E 255.0
Dividend yield 0.2% payout 70.0%
Net margin 15.4% FY2025
Return on equity 2.0% TTM
More key figures
Profitability
Return on assets (EBIT) −11.5% avg 5y
Operating margin −160% TTM
Growth
Revenue (TTM) HK$803M TTM
Revenue growth (YoY) +74.3% 3y avg +80.3%
Balance sheet & cash flow
Free cash flow −HK$200M FY2025
Net cash HK$2.1B FY2025

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 38/100

Of which business quality 41 · Market factors (momentum, volatility) 17

Profitability 24
Margins and returns on capital today
Quality Growth 92
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 96
Balance sheet, leverage, solvency risk
Investment 34
Disciplined investing over empire-building
Low Volatility 21
Calm price path (market factor)
Momentum 19
Price trend over the last 3–12 months (market factor)
52W Momentum 11
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

XtalPi Holdings Limited operates as a research platform company in Mainland China, the United States, and internationally.

Full company description

XtalPi Holdings Limited operates as a research platform company in Mainland China, the United States, and internationally. The company offers XmartChem, an intelligent synthesis workstation which automates the chemical synthesis process; ChemPlus, desktop solid dispensing device; PatSight, an optical chemical structure extraction tool for patents; and XFEP, a software for rapid FEP calculations using cloud computing. It also provides XMolGen, a generative chemistry tool; and drug discovery solutions, such as hit discovery, hit or lead optimization, and biology capabilities, as well as PepiX, which generates stable peptides. In addition, the company offers discovery chemistry solutions, including automation-aided chemical synthesis and focused library; and XtalGazer, a solid-state research solution. It has a strategic collaboration with Pfizer to co-build an AI-driven molecular simulation research and development platform; DoveTree to develop therapeutics designed for multiple difficult-to-drug targets; and strategic partnership with an international biopharmaceutical company to develop oral small molecule therapeutics for a GPCR target. The company was formerly known as QuantumPharm Inc. and changed its name to XtalPi Holdings Limited in December 2024. XtalPi Holdings Limited was founded in 2015 and is headquartered in Shenzhen, China.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

XtalPi Holdings Limited reported revenue of 782M CNY in FY2025 versus 62.8M CNY in FY2021, a compound +87.8%/yr. Reported net income was 121M CNY in FY2025.

Growth Quality 55/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
HK$782M
Latest YoY
+193.5%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+80.3%
Avg. revenue growth/yr (18Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.0%
Revenue +87.8%/yr
FY21 62.8M CNY
FY22 133M CNY
FY23 174M CNY
FY24 266M CNY
FY25 782M CNY
Net income
FY21 −2.1B CNY
FY22 −1.4B CNY
FY23 −1.9B CNY
FY24 −1.5B CNY
FY25 121M CNY

2228 screens 729% overvalued. Compare with Veeva Systems Inc →

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Cite: Fair Value Calculator (2026). "XtalPi Holdings Limited Fair Value". https://www.fairvalue-calculator.com/stock/2228

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Health Information Services · 128 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 38 · Bottom 25%
Fair Value upside −88% · Bottom 25%
Return on equity (TTM) 2% · Above median
Return on assets −4% · Below median
Net margin (TTM) 15% · Top 25%
Operating margin (TTM) −160% · Bottom 25%
Revenue growth 74% · Top 25%
Dividend yield (TTM) 0.2% · Bottom 25%
Debt / equity 0.02× · Lower than median

Valuation Multiples vs Health Information Services median · lower = cheaper

P/E (TTM) 255.0× · Pricier than 75% of peers
P/B 3.51× · Pricier than median
P/S (TTM) 41.02× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 0
FUTURE100 · sector 33
PAST8 · sector 5
HEALTH99 · sector 98
DIVIDEND4 · sector 44

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Health Information Services stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
Veeva Systems Inc VEEV $282.13 $91.49 −68%
Pro Medicus Limited PME A$183.71 A$23.74 −87%
BrightSpring Health Services, Inc BTSG $59.68 $21.31 −64%
HealthEquity, Inc HQY $104.27 $56.63 −46%
Hinge Health, Inc HNGE $86.32 $24.03 −72%
10x Genomics, Inc TXG $55.63 $17.18 −69%
Waystar Holding WAY $25.76 $12.86 −50%
Doximity, Inc DOCS $24.74 $25.91 +5%
Privia Health Group PRVA $21.07 $5.26 −75%
IKS IKS ₹1,785 ₹830.74 −53%

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Frequently asked questions

Is XtalPi Holdings Limited (2228) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.8840 versus a price of HK$7.33, about −88% upside (overvalued).
What is the fair value of 2228?
Our model-based fair value for XtalPi Holdings Limited is HK$0.8840 (as of Aug 13, 2026), built from audited fundamentals. The current price: HK$7.33.
What is the quality score of 2228?
XtalPi Holdings Limited has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of XtalPi Holdings Limited (2228)?
XtalPi Holdings Limited reported trailing-twelve-month revenue of about HK$803M (latest available figure, as of Aug 13, 2026).
What is the net profit margin of 2228?
The net profit margin of XtalPi Holdings Limited is about 15.4%, meaning it keeps roughly 15.4% of revenue as net income. Based on the latest reported figures.
Does XtalPi Holdings Limited pay a dividend?
XtalPi Holdings Limited currently shows a dividend yield of about 0.19% relative to its recent price (as of Aug 13, 2026).
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