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STOCK COMPARISON

New Oriental Education & Technology vs Bank Leumi Le-Israel B.M: Fair Value & Quality

Both stocks run through our valuation models. Here is how New Oriental Education & Technology (EDU) and Bank Leumi Le-Israel B.M (LUMI) compare, as of Sep 5, 2026.

As of Sep 5, 2026, Fair Value Calculator sees Bank Leumi Le-Israel B.M as the less overvalued of the two: New Oriental Education & Technology trades at $58.22 versus a fair value of $48.37 (-17%), while Bank Leumi Le-Israel B.M trades at ILS 78.95 versus ILS 77.24 (-2%).
New Oriental Education & Technology
EDU · USD · Consumer Discretionary
-17%
upside to fair value
overvalued
Price$58.22
Fair Value$48.37
Quality74/100
Bank Leumi Le-Israel B.M
LUMI.TA · ILA · Financials
-2%
upside to fair value
fairly valued
PriceILS 78.95
Fair ValueILS 77.24
Quality57/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

New Oriental Education & TechnologyBank Leumi Le-Israel B.M
Valuation
16.7×P/E (TTM)10.5×
1.40×P/S (TTM)
2.05×P/B
7.5×EV/EBITDA
0.77×PEG
−16.9%Fair value upside−2.2%
2.1%Dividend yield4.0%
$1.20Dividend per shareILS 3.19
Profitability
13%Operating margin70%
0.78×EBIT margin trend (5Y)1.47×
11%Return on equity15%
5%Return on assets1%
Growth
20%Revenue growth (YoY)-1%
16.4%Avg. growth/yr (3Y)25.2%
6.5%Avg. growth/yr (5Y)25.4%
+4.0%Value creation/yr+27.6%
Balance & size
1,377.0×Interest coverage (EBIT/interest)0.7×
0.00×Debt / equity0.29×
$8BMarket cap$353M
healthyGrowth qualitymixed
Valuation multiples (P/E, P/S, P/B, EV/EBITDA) are shown but not scored here: the two companies sit in different sectors, and multiples only compare fairly between similar business models. PEG stays scored, as it relates the P/E to growth.

Bank Leumi Le-Israel B.M leads: 4 to 7 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

New Oriental Education & Technologyof which business quality 72 · market factors 67 Bank Leumi Le-Israel B.Mof which business quality 53 · market factors 73
ProfitabilityMargins and returns on capital today
46
36
Quality GrowthAre margins and returns improving?
64
39
CashflowEarnings quality: real cash, not paper profit
72
50
Fin. StrengthBalance sheet, leverage, solvency risk
83
50
InvestmentDisciplined investing over empire-building
79
68
Low VolatilityCalm price path (market factor)
75
87
MomentumPrice trend over the last 3–12 months (market factor)
63
58
52W MomentumDistance to the 52-week high (market factor)
66
83
Net IssuanceBuybacks instead of dilution
99
89

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyNew Oriental Education & TechnologyPrice $58.22Bank Leumi Le-Israel B.MPrice ILS 78.95
DCF Models+50%above the price$87.50n/a
Earnings-Based-22%below the price$45.35n/a
Dividend Discount-83%below the price$10.07-56%below the priceILS 35.05
Multiples-17%below the price$48.26-2%close to the priceILS 77.74
Asset-Based-74%below the price$15.42-61%below the priceILS 31.02
Growth DCF+64%above the price$95.48n/a
Economic Profit-49%below the price$29.48-33%below the priceILS 53.04
Growth Earnings+10%close to the price$63.95n/a
Minimum-83%below the price$10.07-61%below the priceILS 31.02
Maximum+64%above the price$95.48-2%close to the priceILS 77.74
Median-20%below the price$46.80-44%below the priceILS 44.05
Geometric mean-33%below the price$39.00-42%below the priceILS 46.01

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

New Oriental Education & Technology: 13 of 26 models see the stock below the current price.

Bank Leumi Le-Israel B.M: 5 of 6 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

New Oriental Education & Technology
Bear $37.55Fair Value $48.37Bull $59.20
$58.22 = current price (white tick)
Bank Leumi Le-Israel B.M
Bear ILS 57.93Fair Value ILS 77.24Bull ILS 96.55
ILS 78.95 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

New Oriental Education & Technology · Consumer Discretionary

Quality score74 · Top 25%
Fair value upside-17% · below median

Bank Leumi Le-Israel B.M · Financials

Quality score57 · above median
Fair value upside-2% · above median

Bottom line

As of Sep 5, 2026, Fair Value Calculator sees Bank Leumi Le-Israel B.M as the less overvalued of the two: New Oriental Education & Technology trades at $58.22 versus a fair value of $48.37 (-17%), while Bank Leumi Le-Israel B.M trades at ILS 78.95 versus ILS 77.24 (-2%).

New Oriental Education & Technology has the higher quality score (74/100).

See the full analysis →

More comparisons

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.