Insperity Inc (NSP) Fair Value & Analysis

Industrials · US · Market cap $1.4B · ISIN US45778Q1076

What is Insperity Inc really worth?

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

• The price sits above even our optimistic bull case ($20.32). The favourable scenario is already priced in.
• Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 3, 2026.

How to read this chart

60‑month range $19.54 – $113.74 · fair‑value band $14.36 – $20.32 · the $51.82 price screens above the $17.34 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 3, 2026.

Full chart & analysis →

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Analysis

Insperity Inc (NSP) currently trades at $51.82, while our model-based Fair Value estimate is $17.34, implying the stock looks roughly 198.9% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Industrials sector. Bull case: the Dividend Discount group reads highest at a median of $30.15 per share, and 0 of the 5 models we run sit above the $51.82 price. Bear case: the DCF Models group reads lowest at $9.97, and 5 of the 5 models stay below the price. Evidence for this calculation is medium.

Over the trailing twelve months, Insperity Inc generated revenue of $6.8B at a net margin of −0.4%. Revenue grew 1.7% year over year. It earns a return on equity of −26.9%. The balance sheet holds a net cash position of $207M. Fundamentals as of Sep 3, 2026

Our scenario range runs from $14.36 (bear case) to $20.32 (bull case); at $51.82, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 12% below its 52-week high and 184% above its 52-week low, currently above its 200-day average. For context, the median of 10 Industrials peers we cover trades at 22% fair-value upside, at −67%, NSP screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Widest divergence: Dividend Discount ($30.15) versus Asset-Based ($0.8100). Highest evidence: Owner Earnings (78).

Key figures & financial health

Quality Score breakdown

About the company

Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States.

Full company description

Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States. It offers Insperity HR360 solution, a full-service PEO solution delivering HR technology, compliance, and strategic support for small and midsize businesses; Insperity HRCore, a streamlined HR platform for payroll, compliance, and workforce management; and Insperity HRScale, a scalable HR solution combining Insperity expertise with Workday technology for businesses. The company also provides performance solutions, including talent acquisition, retirement, and insurance services; contractor management; and Perks+ services. In addition, it offers human capital management and payroll services solution; integrated payroll; benefits administration; HR administration and employee onboarding; time and attendance; and performance management services. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Insperity Inc reported revenue of $6.8B in FY2025 versus $5.0B in FY2021, a compound +8.2%/yr. Reported net income was −$7.0M in FY2025.

NSP screens 199% overvalued. Compare with Adecco Group →

Peer Group

Staffing & Employment Services · 80 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Staffing & Employment Services median · lower = cheaper

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0: the price sits above our fair-value range.

Insider activity: 88/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

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